Cash advances come with several catches, including a fee.
Almost every credit card gives you the ability to take a cash advance. You can withdraw cash from a credit card simply by using it at an ATM machine. But there are several things about this that you should keep in mind.
- Bing: Worst credit cards
I was reminded of these things recently, when a friend took a small cash advance from his credit card, and faced a whole lot of costs he wasn’t aware of.
You didn't ask for them. They show up anyway. Time to get creative.
The obvious answer is to toss the books into the recycle bin. But keep one or two. They have frugal potential.
Could any amount of money erase the pain caused by infidelity?
Woman’s Day recently polled readers on a touchy issue: “Would you stay if your husband cheated?” Answers last time we checked: yes, 35%; no, 65%. “Maybe” or “It depends” were not options.
The ladies have taken a stand. But what if someone sweetened the pot? What if you were offered money -- millions of dollars, let’s say -- to stay with a cheater?
Uncle Sam may help foot the bill for your next appliance purchase.
The "Cash for Clunkers" program earlier this year got tons of press. But that's not the only program Uncle Sam has cooking that encourages you to toss out one energy-guzzler and buy something new and more efficient.
A Cash- for-Clunkers program for appliances is now starting to unfold nationwide. Again, the idea is rebates of up to $200, perhaps more, to entice Americans to replace old, energy-hogging appliances with new Energy Star ones.
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Record low mortgage rates and a federal tax credit make this a good time to buy for some people.
If you can afford it, there has never been a better time to buy a house, especially if you qualify for the homebuyer tax credit of up to $8,000. But should you buy now?
Mortgage rates hit 4.71% for a 30-year loan this week, the lowest since Freddie Mac began keeping track in 1971. Home prices are down nationwide, more than 50% in some former boom areas, such as parts of Florida and California.
Waiting for prices to drop further could be a false economy. A $200,000 loan at 6% and $180,000 loan at 5% cost about the same. (Run the numbers yourself.)
Recession turns more people into semi-vegetarians, which may be healthier.
It’s no surprise that people are eating less meat during the recession.
The magazine noted that meat is the most expensive thing Americans eat, and reported a survey by the American Meat Institute that found that 51% of shoppers have changed their meat purchasing habits because of the economy.
That means there is a lot of surplus meat around, and the National Association of State Departments of Agriculture has proposed the recipients of the Supplemental Nutrition Assistance Program, commonly known as food stamps, get increased benefits with the added benefits card good only for specified dairy, poultry and pork products. The proposal also calls for the government to buy up some meat products and distribute them to school lunch programs or food banks.
Consumer Reports survey finds dissatisfaction with high prices as well.
Consumer Reports' most recent annual survey of more than 50,000 readers found that only 54% of respondents were completely or very satisfied with their cell phone service.
Despite “smarter phones,” more-flexible plans, and faster wireless networks, cell service continues to be among the lower-rated of all the services that Consumer Reports evaluates. The full report, which includes carrier ratings in 26 cities, is featured in the January 2010 issue of Consumer Reports.
The survey also showed that almost two-thirds of respondents had at least one major complaint. About one in five readers cited high prices as their top complaint, which was more than any other annoyance.
“America is in love with the cell phone, but they are lukewarm about cell-phone phone service,” said Paul Reynolds, electronics editor at Consumer Reports. “They’re especially concerned about its cost in these tight economic times.”
Verizon, the nation’s largest wireless carrier, was above average in every attribute, including customer support, voice connectivity and data service. It has the biggest network in the industry, but it tends to be costly.
Here are 6 reasons why people avoid thrift shops -- and arguments against all of them.
Recently I conducted a quiet poll among friends and family concerning whether or not they shop at thrift stores. I received a few “yes” answers, but a surprisingly large number of “no” answers. Without arguing about the reasons, I also asked them why they don't shop at thrift stores and I found that there were six common answers.
- Bing: Best thrift store finds
Here are those six reasons, and I’ll argue why they’re completely false.
Thrift store stuff is dirty.
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