An error leads to brief excitement over coupon possibilities until the retailer clarifies its policy.
There was great joy in Couponville for a few minutes this week when shoppers saw in Wal-Mart's Sunday newspaper ad that the big-box retailer would accept competitors' coupons.
Oops. Not quite.
What the store meant to say, according to Kitty at Coupon Divas, was that the store would accept a competitor's coupon that mentions a specific price. That goes along with the company's price matching policy.
It's meant to be economic stimulus, but why not use it to bolster your personal finances?
President Obama last month signed a bill that will lower your Social Security taxes from 6.2% to 4.2% for this year only. This tax holiday -- which, bizarrely enough, will cost the federal government $112 billion at a time when it's facing astronomical deficits and we're being told Social Security is headed for hell on a skateboard -- could save you as much as $2,136 this year. If you and your spouse both earn more than $106,800, you'll see a combined $4,272 tax break.
The theory behind it is that the increase people will see in their monthly or biweekly paychecks will be small enough to look like gravy and so they'll diddle it away on stuff and services, thereby supposedly stimulating the economy.
Could be. Could be voodoo works to cure warts, too.
How to be fit -- and frugal -- when the temperatures are plunging outside.
While training for a marathon last winter, I quit my gym membership. Running 18 miles on a treadmill is simply not possible. (One could argue, successfully, that running 18 miles is simply insane altogether, but that's beside the point.)
What this experience taught me was that it's not only possible to stay fit in the frigid winter months, it's also possible to enjoy your workout without spending a lot on a new gym membership.
Here are some ideas to get you moving on your own exercise routine this winter:
What's not? Simple cell phones, and laptop and desktop computers.
The times they are a-changin' when it comes to electronic devices.
A new survey predicts consumers will buy 39% fewer personal computers this year compared with 2010 and that sales of simple mobile phones (not smart phones) will drop by 56%.
The TLC show 'Extreme Couponing' has frugal bloggers debating when smart stockpiling becomes obsessive hoarding.
Like many people interested in saving money, we watched the new TLC show "Extreme Couponing."
We agree that the four people profiled are pretty extreme in their coupon practices, from spending six hours on one grocery trip, to dumpster diving for coupons, to filling multiple rooms of their homes with a stockpile of products.
We did like the retired nurse who walked seven miles each morning collecting coupons from her neighbors. (Her fitness may save her as much money as her coupons do.)
The question many people are asking after watching the show is, do these couponers go too far?
Sure, it's illegal, but it's also not very profitable.
Have you ever been tempted to cheat on your taxes? asks a recent post on The New York Times' You're the Boss blog. Like almost everyone else, I've been tempted (everyone has been tempted or thought about it -- if you haven't, then you're a much better person than the majority) but I've never cheated on my taxes.
Here are just three reasons why:
The makeup industry is sitting pretty, raking in about $7 billion a year in sales.
Everybody wants to look their best. But at what cost?
According to a 2008 study by the nonprofit YWCA, U.S. women spend $7 billion a year on cosmetics (.pdf file). Meanwhile, the Bureau of Labor Statistics (.pdf file) says Americans -- so this figure is averaged across men and women -- spent about $600 each in 2009 on "personal care."
But that doesn't mean they will, especially if their longer-living parents blow through it in their final years.
On the face of it, this looks like a huge windfall for baby boomers: MetLife commissioned a study (.pdf file) from Boston College's Center for Retirement Research that says some 78 million American baby boomers will share in an estimated intergenerational transfer of wealth totaling $11.6 trillion. That reportedly includes some $2.4 trillion that has already been gifted.
But when you break it down, the study says that basically comes out to about $64,000 as the median amount, and that two out of three boomers should get something.
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