In some high-foreclosure cities, houses that used to cost $250,000 are now selling for $70,000. Here are 4 steps to buying a bank-owned property.
Depending on where you live, the housing market is a depressing subject for homeowners, but exciting for those looking to buy.
"In 30 years, I've never seen a market like this," says Denny Grimes, an agent in Fort Myers, Fla. Because of a glut of foreclosed properties, it's possible to buy a house here for $70,000 that three years ago might have sold for $250,000.
Too good to be true? Study shows that seniors who go shopping daily have longer life expectancy.
This post comes from Lynn Mucken at MSN Money.
This may give new meaning to the phrase "shop 'til you drop."
Scientists in Taiwan found that older men and women who went shopping frequently tended to outlive those who went less often, even when other factors were taken into account.
The first step is to avoid taking on more debt. It's the most important and hardest step of all.
This post comes from partner blog The Dough Roller.
I'm not a huge Dave Ramsey fan. I've listened to his show from time to time and read his books. He can be entertaining, and he has helped a lot of people. But his dogmatic, "I'm right and you're wrong" approach to personal finance rubs me the wrong way.
But he can be inspiring about getting out of debt. And one day several years ago, after listening to his show, I pulled out a piece of paper and wrote the following: "I will be debt-free by the age of 50."
I was 40 when I made that promise to myself. I'll turn 45 later this year. And last month marked a significant milestone in my journey to get out of debt.
What 8 choosy family members really picked.
This guest post comes from Len Penzo at Len Penzo dot Com.
Before the average American kid gets a high school diploma, he or she will supposedly eat 1,500 peanut butter sandwiches.
Americans' passion for peanut butter doesn't stop after childhood, though. Somewhat ironically, adults eat more peanut butter than kids. In fact, almost $800 million is spent each year on the sticky stuff, which makes it one of the most frequently purchased grocery store products.
A good, hard guffaw won't fix your life. But it can help keep you going.
What you need is a good, long laugh.
Well, what else are you going to do? Cry?
I've tried both options.
Chances are you'll save enough to have a grand time on date night -- if your mate is a safe driver.
This post comes from Emmet Pierce at partner site Insure.com.
Jesse Levey recently saved $200 a year on car insurance by having a girlfriend. The 31-year-old Californian, who works in marketing, recently got the pleasant surprise when he added his girlfriend to his auto insurance policy.
"They ran the quote and said it was $200 less per year," he says. "She has a good driving record, but so do I. She is going to be using my car some of the time. We live in the same place."
It turns out that one unexpected benefit of love and commitment is cheap auto insurance.
Sometimes substituting one product for another can reduce your overall costs and your environmental impact.
This guest post comes from Lou Carlozo, Green Dad columnist at dealnews.com.
As far back as the Garden of Eden -- the original eco-friendly paradise -- life has boiled down to a series of choices. Go down one path, and you'll have happy days romping around to your heart's content; take the other, and what looks like a tasty apple one minute turns into a terrible miscue the next.
With our everyday consumer choices we need not fear the wrath of a higher being, though we do have Mother Nature to worry about. In that spirit, Green Dad presents eight simple alternatives to common household purchases that will have your carbon footprint shrinking in no time.
More high school students are considering the economy when looking at colleges, and Congress is mandating better disclosure of the costs.
As the effects of the recession linger on, more high-schoolers are ranking their college choices based on costs and the return on investment, a new survey says.
After polling 21,000 college freshmen-to-be, scholarship website Fastweb.com and consulting firm Maguire Associates found (.pdf file) that 68% say the economy has "greatly" or "somewhat" influenced their college application choices this year.
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