Shop carefully, but everything is negotiable.
The saying “everything’s negotiable” has never been more true than when it comes to shopping for a gym membership.
The deals are even better this year, as clubs try to make up for revenue lost as customers cut back on costly extras such as personal training, The New York Times reports.
A third of consumers have made saving money their top New Year's resolution.
Making a commitment to save money in 2010 is the rare New Year’s resolution that is easy to keep.
After a turbulent economic year, it’s a popular one, too. A December survey from financial service firm Edward Jones found that saving more money next year is the top resolution for a third of consumers.
Try these 10 strategies for significant savings:
You can rent the latest 'it' bag, but is that really a good deal?
Most of us, at one time or another, have seen a photo of a celebrity with an “it” bag, even if just in tabloids at the supermarket checkout. Most of the time they are oversized totes, logo prominently displayed, on the arm of an actress or pop star. (Sometimes I wonder if the tinier celebrities could, in fact, fit inside their own handbag.)
- Bing: Best dressed celebrities
And as ridiculous as it might seem, you can bet that if a pop star is carrying a bag, the masses are sure to want it, too.
The problem is the price sticker.
Claim forms must be postmarked by August.
Comcast has agreed to settle a class-action lawsuit accusing the wireless provider of blocking access to peer-to-peer Web sites.
The agreement brings an end to two years of litigation that sparked heated debate over whether Internet providers should be allowed to filter content, and how much filtering they can get away with.
On a tight budget? You can probably still give. I am, and I did.
Lest you think I'm handing out dessicated bath sets from last year's post-holiday sales, I'll list some of the presents that I gave. Would you have been upset if you got:
New Web site allows people to share their credit card transactions with friends.
Just in time for last-minute Christmas shoppers, Blippy has gone public -- allowing new users to share information about their credit card purchases with their Blippy friends.
For instance, if you’ve signed up, your friends can learn that you just bought “The Joy of Cooking” at Amazon, as well as "The Joy of Sex."
As you can tell, we’re really struggling to see the upside of this, so we turned to others for more perspective.
A family story about passing the torch on a Christmas tradition.
Since it's Christmas Eve, I thought I'd share a Christmas story. It has a bit of a personal finance angle, since it involves spending money on gifts, maybe on gifts people didn’t even want. And yet those gifts mattered after all.
The year I was 51, Santa Claus almost didn’t come.
In most families, Santa visits only the children. But in our family, he left presents for adults and children alike. Long after my four sisters, brother and I had grown into adulthood, Santa Claus was still coming. As the family expanded, through marriage and children and then grandchildren, Santa kept coming.
With just hours of shopping time left before Christmas, procrastinators have limited bargain options.
About 12% of shoppers say they plan to wrap up their shopping today, according to the National Retail Federation. “Many people have procrastinated, in part because they’re hoping for the same deep discounts we saw last year,” says Deborah Mitchell, a senior lecturer of marketing and associate dean for Enterprise MBA programs at the Wisconsin School of Business. But stores’ scaled-back inventories have left those shoppers out of luck. “Retailers are holding the line (on price),” she says.
If you’re planning to brave the crowds, however, cautious spending is still the way to go. The sales are out there, but they’re targeted to items that aren’t selling as well as retailers hoped -- namely, winter clothing and kitchen electrics, Mitchell says.
No matter how late you leave your shopping on Christmas Eve, there are still ways to snag a bargain. Here’s how:
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