Here's what you should ask if you're thinking about buying mechanical breakdown coverage.
This post comes from Michele Lerner at partner site Insurance.com.
Unexpected car repairs can be costly, derailing your financial plans. Mechanical breakdown insurance -- a separate coverage from your standard auto insurance policy -- can cover the costs of car repairs for many years and miles.
There's a lot of great advice out there for saving money. But if it overwhelms you, start with these simple concepts.
This post comes from Tara Struyk at partner site Money Talks News.
When it comes to the way we think about money, I've noticed there are two kinds of people: those who think $1,000 is a lot of money, and those who think $10 is a lot of money.
I fall into the second category. But I'm not especially frugal. I have a fairly nice car, I take a vacation every year, and it isn't too hard to convince me to drop a few hundred dollars on a great pair of shoes now and then. I've never even clipped a coupon. But I've also maxed out my retirement savings, bought a house, and live without debt -- all on an average salary for where I live.
What I've done isn't extraordinary, but it does seem somewhat rare. That said, I think most people can accomplish this fairly easily.
If broke folks are making fun of the way you live, perhaps you're doing something right.
This post comes from partner site U.S. News & World Report.
As Washington politicians debate whether earning $250,000 a year makes a family rich, special education teacher Danny Kofke has come up with a much lower threshold for wealth: The father of two says that his family of four can live well on his $40,000 a year salary -- and you can, too.
He explains how in his new book, "A Simple Book of Financial Wisdom," a follow-up to his first book, "How to Survive (and Perhaps Thrive) on a Teacher's Salary." US News spoke with Kofke about how he manages to stretch his income and his tips for others trying to do the same. Excerpts:
Congress agreed on a short-term fix, and chances are good for a 5-year renewal of the National Flood Insurance Program. But it likely means higher premiums.
This post comes from Marilyn Lewis at MSN Money.
It was yet another punt by Congress: Elected officials in Washington, D.C., failed to pass a bill reforming the National Flood Insurance Program this week. However, they extended the program until Nov. 18, giving them time to close a deal that reportedly has support from both parties.
What it means:
Lily will appear on a Sesame Street special about the growing number of families who aren't always sure where the next meal is coming from.
You know that a problem has to be prevalent or profound if "Sesame Street" creates a new Muppet to put a face on it.
Lily, a 7-year-old girl from a poor family, will share her experience with what bureaucrats call "food insecurity" -- which means there's some doubt about when they'll have their next meal -- on a Muppets special about hungry children in America.
What the tech icon's legacy means for Apple customers -- and anyone else who uses electronics.
This post comes from Matt Brownell at partner site MainStreet.
Steve Jobs, the iconic founder and former CEO of Apple, passed away Wednesday at the age of 56.
Jobs recently stepped down as CEO of Apple and passed the torch to Tim Cook. Still, that doesn’t mean his absence won’t be felt. Consumers have been imeasurably changed by Jobs' vision and focus on putting innovative gadgets in their hands. There are some things we’ll always miss about the man who saved Apple.
Luckily a ticket for violating the new law won't affect your car insurance rates.
This post comes from Des Toups at partner site CarInsurance.com.
The City Council has extended its ban on texting to bicyclists, and it wants them to use hands-free devices as well. The law, adopted today, goes into effect next month.
Alderman Margaret Laurino sponsored the ban and says it "levels the playing field between motorists and bicyclists."
The warehouse store is raising its membership fees for the first time in 5 years.
Groceries have been putting a bigger dent in your checking account, and now so will the privilege of buying them in bulk at America's largest warehouse store. Costco is raising its membership fees by 10%.
- U.S. individual (Gold Star) memberships and business memberships in the U.S. and Canada will cost $55 a year, up $5. It's the first fee increase since 2006.
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