Don't let the fine print stop you from saving.
A recent Safeway ad had a coupon for a dozen eggs for $1, a swell deal these days. I consider eggs a fridge staple because they make a quick and cheap light supper. Besides, finals are coming up, and I always fortify myself with bacon, eggs and toast on exam mornings.
However, the coupon's fine print -- there's always fine print -- said shoppers needed to spend at least $10 to use the dollar-a-dozen coupon. The thing was, I didn't need $10 worth of stuff. Just eggs. But I wasn't about to let a teeny-tiny disclaimer keep me from getting cheap protein. I have a frugal hack for just such an occasion.
These might entertain adults, too.
We have to admire anyone who can come up with a list of 90 tips about anything, let alone ways to keep kids occupied in productive ways. Debbie Dragon's list at Destroy Debt is incredibly creative and amazingly simple.
In fact, we want to try some of these because they sound like so much fun. There's "target squirting." Put plastic cups on a fence post or a person's head and squirt them off with a water gun or simple plastic water bottle. She also suggests a fun game to play with water balloons. (We're in!)
Your scores will likely take a small hit.
Breaking up is hard to do, but canceling a credit card is easy. Call the company, tell them it's just not working out, then cut up the credit card. Easy, right?
What's a little harder? Understanding the impact that can have on your credit history and score.
There's plenty of blame to go around, but don't point fingers at the penny-pinchers.
People who watch their spending are taking heat in some quarters for helping to wreck the economy.
The argument goes like this: Our refusal to buy every little thing we want or eat out for every meal is causing a tidal wave throughout the business world, hurting retailers, suppliers and manufacturers, who are then forced to lay people off.
Attempt to protect yourself could backfire.
This post comes from J.D. Roth at partner blog Get Rich Slowly.
Recently I had lunch with Hardy, a Get Rich Slowly reader here in Portland, Ore. We chatted about life (and personal finance) over burgers and fries. He generously offered to pay the bill. When the waitress returned with the credit card slip, she asked to see his driver's license.
"What was that all about?" I asked.
"Asking for my ID?" said Hardy. I nodded. He flipped over his credit card and showed it to me. He'd written "see ID" where his signature ought to be.
"Does that work?" I asked.
Save your plants with an old pantyhouse and a plastic bottle
Going away and afraid that your plants will dry up, particularly now that you've become a container gardener? Or maybe you're just too forgetful to keep them watered.
Michael Nolan's Frugal Mania presents the cheap way to make your own self-watering device.
It doesn't get much cheaper than this. All you need is a plastic water or soft-drink bottle and a piece of old pantyhose.
Find out how to maximize your savings.
This is something that retailers won't want to hear, but January is a particularly good time to shop at thrift stores, The Thrifty Chicks advise. Thrift store shelves and racks are full of end-of-year charitable contributions of things and Christmas gifts the recipients didn't like.
Before you go, get over the silly notion that "if it's not new, it's EWW." Once there, follow the shopping tips from The Thrifty Chicks, a site dedicated to thrift store shopping. "Our tips will turn a novice into a master," thrifty chick "Ms. Shopping Golightly" says.
Dress well and don't discuss religion or politics.
It goes without saying that you shouldn't chew gum, drop bad-word bombs or wear your gym clothes when you're at a job interview.
Or does it? Based on the experience of "Gibble" and that of his readers, job candidates sometimes violate these basic rules and a bunch of others. As a guide for job applicants, Gibble offers "10 things not to do during an interview" at Gather Little by Little.
Gibble, who interviews a lot of candidates in his job as an IT manager, said those 10 violations "pretty much make me cut the interview short and walk out."
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