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Living simply allows me to craft a life that works.

By Donna_Freedman Sep 27, 2010 11:44AM

J. Money has started a "Million Dollar Club" at his blog, Budgets Are Sexy. Nicole and Maggie from Grumpy Rumblings of the Untenured aren't rushing to join.

(I'm not really sure which of the two bloggers wrote their post about the club, so I'm going to guess that it was Nicole. I have a 50% chance of being right.)

Nicole and her spouse are making some smart choices, such as paying the mortgage off early, being canny about retirement funds, and living on less than one salary. In this post she commented that throwing every extra dime and spare minute toward millionaire-hood would get them there faster.



The host of 'Dirty Jobs' says work is being marginalized. Is he right?

By Karen Datko Sep 27, 2010 10:40AM

This post comes from J.D. Roth at partner blog Get Rich Slowly.


I write a lot at Get Rich Slowly about financial independence, by which I essentially mean early retirement (or semiretirement). That is, accumulating enough money that I no longer have to work. To me, escape from work has always seemed like the ultimate goal.

This is probably because my father held out retirement as a sort of promised land. He worked hard -- if not always effectively -- and he always made retirement and the end of work seem like the goal of life. And the sooner one reached retirement, the better.


But whenever I write about early retirement or financial independence, I get e-mail and comments from readers who never want to stop working. They love their jobs. Others write to say that we're not supposed to like the work that we do, but we're supposed to do it anyhow. It builds character, and helps us pay the bills.


I've never found these arguments convincing. To me, early retirement has remained the goal.


Dirty jobs
Recently, Eileen e-mailed a link to this video, with a one-line explanation. "This video is WEIRD and COOL and speaks to many GRS ideas like working and satisfaction," she wrote. I finally had a chance to watch it. The video made me pause to reconsider my notion of work.


Restaurant's sign spurs debate over bad behavior in public places, and how much we should tolerate.

By Teresa Mears Sep 27, 2010 10:04AM

A few nights ago, we rushed out to an office supply store for envelopes. Among the customers were a mother with two children, perhaps 5 and 11. The older girl was chasing the younger boy around a pole, and he was screaming and giggling.

I resisted the urge to speak sharply to them -- I do correct strange children in public -- but I couldn't help wonder what kind of mother thinks that kind of behavior is appropriate in a store. For that matter, what kind of children think that behavior is appropriate?


The issue of rude children in public places (and the adults who correct them, or want to) has been in the news recently after the national media picked up a story about a North Carolina restaurant that put up a sign saying "Screaming children will NOT be tolerated."


New changes will improve options for children and young adults and protect the coverage of anyone who is sick.

By Karen Datko Sep 24, 2010 8:17PM

Is there anything more confusing to the public than health care reform? That's what a recent Associated Press poll suggests.

Now that several new provisions of health reform have kicked in, let's look at what effect -- if any -- they will have on you or your family. Most important: They provide more insurance options for children and young adults. Also of note: Insurance companies can no longer drop coverage of people who get  sick.

For many families, these changes couldn't happen soon enough. But more extensive reforms to provide affordable coverage to many of the nation's uninsured -- now a staggering 50.7 million people, according to the latest census report -- won't take effect until 2014. (A video by the Kaiser Family Foundation provides an excellent overview.)


Here are the latest developments:


Fares are up and seats will be harder to come by this year.

By Karen Datko Sep 24, 2010 3:45PM

This Deal of the Daycomes fromKelli B. Grantat partner site SmartMoney.


It's time to start your holiday shopping -- for airfare, at least.


Last year, would-be travelers had the luxury to buy at the last minute, with airlines slashing ticket prices until the week before Christmas to fill empty seats. Not this year.


World's Largest Ice Cream Social will dish up free ice cream. And don't forget Bud's free beer.

By Teresa Mears Sep 24, 2010 11:46AM

This weekend, there is no excuse for not going out and enjoying some free fun.

Depending on the weather, you might choose a free visit to a national park or a free visit to a museum.


Entry to all 392 U.S. national parks is free on Public Lands Day, Saturday, Sept. 25. (Admission to some national parks is always free.) The next free day at national parks that charge admission will be Nov. 11, Veterans Day.


Organize a neighborhood produce swap and enjoy a variety of fresh fruits, vegetables and herbs.

By Donna_Freedman Sep 24, 2010 11:37AM
Angela, who blogs at My Year Without Spending, recently traded a batch of peanut butter cookies for the following items: a couple of avocados, burning sage, a butternut squash, zapote, some saba bananas, cherry and heirloom tomatoes, a strawberry guava, banana bread, some figs and bunches of fresh herbs (rosemary, basil, chives and bay leaves).

Kind of like spinning straw into gold. And this sort of thing goes on all the time thanks to the Hillside Produce Cooperative, a group of neighbors in northeast Los Angeles.

In a post called "Delicious and nutritious free food," Angela outlined several reasons to love this idea:  

If you didn't opt in for the service, your bank can no longer charge you a hefty fee. Instead, your debit card will be declined.

By Stacy Johnson Sep 24, 2010 11:20AM

This post comes from Brandon Ballenger at partner site Money Talks News.


According to recent reports, roughly half of Americans last month chose to decline the "courtesy" overdraft protection offered by their banks.

That's the service that pays the transaction but charges a fee -- typically about $30 -- sometimes resulting in big tabs for tiny purchases. Enrollment used to be automatic, but new rules require that banks now get your permission before signing you up. (Here's our story about the new overdraft rules.)


While most consumer advocates (including us) applaud the decision to not sign up for the service, it's left millions of Americans walking around with no protection at all.



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