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Frugal Zeitgeist holds a Bad Boss Festival to acknowledge the contributions of lousy bosses in blogger's life.

By Karen Datko Apr 5, 2010 12:53PM

“FZ” at Frugal Zeitgeist seems like the kind of boss workers would enjoy and respect. How did she get to be so good? Most of what she learned came from observing managers who oversaw her work -- particularly the bad ones, and she’s had some doozies.


Topping her list at a post called “The Bad Boss Festival” was a “boss who tracked his guesstimates for female employees' menstrual periods on a calendar.”


“There have been many instances in which something my boss at the time did made me feel undervalued, disrespected, marginalized, and completely unappreciated,” she wrote.


Among others on her list:


Free downloads aim to help you find better deals. Do they work?

By Karen Datko Apr 5, 2010 10:40AM

This Deal of the Day comes from Sarah Morgan at partner site SmartMoney.


Buying an iPod should be easy, right? That’s what Robin Landy thought when he started shopping for one online a couple of years ago. But as the Londoner tried searching for the best price on the specific iPod he wanted, he kept turning up irrelevant results: the wrong color, the older model, and so on. “All I could think was, it should be easier than this,” says Landy, 30.


What you want or need to own shouldn't be defined by what other people have.

By Karen Datko Apr 5, 2010 9:44AM

This post comes from J.D Roth at partner blog Get Rich Slowly.


A new study out of the U.K. confirms what many of us have already learned: Money makes you happy only if you have more than those around you. According to the London Telegraph:

Despite the vast improvements in general standards of living in the past 40 years across Britain, "keeping up with the Joneses" is still our biggest aspiration, the findings suggest.

Bank error showed nearly $89 billion in a Florida man's business account.

By Karen Datko Apr 2, 2010 2:08PM

The following would have been more appropriate on April 1: A Florida man found $88,888,888,888.88 in his business' SunTrust Bank account when he checked it online one night last week, The Wealth Report blog in The Wall Street Journal reports.


Paul Fischer quickly diagnosed a bank error, but he asked if he could transfer the ghost balance to an interest-bearing account until the problem was fixed and donate the earnings -- $7.3 million -- to charity.


My mom's family has known hardship, but you never heard these Tennessee women complain.

By Donna_Freedman Apr 2, 2010 1:53PM
My Aunt Dot is dying. She’s 87 years old and has been taken to a South Jersey hospital with pneumonia. Since she suffers from emphysema and has had serious heart problems for years, she is probably reaching the end of her life.

Of course, that’s what they said when her older sister, my Aunt Elna, was diagnosed with advanced colon cancer in her 70s. She went through chemo and lived for a few more good years before developing Alzheimer’s disease.

Both of these women were older sisters to my mother. All three of them taught me a lot about frugality, and about life. A few important lessons:  

Paying no interest sounds inviting, but not every buyer qualifies.

By Karen Datko Apr 2, 2010 10:34AM

This post comes from partner site


If you've watched much television lately, you've likely seen back-to-back car commercials touting 0% financing. As carmakers compete to sell vehicles, nearly all are resorting to "no-cost" financing.


Zero percent financing offers often draw consumers to showrooms, but the results aren't always good for buyers.


Say 'birthday' or 'honeymoon' and the deals come rushing in.

By Karen Datko Apr 2, 2010 9:22AM

This Deal of the Day comes from Kelli B. Grant at partner site SmartMoney.


When it comes to discounts, it doesn’t hurt to ask.


Stores, restaurants, hotels and other businesses are often willing to give you a discount or special service if you mention that you’re celebrating a special occasion that ties into your visit, says Steven Cohen, president of The Negotiation Skills Company, a consultancy based in Massachusetts that helps clients negotiate for better deals. “It’s not unreasonable to say to someone, ‘It’s my birthday, anniversary, what-have-you -- are there any extra deals you can offer me?’” he says.


A ladder lets you take advantage of higher interest rates while preserving liquidity.

By Karen Datko Apr 2, 2010 7:55AM

This post comes from partner blog The Dough Roller.


Creating a CD ladder is a great way to combine the high interest rates of long-term certificates of deposit with the liquidity of short-term CDs.


Years ago, laddering certificates of deposit was a lot of work. Not only did you have to go down to your bank to open up multiple CD accounts, but your options were very limited. Today, online saving banks make it easy by offering the best CD rates with terms ranging from three months to 10 years, no-penalty CDs, and even rising-rate CDs. And you can open a certificate of deposit online in minutes.


How does a CD ladder work?



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