Two-thirds of economists surveyed say consumers' attitudes have changed for good. But there are still skeptics.
It’s one of the cosmic questions of our time: Will consumers stick with their frugal habits once the recession is over?
“I would call it a ‘mini age of austerity,’” Sean Snaith, an economics professor at the University of Central Florida, told the AP.
How do you balance the fact that both partners are adults but also recognize that sometimes people need help?
Recently I gave a talk at Powell’s Books here in Portland, Ore. During the question-and-answer session, one woman posed an interesting question. (I’ve forgotten her name, so let’s call her Kim to make things easy.)
Kim has been aggressively paying down her debt, and is pleased with her progress. However, her boyfriend thinks she’s doing it wrong. If I understand correctly, Kim’s boyfriend believes she should pay down each debt partway (perhaps a half or a third) so that none of her obligations is near its limit. He believes that this will increase Kim’s credit score. Kim wanted to know if this was a good idea.
Use your tax refund to help pay for an energy-efficient home improvement this year and get a juicy tax credit next year.
Getting a tax refund is nice. Turning that refund into a money-saving home improvement is smart. Creating a tax credit for next year while you're at it? Very smart.
I just used my tax refund to partially pay for a new, high-efficiency central air conditioning unit for my home.
The National Association of Letter Carriers food drive is tomorrow. Could you spare a can for your fellow man?
Blue plastic bags showed up with the mail on Thursday in anticipation of tomorrow's "Stamp Out Hunger" food drive. The bag in my mailbox bore this message:
Food or rent? Could you choose? 42% of the people Food Lifeline serves had to make this difficult choice.
One of my neighbors in the apartment house had tossed the bag on the lobby floor. I wonder if he or she bothered to read the statistic.
Frappuccino Happy Hour at Starbucks, plus free tacos and printable coupons.
Starbucks starts 10 days of Frappuccino Happy Hours today, May 7, with 50% off Frappuccinos from 3 to 5 p.m. every day through May 16.
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Businesses offer freebies and coupons for Mother's Day. Medieval Times or massage?
We’ve given you some ideas for free and frugal Mother’s Day gifts for the mother who really cares about your financial health.
Now we’ve found a few freebies and deals for Mom on her special day. Since most of these deals won’t cost you any cash, you and your mom can indulge without guilt.
- Bing: History of Mother's Day
Photos are always a popular gift for mothers, and Walgreens and Target both have free photo deals. At Walgreens, you can get a free 8-by-10-inch photo collage through Saturday, May 8. You have to order it online but you can pick it up in the store.
Some are better than others for teaching children about financial responsibility.
One of the greatest gifts we can give a child is to teach financial responsibility at a young age. And a savings account for children can go a long way in this effort. As my wife and I raise our two kids, now both teenagers, we can see just how important it is that kids understand basic money-management skills.
The right type of online savings account for a child can help teach children several important financial lessons:
Consumer Reports also finds that add-on ticket fees really annoy airline passengers.
Travelers have a lot to gripe about, but what bugs them most are luggage charges and add-on airline ticket fees, according to a survey by Consumer Reports.
In a nationally representative survey conducted in late January, CR asked 2,000 consumers to score three lists of travel gripes covering rental cars, airlines and hotels for a total of 24 items on a 1-to-10 scale, 1 meaning an experience "does not annoy you at all" and 10 meaning it "annoys you tremendously."
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