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Are you a victim of the Target data breach?

If you shopped at the store after Black Friday, your credit or debit card information may have been stolen. Here's what to do.

By Money Staff Dec 19, 2013 1:46PM

This post comes from Hayley Peterson at partner site Business Insider.


Business Insider on MSN MoneyTarget was hit by a massive data breach involving millions of customers' credit and debit card information.


Shoppers who visited any of Target's U.S. stores between Nov. 27 and Dec. 15 are at risk of having their credit and debit card information stolen.


Shoppers at a Target store in New York (© Bebeto Matthews/AP)

Target provided us with some tips for what to do if you visited one of their stores during that timeframe:


Closely monitor your credit and debit card statements for any suspicious activity.


If you find anything suspicious, immediately contact your bank. You can also contact the Federal Trade Commission to report incidents of identity theft here  or call the FTC at (877) 438-4338.


Check your credit report. If you find information that appears to be fraudulent, request that the credit reporting agency delete that information from your credit report file.

You can get a free copy of your credit report once a year from one of the three credit reporting agencies including Equifax, Experian and TransUnion.


Add a fraud alert to your credit report file with one of the three credit reporting agencies. That means creditors will be extra vigilant in protecting you, though it may delay your ability to obtain credit.


To reach Target directly concerning the breach and precautionary steps you should take, call (866) 852-8680.


The company says as many as 40 million credit and debit card accounts may have been compromised.


Information that may have been stolen includes customers' names, card numbers and three-digit security codes.


More from Business Insider:

Dec 19, 2013 4:01PM
I like how target explains how we can contact them. It's their mess, how about they contact those who are affected?
Dec 19, 2013 10:03PM
Sorry we screwed up..Here's what YOU need to do about it !!! Thanks for shopping at Target !
Dec 19, 2013 4:58PM
Moreover why did they keep my information for that long anyway? Aren't they suppose to "delete" it after they charge my card?
Dec 19, 2013 10:29PM
How are you supposed to "closely monitor" your target accounts or" add a fraud alert" when you can't even get through to them on the phone or computer because 40 million other people are trying to do the same thing at the same time.   This is not working!!!! Target should put a fraud alert on everyone's card for free at this point.  Target should cancel the old cards and issue new ones to everyone of their customers who has a credit or debit card.  They better make this right!!!
Dec 19, 2013 10:19PM
A business in Chicago had a similar issue and sent out mail for a one year credit monitor for your SSN from Lifelock!
Other costs would include changing CC numbers on auto-draw  accounts like health club memberships.
I would think that is the least Target would do!

Dec 19, 2013 10:07PM
Check your credit report. If you find information that appears to be fraudulent, request that the credit reporting agency delete that information from your credit report file. yeah right!
Dec 19, 2013 10:05PM
Looks like Wal-Mart pulled off a good one.  What better way to eliminate the competition.
Dec 19, 2013 10:49PM

Why is everyone blaming Target, instead of the scumbag criminals the Secret Service is trying to catch??
I'm getting a new credit card as a result but I'm smart enough to realize Target didn't just hand someone my info on the corner for $$$.
Retail pays tons for security systems but there are breaches: over 1000 smaller businesses this year alone.
If you hate the cons of using credit cards, than give up the pros & switch to cash only.

Dec 19, 2013 10:27PM
this is the second time for me with target  card         they should be liable for all thefts
  their security sucks 
Dec 19, 2013 10:46PM
What I got out of their statement was, if your credit and accounts have been breached, contact everyone but us. the way if you should need our number, its towards the bottom of the paragraph, and we can tell you over the phone how to contact everyone but us. 

No responsibility is being taken here with this statement.  Years back Sony had a breach, they gave millions of customers including myself a free subscription to a credit monitoring service.
Dec 19, 2013 10:38PM
Retailers need to take responsibility for their customer's confidential information.  There should be stiff fines levied against any business that has customer information comprimised
Dec 19, 2013 10:35PM
Dec 19, 2013 10:14PM
If accounts are breached and a Credit/Debit card number is stolen, Target needs to pay big time for this .   I know if my account gets hit, they will hear from not only me but a legal person.  Just saying.  Somebody, Target, will pay. 
Dec 19, 2013 7:03PM
This is the very reason why I will not purchase cough syrup or alchol at their stores due to the fact that you are FORCED to hand over your Driver's License to be "swiped" for age verification if you want to purchase the above mentioned products..  They are the only store that does far as I know.  If they can't keep our creidt/debit information safe, how can we expect them to keep our Driver' License information secure.  There is much larger potential for identy theft from the information contained on your Driver's License strip,a (especially in the states where you have to provide your social security number, proof of address, etc. - like  FLORIDUH) if that system is breached.  Whats to say that it already hasn't been, and they just don't want to let that cat out of the bag. 
Dec 19, 2013 10:23PM

So if we used an American Express card with a four-digit code, that info wasn't passed on, huh?  Only three-digit security codes? :)


Somehow, a $30 gift card for all 40 million seems in order for the time it takes us waiting on hold and taking care of the issue when calling Target about the breach, and the time lost while creditors secure our credit information against ourselves, not to mention the cost for monthly credit reports from Equifax, Experian, or TransUnion (not counting the free one we are prematurely sacrificing to begin regular monitoring of our credit)...and if fraudlent charges occur, that begins another series of calls and holds.


Thanks MSN for informing me.  I didn't find a message on my phone from Target.

Dec 19, 2013 10:41PM
That is why the workers wear  bulls eye on the back of their shirts.  These people who got there credit card information stolen at Target should file a LAWSUIT against Target for failing to properly protect the consumers credit card information.
Dec 19, 2013 10:49PM

Now what?  Try calling the number they gave'll be a cold day in hell when you can get though.

Think it's time to go back to writing checks and forget about swiping a card for everything.   It's only been a month since Walmart got my debit card.  Just tired of it. 

Dec 19, 2013 10:39PM
I tried to contact them but I got a busy signal. I haven't heard a busy signal in years, it's so weird. So, I guess we are supposed to just wait and see...awesome.
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