Couple wants to have four children, but can they really afford it?
Anthony writes in:
My wife and I have two children, ages 2 and 1. We’d like to have more; we both think that four would be a great number, although there’s no particular logical reason for that number. The problem is the expense. With day care costs, adding each additional child will cost another $260 a month. If we stopped paying extra on our student loans and cut our savings per month to $145, we could afford the day care for the third child, but a fourth would require more painful cuts. We already live frugally: buy used clothes, drive used paid-for cars, make almost all of our food at home, etc. I’ve looked into second jobs, but there’s very little IT work in the area, other than what I already do. And with our county having the highest unemployment rate in the state, I suspect even paper-route jobs and that sort of thing would be hard to find.
Only a very small percentage of people are 'supertaskers' who can do both successfully.
Are you one of those annoying people who can't get behind the wheel without carrying on a conversation on your cell phone?
You might be interested to know that a new study conducted by University of Utah psychologists found that only a small number of people have the extraordinary ability to multitask: Unlike 97.5% of those studied, they can drive safely while chatting on the phone.
Actually, many readers said, it's not about the money. Restaurant portions are way too large.
What’s one of the easiest ways to make dining out more affordable? Share an entrée, of course. It’s a big cost savings even if the restaurant charges a plate fee.
But after reading a Slashfood post, we suspect that your server may strongly object to this practice and view you as cheap.
There are few Americans who can save $30,000 in five years, but anyone who buys and finances a new car could be doing exactly that.
I’m 54 years old and have yet to own my first new car. In this post, I’m going to explain why I never buy new. In the next, I'll go over the steps to finding a reliable $5,000 car.
When I graduated from the University of Arizona in 1977, my parents gave me a 1975 Toyota as a graduation present. Much to my parents' dismay, within a few weeks I’d sold that car and used the proceeds for the down payment on my first house: a 900-square-foot concrete box in a dicey section of Tucson that I bought for less than $20,000. For wheels, I borrowed a couple thousand dollars from a credit union and bought a 1958 Triumph TR3, a car I drove every day for more than a year.
Blogger rounded up the neighborhood kids to do a blind taste test. Were name-brand cereals the winners?
When it comes to breakfast, kids can be real cereal killers. Unfortunately, for those of us trying to keep our grocery costs reasonable, name-brand cereals can be a very expensive proposition.
When I was growing up, I remember my sister pounding down multiple bowls of Froot Loops and Lucky Charms every morning.
I enjoyed kid cereal too -- Apple Jacks and Frosted Flakes are still favorites of mine -- but I never could put it away like Sis.
Cereal is big business
Here are a few facts about cereal I found while surfing the Internet:
Retailers are offering presents -- with a few strings attached. Here's a list.
You don’t need to look much further than your inbox to see that friends and family aren’t the only ones wishing you a happy birthday. Today, plenty of stores and restaurants offer you bargains on (and ahead of) your birthday, but these deals aren’t always worth celebrating.
The birthday marketing tool is particularly common among chain stores. Starbucks gives reward club members a free coffee; Baskin Robbins, a free ice cream cone. DSW loyalty members get a $5 reward certificate, while Express credit card holders receive a $15 coupon toward their next purchase.
Save the Earth as well, and do it all in one afternoon.
Ambitious title for a post for sure, but not that far off when you look at the facts surrounding freshwater.
According to Water.org, 884 million people (one in eight in the world) lack access to a safe water supply. Less than 1% of the world's freshwater (or about 0.007% of all water on earth) is readily accessible for direct human use. Furthermore, an American taking a five-minute shower uses more water than the typical person living in a Third World slum uses in a whole day (learn how to take a shower in 60 seconds).
All environmental guilt issues aside, saving water is not only good for the planet, it can be a highly efficient way to cut your water and energy bills (energy to heat the water). Here are the top five ways that you can cut your water use today.
Food fraud can mean that you're being overcharged and misled. How can you tell if you're being hoodwinked?
We first read about large-scale food fraud when The New Yorker wrote about the Italian olive oil industry several years ago. Whoa. Was the pricey EVOO in our cupboard really something else -- hazelnut oil, perhaps?
Actually, food fraud is growing so quickly, The Washington Post reports, that the U.S. Food and Drug Administration is under increasing pressure to get involved. Without verification that labeling is accurate, you could be paying Cadillac prices for the food equivalent of a Hyundai Accent.
Here are some examples we came across in the Post and elsewhere:
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