Haste really can make waste.
I did a Swagbucks search and won, bringing my total to the 45 points that I needed for a $5 Amazon.com gift card. So I ordered it -- except that I was so distracted I wound up ordering an Amazon.ca card, good only in Canada.
Did I mention that I live in the United States?
Time extended, and credit added for some owners of existing homes.
While extending unemployment benefits this week, Congress also made a few moves its members say are designed to stimulate the housing market. If you're planning to buy a house, this could be good news for you.
Congress took two significant steps that will benefit certain homebuyers:
- Extended the $8,000 tax credit for first-time homebuyers (defined as those who haven’t owned a home in the last three years) through April 30.
- Added a new $6,500 tax credit for people who buy a new home after owning and living in their homes five of the last eight years.
The president is expected to sign the bill, which you can read here. The National Association of Realtors also has put together a helpful chart comparing the new and old tax credit provisions.
Is a text message all we really need to get us to save money?
There is a movement amongst earnest policy wonks that might be called Nanny State Light. It’s a compromise position between full-on centrally planned we-know-what’s-best-for-you control and you’re-on-your-own-kid libertarianism.
The idea is that instead of making people do the right thing or hoping that they do what’s best on their own, you give them a little nudge and hint in the right direction. This is, I am told, the topic of a clever and popular book, “Nudge,” which I haven’t yet gotten around to reading. (But I bought a copy a few weeks ago. That’s something, isn’t it?)
- Bing: Reviews of "Nudge"
The latest scheme along these lines to hit the media was in The Wall Street Journal this week. Apparently, all we need to do to get people to save more money is to send them a text message reminding them to save more money.
Frequent flier says he was denied seat upgrade because of his attire.
A United Airlines Red Carpet Club member -- a Best Buy corporate vice president, no less -- says he was denied a first-class upgrade on a flight last month because he was wearing a track suit.
- Bing: Try Bing Travel
He said he used his miles to upgrade to first class on a flight from Dulles to Connecticut. Alvarez said the gate agent called his name and when he walked up to the counter for his upgrade, the agent said he was dressed too casually for first class. "I was humiliated and embarrassed," Alvarez said.
Alvarez wore the same Puma track suit during a Fox interview and, in the video, his attire is very neat -- much nicer than a lot of sloppy-looking customers we’ve seen on flights.
Company targets high-end 'advanced devices' for price hike.
A memo leaked from Verizon Wireless confirms that the company is increasing its early contract cancellation fees to as high as $350 for what it calls its "advanced devices." That's double the current fee.
- Bing: Worst cell phone plans
Though the company did not specify what it meant by "advanced devices," Boy Genius Report's Andrew Munchbach speculated it was targeted at high-end smart phones like the recently announced Droid, which runs the open-source Android platform and was built by Motorola. It's scheduled to debut Nov. 15.
Deals on turkey dinners and electronics start this week.
At least one store isn’t waiting until Black Friday to unleash its deals. Rather than leaking its ads early, Wal-Mart is starting its electronics sales early, plus offering $20 turkey dinners for eight.
Wal-Mart will begin the first of several one-week “electronics savings events” on Saturday, Nov. 7. Here are the first week’s deals:
Once the mortgage is paid off, you're directly responsible for property taxes. Here's what to do.
If you have paid off your mortgage -- as we did earlier this year -- you have some new tasks to take over from the bank or mortgage company. One of those is paying the property taxes on your home.
We just received our first tax bill. There are a few rules and procedures to be aware of.
If you're a guest, aren't you entitled to a meal made just for you?
Note from Trent: Recently, I posted a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? Here is one of those posts.
“Jim” writes in:
A married couple I’m friends with invited me over to dinner recently. When I arrived, they were rushing around trying to throw a meal together. The main course turned out to be leftover chicken breasts. Yes, leftover. They had been grilled a day or two before and they had merely tossed on some additional spices and warmed them in the oven. I was kind of disgusted by this. I understand that this was an inexpensive route for them to go for dinner, but I was a dinner guest at their home!
When you have guests over, how far does frugality go before it crosses a line? As always, there are two sides to the story.
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