Many newly eligible for Obamacare unsure they'll buy
Even Americans with pre-existing conditions don't know if they'll purchase insurance under the new law, a survey finds.
Despite the coming opportunity -- and requirement -- under Obamacare for those with pre-existing conditions to buy health insurance, the vast majority of those in that situation still don't know if they will, a survey found.
Some 68% of uninsured Americans with pre-existing conditions said they're not sure if they will buy health insurance, a report by InsuranceQuotes.com said. That's despite the requirement under the law for all Americans to have health insurance or pay a penalty. The new law prevents anyone from being denied health insurance due to an existing medical condition.
"It’s really surprising how few people with pre-existing conditions are planning to purchase health insurance, especially since a key goal of the Affordable Care Act is to provide affordable health insurance to people with pre-existing conditions,” said Laura Adams, senior insurance analyst for the site.
Part of that appears to be a lack of understanding of exactly what is going to change when the health care law ramps up. Some key deadlines are approaching, including the opening of marketplaces for consumers to comparison-shop for health insurance beginning Oct. 1 and to get policies that go into effect on Jan. 1.
The survey, of 3,000 Americans interviewed in July by Princeton Survey Research Associates International, found that the vast majority of people surveyed felt that they didn't have enough information about the changes that are coming. About 85% said they don't think they've learned enough about Obamacare, and 69% said they didn't have enough information to know how the law would affect their finances.
Among those with pre-existing conditions, less than 20% said they are certain they will buy insurance as it becomes available. An additional 14% said they will not. The rest weren't sure. More than one-third of Americans have a pre-existing condition, InsuranceQuotes.com said.
"Many observers are worried that healthy Americans won’t sign up for health insurance next year," Adams said. "This research suggests that we should also be worried about unhealthy Americans failing to enroll."
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What bothers me is the lack of a "pre-existing condition" clause - or even waiting period. Maybe some one who read the 1200 page bill can explain it. Why wouldn't a young, healthy person who has heretofore not seen fit to purchase health insurance suddenly buy this??? Why not just wait until he is diagnosed with a disease and then buy it?
And what about all the people, at least in my city, who go to the county health facilities for free? I was there once to receive some vaccinations, saw the posters and have since visited the website - free mammograms, free pregnancy care, free this and free that --- all well and good if you qualify as a low-income patient, don't get me wrong. But as it is already free to these folks, why would they buy Obamacare?
I am struggling to understand just who it is that will be buying Obamacare? So far I hear everyone crying out for it -- so long as it is some one else who is buying it. The young and healthy probably don't want it, the people that are already getting free healthcare don't want it, Congress doesn't want it, the Unions don't want it, seniors don't want it... so who, exactly is clambering for it? Who are it's customers? Any answers out there?
Affordable!?!?!?! Oh, my freaking God! I just did the Covered California website to find out what it will cost me to buy coverage for myself. They think that nearly 400 freaking dollars a month is affordable!
Democrats don't just got a hard-on for the "rich" who make $200k/year, they want to break the slobs like me who take in 40k/year (before taxes) too!
Wow. I ran the numbers on the Covered California site for a minimum-wage family of 3 bringing in $30k/year. They can get the Silver 70 plan for a mere $98/month. On top of: rent, food, diapers, utilities, vehicle maintenance, gas, insurance & registration, clothing. This isn't even affordable for them.
The democrats want to make sure victims stay victims. What is left for them?
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