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49 businesses were cited after undercover probe.

By Karen Datko Jul 6, 2010 6:01PM

This post comes from Mark Huffman at partner site ConsumerAffairs.com.

 

With the high price of gold, jewelry stores that advertise they will buy your gold jewelry are becoming more common. But increasingly, this may be a case of "seller beware."

For example, the New Jersey Office of Weights and Measures has cited 49 gold- and jewelry-buying businesses for alleged violations of state statutes. Following a statewide inspection sweep, officials say they found inaccurate scales that improperly weighed items and resulted in consumers receiving less money than they should.

 

Bloodsuckers that travel to your home via your luggage or clothes can end up costing you plenty. Here's how to keep them at bay.

By Karen Datko Jul 6, 2010 4:47PM

Yet another thing to worry about when you're planning a trip: Do the hotels on your itinerary have bedbugs, requiring a  change of reservation? And, if you don't know for sure, what can you do to keep the tiny bloodsuckers -- the size of an apple seed -- from hitching a ride home with you? Ridding your house of bedbugs is costly.

 

It's common knowledge that New York City is engaged in an epic battle with bedbugs -- stores have been closed because of infestation -- but how many people realize how widespread they are? A map at The Bedbug Registry will give you an indication.

 

Plus, a New York City flier (.pdf file) warns, "No hotel is immune from a bedbug infestation." Travelers can unknowingly bring them from home.

 

More importantly, how long can you afford to live?

By Karen Datko Jul 6, 2010 2:19PM

This guest post comes from Pop at Pop Economics.

 

Imagine living to the age of 122. That's the oldest recorded age of a human, achieved by Frenchwoman Jeanne Calment. Calment died in 1997. Just last week, scientists claimed to have discovered genetic markers that can predict, with 77% accuracy, who's destined for extremely long life.

Interestingly, the markers have nothing to do with the other discovered traits that are linked to certain forms of cancer and other diseases. The extremovives (I made that word up) had those "bad" markers in the same proportion as the general populace. Their "good" markers just trumped them.

 

Now, fear of dying -- thanatophobia -- is a pretty common thing. I'm happy to say I don't suffer from it. Either there is an afterlife, which is my personal belief, or there's not. And if there's not, it doesn't seem like death would feel like much of anything. I'm not afraid of nothing.

 

But anyway, if you did live to an old age, it seems like there would be something to fear: Going broke or becoming a burden to your children.

 

The more coins we have locked away in piggy banks and sock drawers, the more the U.S. Mint needs to produce.

By Karen Datko Jul 6, 2010 12:30PM

This post comes from Jim Wang at partner blog Bargaineering.

 

You all probably know my stance on the penny: I think we should kill the penny. Unfortunately, the only lawmaker willing to put some teeth in the move retired from Congress in 2007. Since then, there hasn't been a peep out of Congress on the issue, although I suspect it's because there are a lot of other, more pressing issues on the docket.

 

So, it's up to us to figure out a way to give the penny (and maybe even the nickel) the boot.

 

If Mom and Dad's estate isn't large enough to cover their debts, will the kids have to pay?

By Karen Datko Jul 6, 2010 8:28AM

This post comes from J.D. Roth at partner blog Get Rich Slowly.

 

Most of us have some sort of vague idea about what happens to our assets when we die. The stuff we own gets passed on to the people we specify -- assuming we've jumped through the right hoops. But what happens to our debts when we die?

 

That's what Matt wants to know. He wrote recently looking for clarification:

My parents are both in their 60s, and don't have the best financial position. They have a significant amount of debt. I don't know exact amounts, but I wouldn't be surprised to hear they owe more money than they have in assets. Because their health is rather frail, I'm curious what could happen if they die and the liabilities (credit cards, mortgage, home equity line of credit) are greater than their assets (home, 401ks, life insurance). Do my sister and I get stuck with their remaining debt?
 

J. Money's 'Would You Rather' series helps readers focus on priorities while tickling the funny bone.

By Karen Datko Jul 2, 2010 3:50PM

Would you rather be a poor hottie or an ugly millionaire, given the choice? Which would you pick: rich with a job you hate vs. poor with a job you love?

 

You get to choose when you read Budgets are Sexy's "Would You Rather?" occasional series. It's one of our favorite regular features in the personal-finance blogosphere.

 

These exercises may seem silly to some. We think they're fun. And they force you to think about what's important.

 

The latest installment from blogger J. Money (J$ for short) is:

 

Time for a look at your 2010 financial goals. You've still got six months to play catch-up.

By Donna_Freedman Jul 2, 2010 1:01PM

When was the last time you checked your 2010 financial resolutions list? Yeah, that's what I thought. Time to revisit those plans -- or, as Gail Cunningham puts it, to get a "mid-year financial checkup."

Cunningham, a spokeswoman for the National Foundation for Credit Counseling, suggests we should re-examine our year's money goals. After all, we take vehicles to the shop for routine maintenance and take ourselves to the doc for health exams.

But what if this financial "Say 'Ahhh'" turns into a "Say what?" when you take a closer look at the bottom line?

 

Affordable, healthy meals need not be boring and bland. Honest.

By Karen Datko Jul 2, 2010 10:51AM

This guest post comes from Kris at Cheap Healthy Good.

 

For the first 25 years of my existence, my food stood alone. Meat went unseasoned, starches sought no accompaniment, and vegetables -- hermits, all of them.

 

Now I've discovered the wonders of spices, sauces and assorted flavorings. I had heard they made edibles better, but discounted it as a blasphemous rumor. Y’know, like gravity.

In honor of these fine, zestful components, today’s article will expound on the joy and wonder of my favorite 10. The following foods generally aren’t the main focus of a dish. Instead, they’re simple, easily attainable additives that will boost the quality of your spread immensely. Some cost a few cents more than generic or mass-produced items, but in most cases, a tiny little pinch goes a super-long way.

 

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