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Is money more important than sex in a marriage?

When it comes to relationships, Americans place a high priority on financial responsibility.

By Credit.com Jun 5, 2014 11:43AM
This post comes from Christine DiGangi at partner site Credit.com.

Credit.com on MSN MoneyIn relationships, money trumps looks, according to a new Experian survey of married people. It's not how much money your partner has that makes or breaks the relationship, rather it's how he or she manages it.


The survey asked what people want in a potential spouse, and 95 percent of respondents said financial responsibility  is important.


Couple paying bills using laptop © Jose Luis Pelaez Inc, Blend Images, Getty ImagesPhysical attractiveness (86 percent) and career ambition (77 percent) also emerged as key factors, but personality compatibility came out on top, with 98 percent of people saying that's crucial in finding a husband or wife.


The data comes from an online survey of 1,010 married adults conducted April 16 to 19. The margin of error is plus or minus 3.1 percentage points.


Money and matchmaking

Meeting a man or woman with desirable attributes is one thing, but finding someone with similar goals can be a bit trickier.  You're not going to agree about everything, but some things are non-negotiable. When it comes to building a family, 98 percent of married people said it was important to share goals. Having similar life plans was the next-most important (97 percent), followed by similar financial ambitions (96 percent). Financial compatibility even beat out sexual compatibility, which 95% of married adults said was important, but that difference is within the margin of error.


It makes sense people care so much about financial compatibility. Money is intertwined with pretty much every aspect of life, giving it the potential to be a constant point of conflict. Numerous studies have analyzed the role of money in divorce, and a 2009 study from a Utah State University researcher found money fights predict the likelihood of divorce.


The funny thing is people don't really like talking about money. The survey found 73 percent of women and 60 percent of men said having a spouse who is open about personal finance and credit makes him or her more attractive, which doesn't quite line up with the 96 percent who say financial compatibility is crucial in a partner. As for those who are cagey about money, 59 percent of women and 44 percent of men say avoiding talking about money topics makes a person less attractive.


Whether you like it or not, talking about household finances and credit is practically a necessity for couples. Budgeting may not be the most romantic activity, but setting clear expectations for spending could help you avoid unpleasant conflicts. Getting a grip on credit is pretty easy, too. You're entitled to free copies of your annual credit reports, and you can check your credit scores every month for free through Credit.com. You can do it together and get on track toward those shared financial goals.


More from Credit.com


258Comments
Jun 5, 2014 1:37PM
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Money is absolutely more important to women and every man knows it.
Jun 5, 2014 1:49PM
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An ugly guy with money will get the girl over the handsome guy w/o money. If a girl had to choose between a chubby balding doctor or a handsome mechanic, they would ALL choose the doctor. They may say they wouldn't but when it comes down to it they ALL would. In fact, they would push their own daughters to choose the ugly doctor over the handsome mechanic. It's just how life is. If THAT isn't a reason for all the kids to do well in school, then I don't know what is...
Jun 5, 2014 3:45PM
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Been married for nearly 22 years, and 99% of our fights are about money.
Jun 5, 2014 2:23PM
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Women want money, looks, than personality.  They will probably say the opposite but we all know this is not the case.
Jun 5, 2014 2:53PM
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The Number 1 cure for nymphomania is wedding cake.
Jun 5, 2014 3:59PM
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Open up a can of worms? -- Married my wife off of a poor farm at 18, we struggled through college, I got a job in television and she got a job divorcing my **** and going after two additional husbands, divorcing them and walking away with 2.5 mil in her panties. 
Jun 5, 2014 4:03PM
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this is why a guy that is not that great looking an rich gets more sex than a good looking guy that is a labor or a blue collar worker till the they get married then the sex stops and maybe get some pity sex once and awhile. Then all the women will care about the money then after awhile divorce and she is set for life and the not so great looking guy is poor. Solution to this is don't buy the cow just enjoy the milk don't get the women pregnant and stay single and keep your money 
Jun 5, 2014 2:25PM
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Number one cause for divorce is finances. Having enough money or at least a plan for dividing/saving/spending it fairly is critical. I've learned that in the first marriage and avoided the problem in the second.
Jun 6, 2014 6:57AM
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How come marriage licenses don't expire?
Jun 5, 2014 3:36PM
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Women can make their own money. However, it still stands that we want a man that makes his own money as well. Both partners should be financially stable and responsible. That being said, I make my own money, so to me, it's more more important that there is sexual compatibility in my relationship. I know this might be uncommon for a woman, but I will take sex over a fancy dinner or shopping trip any day of the week!
Jun 6, 2014 6:56AM
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Not a tough call! Money is most important. If you have a lot of money, you call buy all the sex you want.


Women love money above all else.


After 44 years of marriage and counting, I have concluded women are cheaper and more cooperative if you rent them instead of buying them by marrying them. Some place out there on the internet is an analysis of Tiger Woods finances proving hookers are cheaper than marrying them.

Jun 6, 2014 10:39AM
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I would rather have an average looking woman with good money management skills and modest spending habits than a supermodel that spends frivilously and wastefully. The average looking woman is probably better in bed anyway since she knows she has to try.

Jun 6, 2014 10:03AM
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what every girl wants ~ a guy with a big................wallet!
Jun 6, 2014 9:35AM
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Money won't buy love but it puts you in a hell of a bargaining position!! 
Jun 5, 2014 5:33PM
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The only women who won't marry a guy with money, are the one's that have it for themselves.
Jun 5, 2014 4:29PM
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Money is only useful to buy sex anyway.
Jun 5, 2014 7:36PM
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Can a broke man marry a Rich woman?

If you find your self answering this question with ........If he has this ...or if he has that.....if he treats her........then............?


Now to answer the question.....When we were teens......money didn't matter....when we got just a little older.......daddy this.........daddy that..........men pay a price to be daddy......and we don't even have any kids...........LOL!


Jun 6, 2014 10:40AM
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I have a lot of friends with a lot of money who married hot women that they could never even date if they didn't have money. ALL of them are now divorced and their HOT ex wives took them to the cleaners and are now millionaires. Bottom line is their women played them like a fiddle and shame on any man who cannot look in the mirror and see that they are seriously over achieving.
Jun 6, 2014 11:03AM
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If you are financially secure, why screw it up by getting married?
Jun 6, 2014 11:03AM
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Money is the main and most important thing some younger women migrate toward much older men. Has nothing to do with love most of the time and having the same interests in other things. They are looking mainly for financial security and with most younger men, they can't find that and an older man isn't likely to stray, either. Older men without money does not attract the younger women. Sorry guys, but, that's what I hear all the time from other women.
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