New study produces a surprising result.
Forget those financial calculations about whether you'd be better off doing the housework yourself rather than hiring it out.
A new study involving 6,877 couples published in the Journal of Family Issues makes it a moot point in our mind (and pardon us while we go find the duster). The Juggle blog at The Wall Street Journal says the study indicates that "for husbands and wives alike, the more housework you do, the more often you are likely to have sex with your spouse."
Wow. That is stunning. The Juggle notes that it's been documented before that women are more pleased with -- and apparently more willing to please -- husbands who do their fair share to help around the house. "But the more housework = more sex link -- for wives, at least -- is a surprise," blogger Sue Shellenbarger writes.
Fire the housekeeper. It's time for DIY.
Whats going on here?
These ID theft devices are probably more common than you think.
Talk about serendipitous. I've been planning a post on credit card and ATM skimmers -- jerry-rigged little devices criminals use to steal your card numbers -- and yesterday my brother tells me he spotted one of these suckers at a rest area on the New York Thruway.
He alerted managers, who called the cops, who confirmed it was a skimmer. It just proves that skimmers are a real threat out there. Skimmers give fraudsters easy access to unwitting victims' credit and debit card numbers -- even PINs. Here's what you need to know to avoid these nasty things.
A beginner's guide for the lazy composter.
One thing I enjoy about my small garden is the fragrant smell of my lavender plants and the movement of the feather grass in the wind. I have become an avid small-garden and container gardener. In the process, I've also gotten very eco-conscious about what I put on my plants and in my garden.
I began to research other gardening Web sites, specifically ones that discuss eco-friendly alternatives to fertilizers. The nitrogen in fertilizers isn't healthy for the environment. In excess, it is harmful to your soil, and to aquatic animals when the nitrogen-filled water is washed out to sea.
The more I researched, the more I realized that I could make my own fertilizer, or mulch, using my kitchen waste. Not only do I reduce my kitchen garbage, I reuse it to benefit my plants. I also save money by not having to purchase additional nutrients or replace dead plants very often. It's a three-for-one deal.
'Free' ringtones and games may come with $10-a-month bills.
Be sure to scrutinize your cell phone bill carefully. That “free game” you played on Facebook may come with a $10-per-month charge, writes Steve Alexander of the Star Tribune in Minneapolis.
Alexander writes that most people are savvy about Internet scams that involve giving out your personal information on the Internet, which can lead to identity theft.
They should be equally cautious about giving out their cell phone numbers before they read ALL the fine print. Otherwise, they may find themselves signed up for an expensive “premium SMS,” or text, service –- in essence, agreeing to pay a company to send them advertising.
Flu is keeping many home from work and school. I hope I'm not next.
This guest post comes from "vh" at Funny about Money.
People are dropping to the left of us and dropping to the right of us. We seem to have a serious H1N1 flu epidemic going on in our parts.
Recently on the Evening Play-Nooz we heard that thousands of cases have been diagnosed in Arizona, and a number of people have died. Given that many people can't afford to go to the doctor with a case of the flu, the figures are undoubtedly just a fraction of the real number.
- Bing: Where to get a flu shot
For the first time in recorded memory, our choir director didn't show up for midweek practice. He fell ill the morning after the wedding for which we sang, and ended up flat on his back. His doctor told him to stay in bed for seven days, and absolutely not to leave the house.
A vigorous and healthy man, this guy hasn't missed work as long as I've known him, which has been a while. If he's laid low, we frail old bats haven't got a chance.
New study says loan servicers lack financial incentive to modify mortgages.
At the start of the foreclosure crisis, personal-finance experts urged struggling homeowners to contact their lenders if they started to fall behind on their mortgages. The lenders want to do everything they can, homeowners were told, to avoid a foreclosure.
Now, the experts aren't so sure that's the case.
Consumers who have jumped through a frustrating series of hoops to achieve a mortgage modification -- a lower interest rate or more manageable payments -- are convinced that conventional wisdom is flawed.
Buck at The Buck List has a knack for finding sites you might not know about.
One thing we love about The Buck List -- and there are many reasons to love that blog (not many undertake the task of writing a humorous post about funeral planning) -- is the occasional cool Web site blogger Buck Weber finds and shares with readers.
Buck, whose blog focuses on how he makes and saves money in his current unemployed state, seems to be a magnet for the odd cost-cutting or time-saving Web site. Read his blog closely. He sprinkles them about like blogger's word candy.
Good timing, Buck. The microwave hasn't been heating evenly or well. We checked to see what the Samurai Appliance Repair Man had to say about that.
The Bank of America offer of free coverage has a catch.
I remember a few years ago when credit card companies would send out $5 checks to customers. The catch with the $5 check was that it enrolled you in some sort of service, usually identity theft or employment-related coverage, which was free for a month.
After a month, there was a monthly fee that was either flat, in the case of the identity theft service, or a percentage of your balance, in the case of the employment-related service.
Last week, I received letters from two banks reminding me of their complimentary offer of accidental death and dismemberment insurance. It’s clear in both cases that they're marketing promotions trying to get you to buy AD&D insurance from their partners. However, the two offers are very different in how they approach the customer.
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ABOUT SMART SPENDING
Editor Bev O'Shea lives and works in the foothills of the Appalachians. A former copy editor for The Atlanta Journal-Constitution and the Orlando Sentinel, she joined MSN Money in 2007. She's a fan of sunsets, college football and free shipping, among other things.
Having worked as a writer, reporter and editor for more than 25 years, Editor Julie Tilsner is the sort of person who can't help but correct grammar in Facebook postings and on billboards. She's written for BusinessWeek, the Los Angeles Times, Parenting, Redbook, AOL and others. She lives in Los Angeles County with her family and loves to drink wine and practice yoga, although not generally at the same time.
A writer for MSN Money since January 2007, Donna Freedman won regional and national prizes during an 18-year newspaper career and earned a college degree in midlife without taking out student loans. She also writes about smart money tactics for magazines and on her own site, Surviving and Thriving.
Mitch Lipka has been warning people about scams and shining light on questionable business practices for more than 20 years. Mitch, the consumer columnist for The Boston Globe, has also been a reporter and editor at The Philadelphia Inquirer, Consumer Reports, South Florida Sun-Sentinel and AOL. He won the 2010 New York Press Club award for best consumer reporting online and was honored in 2011 for his reporting on child product safety.
Marilyn Lewis is an award-winning writer with a passion for getting readers clear, straight information that helps them stay out of financial trouble. A former reporter for The San Jose Mercury News, she works from her home in Port Townsend, Wash. Contact her at MarilynLewis@Outlook.com.
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