What is it in your state, and why can waiters be paid $2.13 an hour?
The labor laws in the United States can be, at times, very confusing. Ever wonder why waiters at a restaurant can be paid as little as $2.13 an hour while the federal minimum wage is more than three times higher? How much is the minimum wage? Why is overtime pay 1.5 times regular pay for nonexempt employees but not required for exempt employees? What does exempt actually mean?
Want to use my Fort Lauderdale home for a few weeks? OK, provided you've got a place for me to crash in Manhattan.
The single most expensive part of any vacation is almost invariably the hotel, especially when your travel plans include Earth's truly expensive spots: places like San Francisco, London, New York, Tokyo or Paris.
Adding to the pain is the fact that while you’re paying big, you’re ending up in a comparatively tiny space with far fewer amenities than you have at home. But there’s a simple solution to this expensive dilemma.
More people are giving themselves higher marks for being money-savvy, but survey indicates many still need help.
In the weeks preceding Financial Literacy Month, the fourth annual Consumer Financial Literacy Survey asked people to grade themselves. Are they getting smarter about money?
“In 2009, 41% graded themselves as C, D or F, with only 34% falling into that category in 2010,” says the National Foundation for Credit Counseling, which sponsored the survey.
The survey showed that people have gotten a bit more money-savvy in the last few years, but the results were a mixed bag. Considering that April is Financial Literacy Month, isn’t now a good time to take stock of yourself? Ask yourself these questions:
Computer firm returned the souls and confessed to an April Fool's prank. But much of life's fine print isn't as amusing.
You know it’s dangerous to skip all the fine print you’re asked to read when you sign up at a website, but there’s so much of it.
An April Fool’s Day prank by a British online game seller demonstrated how few people really do read the fine print: 88% of the site’s customers agreed to give up their immortal souls in order to buy goods from GameStation, according to a report by Fox News.
By placing an order via this Web site on the first day of the fourth month of the year 2010 Anno Domini, you agree to grant Us a non transferable option to claim, for now and for ever more, your immortal soul. Should We wish to exercise this option, you agree to surrender your immortal soul, and any claim you may have on it, within 5 (five) working days of receiving written notification from gamesation.co.uk or one of its duly authorised minions.
Nobody cares more about your money than you do.
There’s been an influx of new readers at Get Rich Slowly lately. To serve as an intro to the new folks (and to celebrate the site’s fourth anniversary, and in honor of Financial Literacy Month), today I’m going to review my financial philosophy. Although we covered each of these points in turn last autumn, it’s been awhile since I collected these core values in one location.
Based on my research -- and my experience with what does and doesn’t work -- I’ve compiled a list of 14 guidelines that form the basis of everything I write.
Which to fly if you have lots of baggage, want to arrive on time and more.
It’s report card time for the airlines.
Each year, the W. Frank Barton School of Business at Wichita State University and the Department of Aviation Technology at Purdue University release their Airline Quality Rating (AQR), an analysis of Department of Transportation data on topics like: Which airline does the best job at getting bags to their destination? Which has the best arrival and departure records?
Why do you suppose most bankers aren't trying as hard as these Texans to modify troubled mortgages?
This post comes from Marilyn Lewis of MSN Money.
You get the impression from reading the news that banks and loan servicers -- the companies that collect payments -- are resisting demands and pleas from homeowners and the government (and common sense) to get moving on modifying failing mortgages.
Banks seem to drag their feet. Currently, about 6 million homeowners are behind on their payments and banks have modified only a fraction of them (and even “permanent” modifications aren’t really permanent). Banks foreclosed on 2.8 million homeowners last year.
So it’s kind of amazing to read, in this report from HousingWire reporter Diana Golobay, how some servicers are pulling out all the stops to button-hole delinquent homeowners and get them into mortgage modifications.
With enrollment mostly flat, many camps are holding the line on prices.
Want to send Junior to camp this summer but worry about high fees?
The good news is you probably won’t have to pay more, or at least not much more, than last year. Enrollment for 2010 looks steady, at about 11 million campers, according to the American Camp Association. (In the ACA’s most recent survey, three-quarters of participating camps said enrollment this year would be the same or higher than last summer.) So, without a surge of new business, many camps are simply holding the line.
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