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How does the APR on your credit card compare with those of other similar cards on the market?

By MSN Money Partner Mar 13, 2012 1:37PM

This post comes fromJeanine Skowronski at partner site MainStreet.


MainStreet on MSN MoneyOne of the advantages of having a great credit score is being eligible for the lowest annual percentage rates that credit card issuers have to offer. But with the industry average hovering close to 15%, how low (or high) do APRs currently go?


MainStreet breaks down the typical APR ranges, based on the type of credit card you have.


More utility companies are offering rewards to customers who participate in energy-saving programs.

By MSN Money Partner Mar 13, 2012 10:55AM

This post comes from Kelli B. Grant of partner site SmartMoney.


SmartMoney on MSN MoneyThe newest loyalty programs aren't about air miles flown or dollars spent -- but kilowatt-hours saved and energy conserved.


A growing number of utilities offer loyalty programs that reward consumers with cash back or points for taking steps that cut their energy bills.


You can cut spending to pay off debt or save more, and the methods you choose don't have to cause you pain.

By MSN Money Partner Mar 13, 2012 10:05AM

This guest post comes from Lindy at Minting Nickels


I've never considered myself to be a frugal person.


I don't make my own reusable toilet paper like those extreme cheapskates on TLC do.


I don't bake from scratch, though, this past weekend I made bread for the first time. It was delicious, but too much work for a Saturday so I probably won't do it again any time soon.


I don't clip coupons or pay attention to grocery store sales. Occasionally I indulge in Starbucks.


The FAA says you can expect airfares to go even higher this year. Here's how to find the best prices.

By MSN Money Partner Mar 12, 2012 5:40PM

This post comes from Kelli B. Grant at partner site SmartMoney.


SmartMoney on MSN MoneyAs airfares keep flying higher, consumers may need to reassess what constitutes a bargain.


A new Federal Aviation Administration report predicts that a combination of crowded planes and shrinking capacity will continue to lift fares this year -- and experts say higher fuel prices are further exacerbating prices. Airfares increased 17% last year, according to, and prices are already up 4% this year.


Though it seems an unlikely target for thieves, a particular brand of laundry detergent is being stolen across the country.

By Giselle Smith Mar 12, 2012 4:47PM

It's a crime wave made for creative reporting, or at least bad puns: Police attempt to stem rising Tide of thefts. Thieves clean up with stolen laundry detergent. Scum steal laundry soap.


In a story headlined "Grime Wave," The Daily reports that thieves from Oregon to Maryland are stealing large quantities of Tide laundry detergent by loading it into shopping carts and pushing it out of the stores, often to waiting getaway cars. 


Advice such as buying gasoline in the cool of the morning or leaving the tailgate down has been tried -- with disappointing results.

By MSN Money Partner Mar 12, 2012 3:26PM

This post comes from Matt Brownell at partner site MainStreet.


MainStreet on MSN MoneyThere are a lot of smart ways to save on gas. For instance, you can use a website such as GasBuddy to find cheaper gas stations in your area, buy a more fuel-efficient vehicle or drive less aggressively so your car uses less gas.


These are all proven methods for reducing how much you need to budget for gas, but there are other widely used methods that don't pass the smell test. Here are a few.


Do you feel that your age is working against you as you search for a job? Learn to identify the qualities that come with age and turn them into assets.

By Stacy Johnson Mar 12, 2012 12:34PM

This post comes from Brandon Ballenger at partner site Money Talks News.

Money Talks News on MSN MoneyThe recession's been rough on everyone, especially older workers. When older Americans fall out of the workforce, they find it tougher to get back in.


A recent AARP Public Policy Institute fact sheet said the average length of unemployment for all ages was about 35 weeks. But for those over 55, it was 56 weeks.


In the video below, Stacy Johnson offers some tips for getting back in the game for those who are over 50.


She's living paycheck to paycheck, has $11,000 in student loans and a $296-a-month car payment. What should she do?

By MSN Money Partner Mar 12, 2012 11:27AM

This post comes from J.D. Roth at partner blog Get Rich Slowly.


Get Rich Slowly on MSN Money

A young Get Rich Slowly reader named Rebecca dropped a line the other day looking for help. She's just getting started in life, but feels overwhelmed by personal finance. She worries about money all of the time. Here's her story:

I am 24 years old and currently work full time, but only making $12 an hour. I get paid once a month, which sucks. But the reason I am writing this email is because I need financial advice. I will tell you all my bills that I have:
I have $11,000 in student loans. I make biweekly payments, sending in $100 every two weeks. I'm nowhere near making a dent in that debt.


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