Almost anything is a better investment than flushing your money down the lottery toilet.
Updated March 30, 2012, 2:04 p.m. ET
This post comes from J.D. Roth at partner site Get Rich Slowly.
Over the years, I've done some foolish things with my finances. I've squandered money on comic books. I've speculated on risky stocks, hoping to make a quick fortune. I've paid a gazillion dollars -- or something close to it -- in credit card interest and bank fees. I spent large windfalls on the latest technological gadgets.
No, I'm by no means perfect with money.
One trap I've managed to avoid, though, is the lottery.
It can cost $14,000 a year for insurance on a Huayra, $1.4 million Italian sports car. And that's only if you don't drive it.
This post comes from Barbara Marquand at partner site CarInsurance.com.
If you think finding cheap car insurance rates for your vehicle is tough, imagine what the owner of a new Huayra will go through when the $1.4 million supercar blows into the U.S. market later this year.
The car is both a technological marvel and work of art. Powered by a twin-turbo, 12-cylinder engine with more than 700 horsepower and 800 foot-pounds of torque, the Huayra can go from zero to 100 mph in three seconds and reach a top speed of 230 mph. It's the lightest sports car in its class, weighing just shy of 3,000 pounds; indeed, with its sleek gull-wing design, the Huayra looks ready for flight.
You're doing all you can to ensure you have enough money in your golden years. Make sure your plans don't backfire.
This post comes from David Ning at partner site U.S. News & World Report.
Many of us should be ramping up our efforts to save for retirement. But not all methods of saving money are worth the cost. Here are five retirement saving strategies that could actually leave you worse off in retirement.
- Calculator: Are you saving enough for retirement?
The point of purchase is the best place to start. Also, know your rights.
This post comes from Mary Ann Campbell at partner site IndexCreditCards.
Get Rich Slowly blogger J.D. Roth shares a story about the dilemma his wife encountered when disputing a modest charge on her account. Erroneously charged twice at a British Columbia café, she spent months trying to receive a refund to no avail.
Finally she canceled her card and refused to do business with the issuer. She learned that some disputes aren't worth the hassle, but she still made a statement.
It's bound to happen to many of us who use credit cards at one time or another, and oftentimes we don't have the option to just let go.
Low-cost European carrier Ryanair says it will introduce no-kid flights. It might be a joke, but 'no frills, no kids, no hassle' could be a winner.
This post comes from Lynn Mucken at MSN Money.
The announcement included the results of a purported poll of 1,000 passengers that indicated such flights would be quite popular. The survey "showed that half would pay higher fares to avoid other people's children," the announcement said, adding that "a third of passengers (36%) have had flights 'ruined' by other people's noisy kids, with 18% urging Ryanair to restrict the number of children on flights."
Without proper care, your batteries won't keep a charge as well as they used to. From your cellphone to your digital camera, here are a few things you can do.
This post comes from Dan Schointuch at partner site Money Talks News.
If you own an iPhone, laptop, digital camera or almost any rechargeable device, it probably runs on a lithium ion battery. They pack a ton of power into a small space and do a great job of holding on to that power when not in use. But without proper care, your battery won't keep its charge as well as it used to.
The price is dropping, and cheap protein is a real budget-booster.
The Grocery Outlet recently sent out a flier with the following coupon: 18 medium eggs for free, no purchase necessary. You can see where this is going.
Yep: I walked up to "the Gross-Out," as it's lovingly known -- it's actually a swell place to find discount and "overrun" foods -- and strolled back home with a dozen and a half gratis cackleberries. Since then I've had egg salad for lunch, scrambled eggs and a bagel and cream cheese for supper, and a couple of hard-boiled eggs for snacks.
And when I run out, no worries: The egg sales have started.
These simple tricks will help you find the least expensive version of the songs you want.
This guest post comes from Len Penzo at Len Penzo dot Com.
I've written before about my insatiable addiction to iTunes. It's one of the biggest money leaks I have to deal with on a monthly basis.
Believe it or not, some months I'll spend upward of $100 on iTunes songs for my iPod, although I'm trying my level best to rein in that nasty little habit. In the meantime, I do my best to find iTunes bargains wherever I can. Let's face it, the cost and convenience of iTunes simply can't be beat.
In fact, I hope you don't think I'm being too crotchety when I say kids today don't realize how good they have it. It's true.
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