Finding ways to use them can be a challenge when you buy them in $250 increments.
The U.S. Mint's Circulating $1 Coin Direct Ship Program is back with several options -- Native American, Golden Dollars with Sacagawea, plus Presidents John Adams, Thomas Jefferson, James Madison, George Washington and Andrew Jackson -- meaning you can bust through some of those cash-back tiers on your credit card by purchasing money. These are regular-circulation coins available in increments of $250 or $500.
- Bing: Designs of $1 coins
In addition to killing cash-back tiers, I recommended buying dollar coins to help kill the penny and reduce our use of paper currency, which has a much shorter lifespan.
This year's list, once again topped by the Cadillac Escalade, turns up the usual suspects: 'Chrome, horsepower and HEMIs.'
Carnappers like the Cadillac Escalade for the same reasons its owners do: Chrome, 400-plus horsepower and a sumptuous leather interior.
"Thieves are after chrome, horsepower, and HEMIs," says Kim Hazelbaker, the senior vice president of the Highway Loss Data Institute. "Sedate family cars and fuel sippers aren't on the hot list."
The hot list is the nonprofit's annual tally of theft-loss claims, which the Cadillac tops for the sixth time in the past seven years.
A survey shows that most bank customers will not opt in for so-called overdraft protection.
Maybe Americans are getting smarter about their financial choices and how banks have taken advantage of them.
There's proof in a new survey by the National Foundation for Credit Counseling. It found (.pdf file) that 74% of respondents won't be opting in for so-called overdraft protection, which allows banks to charge customers a hefty fee for the privilege of spending money they don't have.
Rather, consumers are saying, "Decline my card. Please."
When used as directed, Miracle Mineral Solution can cause serious health problems, agency says.
The U.S. Food and Drug Administration is warning consumers not to take Miracle Mineral Solution, an oral liquid also known as "Miracle Mineral Supplement" or "MMS."
The product, when used as directed, produces an industrial bleach that can cause serious harm to health, the agency said.
Yard sales and flea markets are in big demand. Example: The World's Longest Yard Sale added 21 miles to this year's route.
Buying secondhand is a tried-and-true way to get better prices on most purchases. But consumers browsing at yard sales, flea markets, thrift stores and consignment shops can eke out extra savings by changing the way they shop.
Cruise lines use every means at their disposal to get you to spend more. Here's how to avoid the traps.
My wife and I recently celebrated our 20th wedding anniversary by taking an Alaska cruise through the Inside Passage. We loved going to Alaska and immensely enjoyed the cruise itself.
Although we've been on several Caribbean cruises with Carnival Cruise Lines, we chose Princess Cruises this time. We were "kidless" and wanted a more mature and laid-back cruise experience, and Princess delivered. But while I was on this cruise vacation, you just know I couldn't help but spot ways to save money.
Prices are often marked up to take advantage of travelers' relaxed grip on their purse strings.
Travel is a gift. We get to see new places and cultures, meet new people, and expand our lives. Most of us, when we've put the time and money into traveling somewhere special, want to treasure the memories.
There's a large industry to support that desire. Gift and souvenir shops in the United States pull in more than $17 billion a year, according to Hoovers. And gift shops are just the tip of the iceberg.
In a victory for consumers, this October it's going to be a lot tougher to be in the debt-settlement business.
Unless you've been living in a cave for the last several years, you've seen and heard debt-settlement ads -- the ones that make it appear that eliminating credit card debt is as simple as paying "pennies on the dollar."
But after October, those ads may start fading away, along with many of the companies. The Federal Trade Commission has announced what could become crippling restrictions on this particular way to deal with consumer debt.
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