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If you're one of the millions of sleep-deprived Americans, here's how to find cheap sleep without pills.

By Stacy Johnson 16 hours ago
By Marilyn Lewis, Money Talks News  
Money Talks News

Are you driving sleepless? It's like driving drunk, maybe even worse. Even if you're not asleep at the wheel, you are sure to be sharing the road with sleep-deprived drivers.

 

Lack of sleep is "a national epidemic," the Centers for Disease Control and Prevention says. Almost a quarter of people the CDC surveyed confessed that sleepiness keeps them from concentrating.


What's worse, nearly 5 percent of them told CDC pollsters they'd "nodded off or fallen asleep" while driving at least once in the previous month.

 

A credit card is a good tool to establish a credit history -- if it's used wisely. Here are three cards college students should consider.

By Credit.com 19 hours ago

Credit cards © Imagemore/Getty ImagesBy Jason Steele, Credit.com


As students spend their college careers preparing to make their way in the world, it's also a critical time in their financial lives -- a time when they can establish good financial behaviors and the beginnings of a credit history. Credit.com

 

A student credit card can be a good way to do that, as long as you don't give in to all the temptations a line of credit can offer and become deeply indebted at a young age. However, a student card can also be a great opportunity to learn how to use credit responsibly, and build a good credit history that can help you qualify for car and home loans in the future, as well as help you qualify for more competitive rewards cards once you graduate.


What to look for in a student credit card

Most of the major credit card issuers offer products that are marketed directly to students. First, you should look for cards with the fewest fees. Thankfully, all of the student cards we reviewed have no annual fee, and some will even waive other fees.

 

A TripAdvisor survey found that 77 percent of Americans said they worked while on vacation in the past year.

By Stacy Johnson 20 hours ago

Man on couch with a laptop © Cavan Images/Getty ImagesBy Krystal Steinmetz, Money Talks News Money Talks News


A vacation, by its very definition, isn't supposed to involve work. But that hasn't stopped more than 3 in 4 Americans from putting in work hours while on vacation.


According to a recent TripAdvisor survey, a whopping 77 percent of Americans admitted to working during their vacation in the past year. That's nearly twice the rate of the nine other countries included in the survey.

 

Americans also receive less paid vacation time compared with their international counterparts. The U.S. worker average is 18 days. The number for the other nine countries ranged from 19 in Japan to 31 in France.

 

Managing your money properly doesn't have to be time-consuming.

By Credit.com 20 hours ago

Ever feel like you are drowning in stacks of paperwork? Have you paid bills late because you lost track of them? Or worse yet, does your credit report show late payments due to those missed payments? Maybe it's time to organize your finances.


But who has time for that?


Taylor Flanery says everyone does, and she should know. She’s a working mother with three young children who also created three websites in her "spare" time. One of them, Home Storage Solutions 101, is devoted to home organization. With no time to waste, she's developed systems for everything, including one that allows her to stay on top of her finances in as little as two minutes a day.


Here, Flanery shares the strategies she uses: 

 

If you're thinking about buying a car and the Carfax report comes back clean, you're good to go, right? Um, maybe not. Here are four other ways you can avoid buying a clunker.

By Stacy Johnson Thu 5:15 PM

By Maryalene LaPonsie, Money Talks News Money Talks News


Show me the Carfax.


Remember when those commercials first hit the airwaves? It was only a matter of time before dealerships everywhere started touting a Carfax report with every used car.

 

The reports promised an almost crystal ball view into the history of a vehicle. Sellers could no longer hide accidents, major repairs or faulty odometers. It's all in the Carfax!

 

Or is it? 

 

The cybersecurity defenses at most colleges and universities are not up to the task, a report says.

By MSN Money producer Thu 3:45 PM

Hacker sitting at a desk surrounded by computer monitors © Andrey Popov/Getty Images By Cadie Thompson, CNBC CNBC

 

As college students head back to school, cybercriminals are heading back to work.

 

Hackers often target universities during the school year, and campuses are not equipped to handle the cybersecurity threats, according to a new report published Thursday by the security firm BitSight Technology.

 

In fact, colleges and universities fare worse than both the retail and health-care industries, when it comes to securing their networks, according to the report.

 

BitSight tracked the security performance of all colleges in major athletic conferences (Southeastern Conference, Atlantic Coast Conference, Pacific-12, Big 10, Big 12 and Ivy League) from July 2013 to June 2014. BitSight's research found that on average all conferences experienced a significant decline in their performance.

 

Tune in to 'The Simpsons' marathon for laughs -- and also for lessons about careers, consumerism, college majors, and what should and shouldn't be used as toilet paper.

By MSN Money producer Thu 2:38 PM

Still from season 25 of FOX's ‘The Simpsons’ © FOX Image Collection/Getty ImagesBy Brad Tuttle, Money Magazine Money Magazine

 

Thursday marked the kickoff of an absolutely epic marathon of "The Simpsons" on the FXX channel. Starting at 10 a.m., the network will show every Simpsons episode ever (#everysimpsonsever in social media-speak) back-to-back in chronological order, with "The Simpsons Movie" thrown in as well.

 

That's a total of 552 episodes -- 25 seasons of the longest-running sitcom and longest-running animated show ever -- running 24 hours per day for 12 straight days, ending on Labor Day, Sept. 1.

 

In honor of the marathon, we thought it would be fun to reflect on what some of the most colorful and memorable characters on "The Simpsons" have taught us by their good (or, more likely, bad) examples. Here are 11 money lessons from "The Simpsons," each with a memorable quote to bring the message home.

 

One-fifth of American workers say using vacation time puts them at risk of losing their jobs, a survey finds.

By Credit.com Thu 1:18 PM

Unemployed man © Rubberball/JupiterimagesBy Christine DiGangi, Credit.com Credit.com

 

One-fifth of Americans working at least 35 hours a week think using vacation time makes them look replaceable, therefore putting them at risk of losing their jobs, a new survey found.


The concerns could have a foundation in reality -- after all, there's no federal law guaranteeing people the vacation they've earned, and unless a termination breaches a contract or discrimination laws, employers can fire people for pretty much whatever they want to.


The aforementioned survey includes responses from 1,303 adult Americans working at least 35 hours per week and was conducted June 20 to 30 by GfK Public Affairs and Corporate Communications for the U.S. Travel Association. The sample is weighted and scaled to be nationally representative, and the margin of error is plus or minus 2.71 percentage points. The sample included responses from 235 workers with managerial responsibilities, and the margin of error for their responses is plus or minus 6.39 percentage points.

 

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