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Fender bender in Vegas? Cops say you're on your own

Las Vegas Metro Police no longer respond to car crashes that don't result in injuries.

By MSN Money Partner Mar 6, 2014 3:27PM

This post comes from Krystal Steinmetz at partner site Money Talks News.

Money Talks News on MSN MoneyRear-ended at a stop light in Las Vegas? Don't waste your time calling the cops. Las Vegas Metro Police have stopped responding to fender benders, unless there is an injury.

Vegas police say they're too busy to respond to minor collisions, said KARN News Radio. Police estimate they've spent 250 hours a week on no-injury car accidents.

Businessman talking on his cell phone by a car accident © Stewart Cohen, Blend Images, Getty ImagesDrivers are expected to trade insurance information after an accident and file a Nevada Department of Motor Vehicles accident report within 10 days. If one driver refuses, Vegas police say they will respond.

Michael Geeser of the Nevada Insurance Council told KARN that the new policy could raise insurance premiums for good drivers and mean poor drivers won't be penalized as much.

"If you have a habitual red light runner and they cause accidents that are not injury-related, then that goes unnoticed by the insurance industry because they only note citations," he said.

Police in Los Angeles, San Francisco and San Diego also don't respond to no-injury crashes.

So what should you do if you're in an auto accident and the police aren't going to come? The Claims Journal recommends that drivers download the free WreckCheck smartphone app, which gives drivers a step-by-step checklist of things to do after an accident.

Or you can find clear instructions in this post at

More on Money Talks News:

Mar 6, 2014 4:17PM
I understand they may be busy , but the need for a qualified professional to  observe the accident evidence to help determine fault should still be part of their job description . Insurance rates will continue to climb if cases have to be litigated in court to determine who was at fault . Evidence presented by a person involved will not always carry the same weight as that which is gathered by the police. This cannot be a good thing anywhere .
Mar 6, 2014 4:51PM
this is bogus. I once was rear ended by a chick who had a bogus insurance card. How could I tell, right? I am no expert, but surely a police officer can spot a fake one. We traded insurance information, her policy card was a complete lie--her insurance company denied she ever had a policy with them. We're out $500. Again. We've been hit by numerous uninsured drivers--the law is a total joke. Anyway, be forewarned Vegas! If someone hits me, I am definitely 'injured,' regardless of whether I am or not.
Mar 6, 2014 4:54PM
I live in Las Vegas and I am not HAPPY to hear about this new policy.  How many at fault drivers are just gonna drive away after a fender bender? How many at fault drivers aren't going to give you their insurance information or may threaten you after you ask for it.  I am a woman and knowing if I get into a minor car accident and out steps a man who looks intoxicated or violently inclined, do you really think I am gonna stick around to ask him for his insurance info.  My husband has already told me if that happens, I get rear ended or into a non-injury accident and it isn't my fault, and I feel threatened, to just drive away and call the insurance company later telling them it was vandalism or hit and run.  I bet the insurance companies are gonna love that!!!!  How many criminals will fender bender you and then when you pull over, rob you or worse because they know the police aren't coming. I am pretty sure our wonderful, intelligent police force didn't really think this all the way through.  With all of the unemployed people in Vegas living off the State, why don't they use them as volunteers to respond to these minor accidents to take the report and assist the drivers, especially women and elderly people.  Gotta luv Vegas!
Mar 6, 2014 4:57PM
They say its taking up 20% of their time, I say they can now lay off 20% of the lazy union monkeys!
Mar 6, 2014 4:33PM

The sherriff of vegas has tried several times to get a tax increase to hirer more officers, it has been on the ballot and voted down so......this is his pay back to the residents of vegas.  The last time he received an increase to hirer more officers he used the money to give pay raises and didn't hirer.

Mar 6, 2014 7:20PM
Wish I could use the excuse, I'm too busy to do my job. Seriously, what a joke!
Mar 6, 2014 7:07PM
I rear-ended a woman in Vegas once. we didn't call the police I just paid her and left.
Mar 6, 2014 4:40PM
Interviewing independent witnesses at the scene is pretty important.  Also criminals knowing this could just easily print out a fake insurance card with fake information to show you at the scene.  I am not a cop so I can not demand to see someones license to make sure they are who they say they are.  If I were in Vegas I would keep my phone handy and take a picture of the license plate of the other driver right away.
Mar 6, 2014 5:36PM
As a police officer in the Washington DC Metro area we still respond to all traffic accidents, and verify each driver is properly licensed and each vehicle is registered and insured. We only write reports is someone is hurt, a vehicle is disabled or there is something wrong with the licenses registration and insurance, and of course if they are DWI
Mar 6, 2014 5:35PM
They are busy filming -"JAIL"-.

