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More than a third of iPad owners surveyed by a deal aggregator say they would trade in their old model for the new Mini.

By MSN Money Partner Oct 25, 2012 4:42PM

This post comes from Quentin Fottrell at partner site MarketWatch.

 

MarketWatch logoAs soon as Apple unveiled the iPad Mini on Tuesday, the first thing many consumers did was sell their old iPads.

 

Two major resale sites reported eye-popping surges in business in the run-up to the iPad Mini launch. Some 140,000 devices were put up for sale on Gazelle.com on Tuesday -- a 700% spike from the day before, says Anthony Scarsella, the site's chief gadget officer. Half of that increase occurred in the hours just before the announcement, he says -- and the most common model put up for sale was the "new iPad" released just six months ago.

 

The first major leaked Black Friday ad has appeared online, and it has some worthwhile deals.

By MSN Money Partner Oct 25, 2012 3:33PM

This post comes from Melinda Fulmer of MSN Money.

 

Image: Gift © Brian Hagiwara, Brand X, CorbisA leaked copy of the Macy's Black Friday ad landed on deal sites today, offering up bargains that rivaled its sales last year.

 

The store will open at midnight for Black Friday, with its best "morning specials" running to 1 p.m. that day, and from 7 a.m. to 1 p.m. on Saturday.

 

Department stores typically take a back seat on Black Friday to discounters such as Wal-Mart and Target, which offer a broader range of bargains from clothing to toys to electronics.

 

"I don't think there's one item that's going to draw a huge mass (of people)," says Michael Brim of BFAds.net, which posted the ad this morning.

 

Is 80 really the new retirement age? Why are 30-somethings least confident about retirement?

By Stacy Johnson Oct 25, 2012 2:10PM

This post comes from Renee Morad at partner site Money Talks News.

 

Money Talks News logoThis week is National Save for Retirement Week, an educational campaign to raise public awareness about the importance of long-term retirement planning. The program, created by bipartisan congressional action, encourages Americans to utilize retirement savings and investment plan strategies. The week also encourages individuals to reflect on their current financial situations and their potential for a secure retirement. 

 

With that in mind, here are some surprising statistics and insights on where Americans stand today, as well as their expectations, fears and hopes about retiring.

 

A lawsuit settlement will end a Medicare policy that deprives chronically ill people of needed care.

By Karen Datko Oct 25, 2012 12:00PM

Senior woman on wheelchair looking out of window with blinds © Design Pics, Don Hammond, Design Pics, Getty ImagesHere's a Medicare rule I didn't even know existed until a lawsuit settlement dealt it a death blow last week: Medicare will not pay for skilled nursing care or therapy for patients who are not expected to get better.

 

That's right. It doesn't matter if the skilled care or therapy would make your life less miserable or slow your downhill slide. Think of the special care needed for those with Alzheimer's or Parkinson's or chronic lung disease.

 

That's going to change. The Los Angeles Times explains: "Under the terms of the settlement -- expected to be approved by a federal judge in Vermont in coming months -- Medicare would not deny skilled nursing care and various forms of therapy for beneficiaries, regardless of their prognosis."

 

Freebies for Halloween aren't limited to trick-or-treat candy this year. Take your pick of video games, doughnuts and restaurant meals.

By MSN Money Partner Oct 24, 2012 5:35PM

This guest post comes from Leah Ingram at Living on the Cheap.

 

Living on the Cheap logoWhen you think about it, Halloween is the ultimate freebie holiday, with free fun things for everyone to do. Kids get dressed up in costume and go door to door to get free candy.

 

Image: Halloween (© Digital Vision Ltd/SuperStock)This year it doesn't have to be just the little ghosts and goblins who benefit from the free stuff. A number of restaurants and retail outlets have lined up frightfully terrific freebies and deals that, in most instances, nearly anyone can take advantage of on or around Oct. 31.

 

Some do require dressing up in costume but, hey, isn't that the fun of Halloween anyway?

 

Here are nine ways or places to go to get free stuff or food deals for Halloween:

 

These tips will stem the flow of illegal calls. Meanwhile, the FTC is offering a $50,000 prize for a permanent solution.

By MSN Money Partner Oct 24, 2012 3:22PM

This post comes from Gerri Detweiler at partner site Credit.com.

 

Credit.com logoWould you like to know how to stop robocalls -- those annoying automated phone calls that interrupt you at home or work with a recorded message?

 

Image: Pink phone © Fuse/Getty ImagesSo would some 17,000 consumers who live in Indiana who took the time to file a complaint with the state. And so would the Federal Trade Commission, which is offering a $50,000 grand prize to the person who comes up with the best solution for blocking illegal commercial robocalls on land lines and cellphones.

 

Why are these calls so common? The same technology that makes it possible for us to call just about anyone anywhere in the world cheaply also makes it possible to annoy, harass or scam anyone anywhere in the world -- and often to do so anonymously with little fear of being caught or stopped. Using autodialers, they can call thousands of households a day.

 

And these calls aren't just annoying -- they can be downright dangerous.

 

It remains to be seen, though, whether being required to have a sticker on their car will prevent teens from engaging in risky driving behavior.

By MSN Money Partner Oct 24, 2012 12:20PM

This post comes from Matt Brownell at partner site CarInsurance.com.

 

CarInsurance.com logoLittle red stickers on the license plates of teenage drivers are apparently saving lives in New Jersey.

 

Image: Woman with license (© Blend Images/SuperStock/SuperStock)Data released Tuesday by the Children's Hospital of Philadelphia estimates that 1,624 crashes were prevented in the year after the passage of Kyleigh's Law, which helps police enforce the state's graduated driver licensing laws.

 

Teenage drivers are prohibited from having passengers in the car, driving at night and using a cellphone while driving. The $4 decal helps police spot those drivers.

 

The study found that police wrote 14% more GDL-related tickets in the year after the law was passed, and that the crash rate of cars involving intermediate drivers fell 9%.

 

You probably have items in there that could help a thief steal your identity and empty your bank account. Take them out -- now.

By MSN Money Partner Oct 24, 2012 10:38AM

This post comes from Tisha Tolar at partner blog Wise Bread.

 

Wise Bread logoI lost my wallet at the mall the other day. I paid my bill at the Hallmark card store, but at my next stop in Bath & Body Works I had to borrow $24 and some change from my 10-year-old daughter. My wallet was gone, and I had no recollection of what had happened in the two minutes it took me to walk from one store to the next.

 

I am a personal finance writer, creating hundreds of articles a year on the topic, including tips for preventing financial meltdowns. Yet here I was in the mall poking through trash cans, convinced some jerk had taken the cash, and maybe the credit cards, and ditched the evidence.

 

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