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A Washington, D.C., area couple would like to buy a home, but saving for a 20% down payment would require great sacrifice.

By Karen Datko Nov 15, 2010 11:30AM

This post comes from J.D. Roth at partner blog Get Rich Slowly.

 

Though they could fall further, housing prices are starting to seem reasonable again in many parts of the United States. Mortgage rates are cheap, too. Naturally, that means some Get Rich Slowly readers are beginning to express an interest in buying a home.

But prices are still high in a lot of places -- including Washington, D.C., which is where GRS reader William lives. He recently dropped a line to ask for advice: He'd like to buy a home someday, but prices are too steep. What should he do?

 

I'd sooner talk about my sex life than my paycheck. Either one would be an overshare.

By Donna_Freedman Nov 15, 2010 10:16AM

Over at CBS MoneyWatch, Stacey Bradford described hearing a stranger boast that he has too much money and not enough time to spend it.

 

Anyone besides me want to smack that guy two or three times?

 

First off, don't panic. There are steps you can take to get back in Uncle Sam's good graces.

By Money Staff Nov 12, 2010 5:49PM

This post comes from partner blog The Dough Roller.

 

It’s a scary thing when you can’t pay your taxes.

 

It’s one thing to miss a credit card payment, but failing to pay the federal government taxes that you owe has potentially significant consequences, including interest and penalties.

Fortunately, there are some steps you can take when you can’t pay your taxes. In fact, the Internal Revenue Service provides excellent guidance for those struggling to pay Uncle Sam. With tax time just around the corner, we thought it was a good time to review what you should do if you are having trouble paying your taxes.

 

The offerings don't impress everyone, but more deals could be on the way.

By Money Staff Nov 12, 2010 3:45PM

This post comes from Melinda Fulmer of MSN Money.

 

Shoppers perusing Best Buy's leaked Black Friday ad this morning didn't exactly get a charge out of the deals.

While there were some decent bargains to be found on everything from e-readers to video game consoles, there were few buys to best rivals Target or Sears.

 

Smart phones aren't smart for everybody, and picking the wrong one is all too easy -- and expensive.

By Stacy Johnson Nov 12, 2010 2:09PM

This post comes from Brandon Ballenger at partner site Money Talks News.

 

Smart phones might be the trendiest tech you can fit in your pocket, but in some circumstances people aren't approaching them with much smarts. They commit to spending thousands without doing much in the way of research. 

 

For instance, the average iPhone user pays about $95 a month for service for a two-year total bill of about $2,300, according to a Time.com blog. And that's just the plan itself, before all the extra taxes and fees.

 

Discount pizza, sub coupons, free tacos and wedding dresses are among this week's deals and freebies.

By Teresa Mears Nov 12, 2010 1:31PM

This weekend is another of the periodic Give & Get events that provide savings to shoppers and donations to charities.

With the Give & Get coupon, you can get 30% off purchases Nov. 11-14 at The Gap, Banana Republic, Old Navy, Gap Outlet and Banana Republic Factory Stores. The charity of your choice will get 5% of your purchase amount.

 

Coupons plus holiday hype can equal big budgetary blunders.

By Donna_Freedman Nov 12, 2010 11:16AM
All this Black Friday and Cyber Monday buzz is making me dizzy. I feel a song coming on. A snide song, sung to the tune of "Let It Snow! Let It Snow! Let It Snow!"

Well, the calendar says November
Christmas follows in December
Since buying's no longer a chore
Spend some more! Spend some more! Spend some more!
 

I have a better chance of being hired as a cabana boy for Lady Gaga than I do changing some of these behaviors.

By Karen Datko Nov 12, 2010 9:02AM

This guest post comes from Len Penzo at Len Penzo dot Com.

 

I hate it when I see people waste food.

 

I'm not sure why, but I've always been that way. Somebody who believes in reincarnation once told me that I probably starved to death in a past life. OK.

Another pet peeve of mine is carelessly wasting money in ways that can be easily prevented. Although I haven't shared that little characteristic of mine with the reincarnationist, I wonder what she'd say. Then again, on second thought, I don't really care.

 

While I am very diligent about not wasting food, I still have a lot of work to do when it gets down to plugging all of my money leaks.

 

I recently did a quick audit to see where some of my biggest leaks reside and then evaluated my odds of repairing them. When you're done checking them out, let me know if: 1) you suffer from some of the same money leaks that I do; and 2) if you have a few others plaguing you that I didn't list. Thanks.

 

Overpaying for our satellite television service:

  • My (lame) excuse: Although I watch the same 25 channels 99.5376% of the time, one day I may want to watch something on one of the other 1,746 channels I'm paying for.
 

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