Are you a victim of the Target data breach?
If you shopped at the store after Black Friday, your credit or debit card information may have been stolen. Here's what to do.
This post comes from Hayley Peterson at partner site Business Insider.
Shoppers who visited any of Target's U.S. stores between Nov. 27 and Dec. 15 are at risk of having their credit and debit card information stolen.
Target provided us with some tips for what to do if you visited one of their stores during that timeframe:
Closely monitor your credit and debit card statements for any suspicious activity.
If you find anything suspicious, immediately contact your bank. You can also contact the Federal Trade Commission to report incidents of identity theft here or call the FTC at (877) 438-4338.
Check your credit report. If you find information that appears to be fraudulent, request that the credit reporting agency delete that information from your credit report file.
Add a fraud alert to your credit report file with one of the three credit reporting agencies. That means creditors will be extra vigilant in protecting you, though it may delay your ability to obtain credit.
To reach Target directly concerning the breach and precautionary steps you should take, call (866) 852-8680.
The company says as many as 40 million credit and debit card accounts may have been compromised.
Information that may have been stolen includes customers' names, card numbers and three-digit security codes.
More from Business Insider:
Other costs would include changing CC numbers on auto-draw accounts like health club memberships.
I would think that is the least Target would do!
Why is everyone blaming Target, instead of the scumbag criminals the Secret Service is trying to catch??
I'm getting a new credit card as a result but I'm smart enough to realize Target didn't just hand someone my info on the corner for $$$.
Retail pays tons for security systems but there are breaches: over 1000 smaller businesses this year alone.
If you hate the cons of using credit cards, than give up the pros & switch to cash only.
their security sucks
So if we used an American Express card with a four-digit code, that info wasn't passed on, huh? Only three-digit security codes? :)
Somehow, a $30 gift card for all 40 million seems in order for the time it takes us waiting on hold and taking care of the issue when calling Target about the breach, and the time lost while creditors secure our credit information against ourselves, not to mention the cost for monthly credit reports from Equifax, Experian, or TransUnion (not counting the free one we are prematurely sacrificing to begin regular monitoring of our credit)...and if fraudlent charges occur, that begins another series of calls and holds.
Thanks MSN for informing me. I didn't find a message on my phone from Target.
Now what? Try calling the number they gave you...it'll be a cold day in hell when you can get though.
Think it's time to go back to writing checks and forget about swiping a card for everything. It's only been a month since Walmart got my debit card. Just tired of it.
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