You can overcome the fear that you'll make a mistake that will cost thousands of dollars to fix.
Just over a year ago my spouse and I bought our first home -- a foreclosure. A lot of repairs needed to be made -- an asbestos abatement to remove the original 1925 "octopus" furnace, refinishing hardwood floors, fixing locks, replacing electric outlets, and painting.
We hired professionals for the major projects -- furnace replacement, plumbing updates, and hardwood floor refinishing. And the easiest issues we fixed ourselves.
But there were a lot of more difficult, but not impossible, projects that needed to be done.
Under a formula in place since the 1970s, Social Security recipients likely won't get an increase for the second straight year. Is that fair?
For the second year in a row, it looks as if Social Security recipients won't get a cost-of-living raise next year.
"How can that be?" you're probably wondering. Answer: The cost of living hasn't gone up -- enough.
Whether seniors can expect an increase will be announced later this week, but numerous reports say the monthly benefits will remain where they are for 2011. The same occurred for 2010. (The Social Security trustees predicted this in 2009, so it should not be surprising.)
How can this be? A year without an increase, let alone two in a row, hasn't happened in at least 30 years.
McDonald's in Hong Kong responds to demand and will offer weddings, complete with balloon dresses and apple pie cakes.
Here's a frugal wedding reception idea we hadn't considered: Several McDonald's restaurants in Hong Kong will start offering wedding packages next year, providing a baked apple pie wedding cake, balloon dress, party favors and food for the equivalent of a few hundred dollars.
"It's unlikely that the couple will be able to book the entire restaurant for their wedding, but at that price, who cares if there are babies screaming in the booth next door?" CNN Go's Tiffany Lam wrote.
Retailers are rolling out discounts early. Let the holiday shopping season begin.
This post comes from Melinda Fulmer of MSN Money.
Retail giant Wal-Mart has fired its first shot in the holiday toy wars, dropping prices on everything from a Nerf dart gun to a poochie potty-training Barbie.
With budgets tight, analysts expect many retailers to start cutting prices ahead of the usual Black Friday shopping kickoff, so families can spread out their holiday spending.
Her great-grandfather may have founded the company, but she still can't get any help from AT&T's customer service. Sound familiar?
Updated 11:55 a.m. ET Oct 13.
Here's what customer service has come to: Even a descendent of Alexander Graham Bell can't get AT&T to fix her phone.
Helene Pancoast, a 72-year-old Miami artist who is a great-granddaughter of AT&T founder Alexander Graham Bell, lost her phone service three weeks ago. She has been stuck in bureaucratic limbo ever since.
UPDATE: After her story appeared in The Miami Herald and on MSN, Pancoast heard from AT&T, and her phone service was restored Wednesday morning. Since then, she has been receiving calls from friends she hadn't heard from in years.
People with a wedding or a baby on the way can profit handsomely when well-wishers buy gifts.
Milestones such as getting married or having a baby aren't cheap. Of course, gifts help -- and more than ever, now that a growing number of retailers are offering registrants a kickback.
This month, Babies R Us became the latest to launch a registry rewards program, joining a number of retailers -- including Macy's, Bon-Ton, Target, and Bed Bath & Beyond -- that give a rebate or discount back to the registrants.
Scammers are using Facebook to target your friends and their money.
As more and more people use Facebook and other social networks, the probability that someone you know will be ensnared by a phishing e-mail grows.
Phishing, as it applies in this case, is when someone tries to steal your login credentials by sending you an e-mail that looks like it's from the network itself. The e-mail will look as if it came from Facebook, but the links inside will go to another site that looks like Facebook, where you'll unwittingly log in and give up your credentials.
This scam works because while people are usually on guard when they get e-mails that appear to be from their bank -- though phishing for bank credentials still works more often than it should -- they aren't as aware when they get an e-mail that appears to be from Twitter or Facebook. ("Oh, Jim sent me a shotgun in Mafia Wars. Must log in to see!")
The only positive in getting your Facebook account phished is that you don't lose any financial information directly. That's why scammers have turned to the "mugged abroad" scam.
As the holiday season approaches, here come the predictions about where and how much we'll spend. Also, is Black Friday becoming passe?
You know the holiday season is almost here when economists and forecasters start predicting just how much we'll spend on gifts -- and they all contradict each other. Take a look at these new reports:
- "After a ho-hum 2009 and a disastrous 2008, holiday retail sales are expected to increase a more moderate 2.3% this year," proclaims the National Retail Federation.
- "In almost every category this year, there is a drop-off in intended purchases," cautions market research firm NPD Group.
- "The overwhelming majority of shoppers will maintain a tight grip on their wallets as they hit the stores this holiday season, with 83% expecting to spend the same or less on holiday gifts compared to 2009," says business consulting firm Accenture.
Even though the experts don't know exactly what will happen by the end of the holiday shopping season, their reports give the rest of us some tips on what to do -- and not do -- as we begin to shop.
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