Smart SpendingSmart Spending

There are several ways besides not answering the door.

By Karen Datko Oct 27, 2009 11:24AM

This post comes from Jim Wang at partner blog Bargaineering.

 

As the sugar-fueled, much-anticipated mischievous holiday of Halloween draws near, frugal families are trying to figure out how they can save money on Halloween candy. Unfortunately for the money-conscious, this year's Halloween falls on the worst possible day, a Saturday.

A Saturday Halloween means trick-or-treaters will be out earlier and longer than if it were on a workday, and that means there will be more ghosts, pumpkins and football player zombies wandering up to your door asking for candy.

 

However, if you're smart about how you approach Halloween, you can save yourself a little bit of money. Every little bit counts.

 

Quality of life is more important to him than a high-paying job.

By Karen Datko Oct 26, 2009 5:53PM

This guest post comes from David Weliver at Money Under 30.

 

When Forbes named Portland, Maine, the most livable city in America this year, it didn't surprise me or my wife or any of Portland's other 64,000 denizens. With a low cost of living, great culture and dining (we were also named Bon Appetit's "foodiest small town") and easy access to the ocean and mountains, Portland freaking rocks.

The only big thing Portland lacks for well-educated, ambitious 20-somethings? An abundance of career options.

 

There's nothing scary about these deals.

By Teresa Mears Oct 26, 2009 4:52PM

Halloween is coming, and that’s as good an excuse for free stuff as anything. This year, merchants have all kinds of freebies for us.

 

Monroe on a Budget has a good list of sales on costumes and candy at national chain stores. Nestle has printable coupons good for $1 off Nestle and Wonka candy products. (Look for the boxes on the right.) You can get coupons for $2 off larger bags at Coupons.com.

Other deals are as wide-ranging as coupons for free bowling, yogurt for used candy wrappers and free burritos for anyone who dresses like one.

 

The downturn arrived late or hardly at all in some U.S. metro areas.

By Karen Datko Oct 26, 2009 3:48PM

What does San Antonio have besides great food and the Alamo? The right stuff to beat back the Great Recession.

 

San Antonio ranks No. 1 in a BusinessWeek ranking of the top 40 strongest U.S. metropolitan economies, based on a Brookings Institution MetroMonitor survey.

 

In Texas' second-largest city (yep, San Antonio is now bigger than Dallas) the unemployment rate in June was just 6.9%, two points higher than a year ago, according to BusinessWeek, which produced a slideshow of its top 40 cities. San Antonio, it says, "has one of the strongest job markets in the nation."

 

No. 2 on the list is the Austin-Round Rock area in Texas, the last state to experience the recession. Also representing Texas on BusinessWeek's list are Dallas, Houston, El Paso, and McAllen, despite that metropolitan area's 11% unemployment rate.

 

Company spokeswoman rails against 'propaganda groups.'

By Karen Datko Oct 26, 2009 11:43AM

This post comes from Jon Hood at partner site ConsumerAffairs.com.

 

A chastened Disney is offering refunds to consumers who own copies of the company's Baby Einstein videos, bowing to pressure from a parents group that says the video is more likely to turn children into Baby Alfred E. Neumans.

 

Disney's move allows anyone who bought a Baby Einstein video between June 5, 2004, and Sept. 4, 2009, to get their money back. Alternatively, consumers can trade their DVD in for a Baby Einstein book or CD, or redeem it for a 25% discount on future Baby Einstein purchases. The offer is good through March 4, 2010, and is limited to four per household.

For years, the Campaign for a Commercial-Free Childhood, a group fighting to "reclaim childhood from corporate marketers," has said the videos don't live up to Disney's promises.

 

Want to be happy? Sometimes there is no place like home.

By Karen Datko Oct 26, 2009 9:01AM

This post comes from J.D. Roth at partner blog Get Rich Slowly.

 

My wife recently spent a long weekend touring eastern Oregon with two of her co-workers. They drove from small town to small town, shopping for antiques and visiting museums.

 

On Saturday -- with an early October snow falling outside -- Kris and her friends stopped to eat lunch at La Laguna in the small town of Joseph (population 1,054). As part of the worst job I ever had, I spent several weeks selling insurance door-to-door in Joseph, so I know the locals are friendly. Such was the case at La Laguna. Kris's party struck up a conversation with their waiter.

He told them that he was raised in Joseph. When he was a young man, he moved to Portland; the big city seemed exciting. He had a good time, and is glad to have had the experience, but after a few years he moved back to small-town life in Joseph.

 

"Life is simpler here," he said. "And it's less expensive. When I lived in Portland, I couldn't save anything; there was always something to spend my money on. There just aren't as many temptations here."

 

If you want to sleep better, readers say, dump your debt.

By Donna_Freedman Oct 26, 2009 4:54AM

Frugal people sleep better.


That’s a recurring theme in a Smart Spending message board thread called "Why are you frugal?" Readers say it’s hard to beat the contentment of a good night's slumber, untroubled by debt.


Some readers say they're frugal because they love finding great deals, but most have more complex reasons. They're thrifty now to meet future goals: a car, a house, a family. They've chosen to reject hyperconsumerism. They're called to careers (e.g. the arts) that are fulfilling but require careful money management. Or they simply enjoy the peace of mind that comes with having an emergency fund.

 

The lesson: Wait before you splurge on that new toy.

By Donna_Freedman Oct 26, 2009 4:31AM

A year ago, a regular reader who calls herself "SC CDF" really wanted an ice-cream maker. These days she can barely remember having wanted it. She proposed that we write down what we want and then check back later to see if we still want it. That's why in April I started a Smart Spending message board thread called "What do you want? Will you still want it a year from now?" 


Readers posted their burning desires: a great camera and printer, electronic gadgets, new cookware, computers, automobiles, furniture. Most of those who reported back later on the updated thread said they did not get what they wanted. But all of them were OK with that. 

 

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ABOUT SMART SPENDING

Smart Spending brings you the best money-saving tips from MSN Money and the rest of the Web. Join the conversation on Facebook and follow us on Twitter.

Editor Bev O'Shea lives and works in the foothills of the Appalachians. A former copy editor for The Atlanta Journal-Constitution and the Orlando Sentinel, she joined MSN Money in 2007. She's a fan of sunsets, college football and free shipping, among other things.

Having worked as a writer, reporter and editor for more than 25 years, Editor Julie Tilsner is the sort of person who can't help but correct grammar in Facebook postings and on billboards. She's written for BusinessWeek, the Los Angeles Times, Parenting, Redbook, AOL and others. She lives in Los Angeles County with her family and loves to drink wine and practice yoga, although not generally at the same time.

A writer for MSN Money since January 2007, Donna Freedman won regional and national prizes during an 18-year newspaper career and earned a college degree in midlife without taking out student loans. She also writes about smart money tactics for magazines and on her own site, Surviving and Thriving.

Mitch Lipka has been warning people about scams and shining light on questionable business practices for more than 20 years. Mitch, the consumer columnist for The Boston Globe, has also been a reporter and editor at The Philadelphia Inquirer, Consumer Reports, South Florida Sun-Sentinel and AOL. He won the 2010 New York Press Club award for best consumer reporting online and was honored in 2011 for his reporting on child product safety.

Marilyn Lewis is an award-winning writer with a passion for getting readers clear, straight information that helps them stay out of financial trouble. A former reporter for The San Jose Mercury News, she works from her home in Port Townsend, Wash. Contact her at MarilynLewis@Outlook.com.

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