Here's our price comparison and 5 more tips for saving money when you ship gifts.
This post comes from Marilyn Lewis at partner site Money Talks News.
If you've ever spent Dec. 23 standing in line to ship a last-minute Christmas gift, you know all about the crazy cost of sending packages by overnight mail. Sometimes the fees cost as much as the presents.
What you may not know is that there's a huge difference in fees for the same service among the big three shippers -- the U.S. Postal Service, FedEx and UPS.
Looking for a last-minute gift for the billionaire on your list? Prices for super-yachts are down lately, but they'll still cost you millions.
This post comes from Leslie Shaffer at partner site CNBC.
Luxury vessels take up eight of the top 10 slots, with the world's largest mega-yacht, the Azzam, ranking at the top of the list.
The 590-foot yacht was purchased in 2013 for a reported $627 million by the ruler of Abu Dhabi, Sheikh Khalifa bin Zayed al Nahyan -- a price that would mean the vessel is worth around 3.5 percent of the Sheikh's net worth of around $17.9 billion, said Wealth-X, which researches the ultra-wealthy.
The $627 million price-tag for the Azzam, which is also the world's fastest yacht over 300 feet long with a top speed of 37 miles per hour, overtook the previous largest yacht, the $485 million Eclipse, Wealth-X said. Owned by Russian tycoon Roman Abramovich, the Eclipse was ranked number three on the list of most expensive luxury assets, coming in at around 4 percent of the total estimated net worth of Abramovich.
You thought you bagged a great deal on Black Friday, but now the price is even lower. You may be able to get some money back.
This post comes from Bev O'Shea at partner site Credit.com.
Let's say you shopped the Black Friday and Cyber Week sales, thinking prices were as low as they were going to go, and then they dropped. And now, instead of feeling brilliant for snagging a bargain, you wish you’d waited.
Unfortunately, I know exactly how you feel.
Some credit cards offer price protection (like Citi's Price Rewind), but you have to register before you discover the lower price. And, of course, you would have had to use the registered credit card to make your purchase. If you did, you’re in luck.
But if you didn’t, you still may not be stuck. Many merchants will make a price adjustment if they reduce the price within 14 days of your purchase. (Though you may have as few as seven days or more than 30, depending on store policy.) Some stores offer a longer window during the holidays; it’s worth checking. For example, Target and Wal-Mart will match prices from early November through Dec. 21 and Dec. 24, respectively. There are exclusions, to be sure, but the
price-match policies are generous.
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You may never get back the life you had before, but here are ways to improve your retirement prospects.
This post comes from Teresa Mears at partner site U.S. News & World Report.
Back in 2001, David Raether was a comedy writer for the TV sitcom "Roseanne," earning $300,000 a year. He and his wife and their eight children lived comfortably in a big house in an upscale suburb of Los Angeles.
That was before the recession, before Raether lost his career, his home and his marriage and found himself homeless for 18 months. Now 57, he shares a house with two 30-something graduate students in Berkeley, Calif., and ekes out a living as a freelance writer.
While his story is more dramatic than many, Raether's fall from a comfortable upper-middle-class life to unemployment and substantial loss of assets is common among Americans approaching retirement.
"I'm not the only one who's struggling," says Raether, who has heard from hundreds of people in response to his essay, "What It's Like to Fail," published last month by the website priceonomics.com.
Americans in their 50s and 60s, who expected to be at the peak of their careers before retirement, are finding themselves playing catch-up. While they may never get back the lives they had before, there are steps they can take to improve their retirement prospects.
If you've put off buying your tickets for a holiday season flight, it may still be possible to find airfare that's not exorbitant.
This post comes from Allison Martin at partner site Money Talks News.
It's no secret that airfare during the holidays is sky high and continues to steadily climb as the years progress. The Wall Street Journal reported in late October that Christmas week fares were 7.3% higher than they were in 2012.
With such bloated rates, how in the world are you supposed to go home for the holidays without going broke? We all know that great deals can be found when booking ahead, but do you have any alternatives when you wait until the last minute?
Why, of course you do!
Here are five ways to find cheap last-minute holiday flights without breaking the bank:
An annual cap on flexible spending accounts is increasing medical costs.
This post comes from Jonnelle Marte at partner site MarketWatch.
Thanks to a change from the Affordable Care Act that places an annual $2,500 contribution cap on flexible spending accounts, which let workers set aside pre-tax dollars to cover medical expenses, some consumers may be spending more on braces, expensive eyewear and other medical supplies they would typically buy with the accounts. Before the new rule, there was no official cap on how much taxpayers could stash into the account, though many companies typically set their own limits of $5,000. For a person in the 25 percent tax bracket, the cap cuts the maximum tax break in half to $625 from $1,250.
For families who relied on the accounts to help them cover the costs of pricey medical services like braces, the cap indirectly raises their costs, says Gayle Glenn, president of the American Association of Orthodontists, which along with some other medical groups is calling for the cap to be eliminated.
Even broken electronics have resale value. Here's how to make a bit of money from them.
This post comes from Angela Colley at partner site Money Talks News.
Selling your older-model smartphones, laptops and other electronic gadgets is a fairly easy way to bring in extra money (or offset the cost of buying new devices), but what if those old models are broken?
You might be tempted to send them straight to the recycling center, but even broken electronics can bring in a little cash. Before you recycle, check out these options for selling your gadgets.
You won't get as much as you would for like-new items, but the extra cash may be worth it.
It's too easy to rack up the bills this time of year. Here are some ways to enjoy the holiday season without busting your budget.
This post comes from Lou Carlozo at partner site DealNews.
When it comes to holiday spending, we're all about making the most of our budget -- and that means more than just getting great deals on wish list items. It's all too easy to go overboard with the holiday spirit, financially speaking, and while you might be acutely aware of how much you're spending per person, you might be unthinkingly dropping cash left and right on hidden holiday costs like wrapping paper and party gifts.
No one wants to play Scrooge, but giving yourself the gift of debt is like getting coal in your own stocking. To avoid the burden of overspending this holiday, we recommend taking a look at these eight expenditures that offer wiggle room for extra savings.
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