Smart SpendingSmart Spending

New services make connecting on the go cheaper, but finding the right option isn't easy.

By Karen Datko Aug 25, 2010 12:14PM

This Deal of the Day comes from Kelli B. Grant at partner site SmartMoney.

 

New competition in mobile broadband -- high-speed Internet access for laptops and other devices over a cellular network -- could lead to better deals for consumers, provided they can figure out what they need.

 

Companies are eagerly crowding the field to take advantage of consumers' desire to stay connected away from home, says Mike Jude, program manager for market research firm Frost & Sullivan.

 

Think etiquette doesn't count? Here's a refresher course for those who want to impress during client meetings or job interviews.

By Karen Datko Aug 25, 2010 11:29AM

This post comes from Kentin Waits at partner blog Wise Bread.

 

We live in a society that values speed and multitasking. Dining has devolved into something that needs to be checked off our to-do list, rather than an event with its own unique process and traditions.

Eating from a Styrofoam tray may be fine on our own time, but uber-casual dining habits can sometimes leave us at a disadvantage during a client meeting, formal event, or lunch interview. In this tight job market, here are a few quick and easy lessons on dining etiquette that can help young professionals stand out from the crowd.

 

You know how much to tip the pizza delivery guy, right? But how about the fishing guide, tour guide or tattoo artist?

By Karen Datko Aug 25, 2010 7:51AM

This guest post comes from Coupon Sherpa.

 

How much do you tip a salmon fishing guide? Do you have to tip the coffee shop guy who takes your money after you've served yourself? How much do you tip a private yacht charter captain, particularly if he owns the boat?

It's not hard to guess how much to tip hairdressers, but do you tip the gal who washes your hair? How about if she gives you a head and neck massage as well?

Everyone seems to have their hand out these days, so we've put together the following general guidelines to help you make sense out of when to tip dollars or cents.

 

Unemployed older workers can't find jobs, so they're applying for internships and competing with college students.

By Stacy Johnson Aug 24, 2010 6:56PM

This post comes from Michael Koretzky at partner site Money Talks News.

 

Internships aren't just for college students anymore, as older workers who have been laid off -- or are seeking a midlife career change -- apply for what were once considered entry-level positions.

A new survey by the employment website CareerBuilder shows that 23% of employers are seeing more applications from "experienced workers" (those with 10-plus years of experience) and "mature workers" (those over 50 years old).

 

It's no surprise that, as the economy struggles, employers are also planning to hire more interns than ever.

 

Proposed rule would eliminate do-over opportunity.

By Karen Datko Aug 24, 2010 3:48PM

This guest post comes from Mary Beth Franklin of Kiplinger's Personal Finance.

 

An obscure strategy that allows Social Security recipients to boost their income by repaying benefits received in earlier years and then claiming a bigger monthly check based on their older age may soon disappear. Kiplinger has learned that the Social Security Administration is moving to eliminate the so-called do-over strategy.

 

If the agency gets its way, the new rule could take effect within a few months.

 

Massive recall has consumers worried about bad eggs.

By Karen Datko Aug 24, 2010 3:00PM

This post comes from Truman Lewis at partner site ConsumerAffairs.com.

 

The latest food-safety crisis gives new meaning to the term "bad egg." Millions of eggs have been recalled by two Iowa companies after being linked to a nationwide salmonella outbreak.

 

Hillandale Farms issued a recall of eggs from two of its plants on Aug. 20, saying there have been laboratory-confirmed illnesses associated with the eggs. The announcement came just two days after Wright County Egg in Galt expanded its Aug. 13 recall to a total of 380 million eggs.

 

How can you tell if the eggs in your refrigerator are included in the recall? Here's what you should look for on the egg carton:

 

Lenders have tightened the rules, but crooks are finding new ways to steal, including identity theft.

By Teresa Mears Aug 24, 2010 2:02PM

The end of the real estate boom hasn't ended one unpleasant byproduct: mortgage fraud.

 

Attempts by lenders to tighten standards haven't ended fraud, but just forced crooks to find new schemes.

 

"There were plenty of opportunities for fraud on the way up and there are plenty on the way down," Clifford Rossi, a former chief credit officer at Citigroup and a teaching fellow at the University of Maryland, told Reuters, which did a special report on mortgage fraud.

 

Are the new restrictions on card companies worth the tradeoffs we were warned to expect -- less credit and higher interest rates?

By Karen Datko Aug 24, 2010 1:06PM

This should come as no surprise: Credit card interest rates in the second quarter of 2010 were the highest they've been since 2001. Some expect rates to keep rising.

 

Higher rates were the industry's response to the Credit CARD Act -- which limits some of the card companies's more egregious moneymaking practices -- as well as to high default rates among struggling customers. (As we noted last week, the final provisions of the CARD Act have kicked in.)

 

The higher rates are all the more notable given that other interest rates -- like those on mortgage loans and the banks' own costs of borrowing money -- are remarkably low, The Wall Street Journal observes.

Here is what has happened in recent months, according to The Wall Street Journal and other news reports:

 

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.

ABOUT SMART SPENDING

Smart Spending brings you the best money-saving tips from MSN Money and the rest of the Web. Join the conversation on Facebook and follow us on Twitter.

VIDEO ON MSN MONEY

TOOLS

More