Public Servants.

Mar 6, 2014 7:16PM
Mar 7, 2014 12:33AM

This is "Pay Back" 

 "Black Mail" would be a better term for those of us who live in Vegas..

The Police Department  has tried to get a levy passed for several years now and it has failed each time. The levy, had it passed, would have increased the salary and the number of police officers for Metro.

Since it has failed and the general public doesn't see a need for more officers in the field nor the raise in pay, Metro has decided to hold the citizens of Las Vegas hostage and have refused to do the job in which they were hired to do.. 

So in order to get their point across , as to the need of more officers in the field, Metro has enacted the "Screw You Policy" and now if there is a car accident those persons involved will have to exchange information, photograph the seen, direct traffic, and wait for a tow truck if needed..

God Forbid if the accident has been caused by a drunk driver or the parties involved get into a fight over who is in the wrong since no law enforcement will be there to act as referee, much less take "Vital Statistic's" such as tire marks and distance from impact.

They "Metro" have abandoned their duties, and have sold us down the river. Highways will be like the toll roads at New Jersey, and the Chief is no better then Chris Christy ..... 

Shame On You "METRO"..... And Shame On The "CHIEF"

       ........................................................................For Tactics Only a THUG Would Employ

Vegas is still recovering from the housing market and the lack of revenue from vacationers..

We always treated our police department fairly and your pay was higher then most Metro's and your benefits were second to none.....I know of Police officers who have left their jobs in other cities to come to work for Las Vegas due to the raise in pay they would receive and the perks available to them at signing..

Even By Las Vegas Standards......This is a Cheap Trick.............

Mar 6, 2014 8:15PM
So, they're too busy to respond to accidents, which are always ticketable incidents, but they still have speed traps, will give citations for failing to use a turn signal, etc.  This policy is absurd, it is also a loss of revenue as there are usually more than one offense leading to an accident.  Why not just remove all stop signs and lights and let drivers duke it out amongst themselves?
Mar 6, 2014 8:09PM
I say it is a matter of time before someone is killed because of thisn stupid ruling.  Anytime and incident is left up to the people or persons involved you never know who you're  dealing with and being in a town/city like this puts you in a dangerous situation. Just what are you paying your taxes for?
Mar 6, 2014 6:49PM
What a crock of chit, my son got hit and the woman gave him all bogus info and now he's stuck fixing his car.
Mar 6, 2014 6:32PM
Just recently left Vegas.  Been driving for almost thirty years and finally had my one and only accident there, of course. Not my fault. Looks like I left that rat hole at the perfect time. Worst drivers of anywhere I have ever lived, and I've lived in quite a few different places. Drivers in Vegas try to hurt people on the roads. Never seen anything like drivers there. Passing people in the median on the freeways. Going the wrong way. Its unbelievable. With all of the crack heads that live in Vegas, good job Metro, tell everyone your not going to respond. I hope for all of you that live there if you have an accident it happens on the freeway. NHP will still show up. Maybe.
Mar 6, 2014 7:07PM

It isn't rocket science people. They have never come out for fender benders in LA. I was hit in 2004 and we traded personal information. That includes ALL of the information on the drivers license AND registration; not just the insurance card. Try carrying a disposable camera or use your cell phone to take some pictures for christ sake AND include the license plate in said pictures!


I contacted her insurance the next day and they sent an adjuster right away, While he was there taking pictures he told me that their client had not reported the accident to them. I made contact every few days to follow up with her insurance and she never reported it. I turned in my information to my insurance company (which is why you should have it) and they decided I was not at fault. 100% percent payment from them and no deductible. It was pretty easy actually.


About ten months later I got a call from a legal team who worked for the insurance company inquiring about the accident. I still had all of my documents and they went to the lawyers. They sued, she lost.

Mar 7, 2014 12:37AM
Nothing good can come of this (unless, of course, you're either an attorney or an insurance company).
Mar 6, 2014 5:38PM
Would think Casinos would joyfully accept more public officers.

Now where o' where is there $$$ to fund police officers??

Mar 6, 2014 11:05PM
Well time to buy 2 dash cams one for the windshield. And one for the back window. Now we will have to lower our deduct to 500 ded. And need to get uninsured motorist insurance.
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