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Many uninsured say they're ignoring Obamacare

Six million people have signed up for individual health insurance so far. But a new survey finds that half the uninsured don't intend to purchase a plan.

By MSN Money Partner Mar 28, 2014 2:09PM

This post comes from Krystal Steinmetz at partner site Money Talks News


Money Talks News on MSN MoneyThe deadline to enroll in a health insurance plan under the Affordable Care Act is upon us, and so far 6 million people have signed up.


Unfortunately, it appears that the majority of the uninsured are not aware of Monday’s deadline.


Injured man © image100, CorbisA new poll by the Kaiser Family Foundation found that six in 10 uninsured don't know about the March 31 deadline to sign up for coverage. And Kaiser said what's even more shocking is this: "When reminded of the deadline and the fine for not getting covered, half of those who lack coverage as of mid-March say they plan to remain uninsured."


So despite the online health insurance exchanges and potential subsidies to reduce the cost of insurance premiums, half of the uninsured said they plan to stay uninsured, 4 in 10 say they plan on signing up for coverage by Monday, and 1 in 10 say they're unsure.


Even as the Obama administration ramped up its PR push for Obamacare in recent weeks, Kaiser said many uninsured are still oblivious about the law and how it could benefit them.


Large shares of the uninsured remain unaware of two of the law's key provisions that could help them get coverage. About half the uninsured are unaware that the ACA gives states the option of expanding their Medicaid programs, and more than 4 in 10 don't know that it provides financial help to low- and moderate-income individuals to help them purchase coverage.


If you are still uninsured, Monday is D-Day to sign up for individual health insurance -- or at least start the process. Those who begin an application on HealthCare.gov but can't finish the application process by Monday night will be given an extension to complete the process. Some state exchanges are also granting similar extensions.


Bloomerg reported on Thursday that 4 million people have visited HealthCare.gov since the beginning of the week.


It says the 6 million who've signed up for health insurance so far "meets an estimate published by the Congressional Budget Office in February. That figure was revised down from an initial estimate of 7 million before the troubled start of enrollment in October."


If you don't obtain health insurance, you may be subject to federal fines, and you'll be unable to purchase an individual policy until Nov. 15. Only people who experience a life-changing event, like a job loss, marriage or addition of a new family member, will be able to purchase individual insurance before then once the current open-enrollment period is over.


We recently provided you with a list of what you should know about Obamacare's March 31 deadline. The list includes penalties and exemptions. Please help spread the word. It would be a shame if someone who wants insurance didn't sign up because that person was lacking the necessary information.


Are you uninsured? Do you plan on applying for health insurance by the March 31 deadline?


More on Money Talks News:

2206Comments
Mar 28, 2014 4:00PM
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I wish this nightmare would just go away.
Mar 28, 2014 5:01PM
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If someone couldn't afford to buy health insurance before, how will they ever be able to afford a $10k deductible now if they sign up for Obamacare?  These people were using the ER before to treat non-emergency problems, and they'll continue to do so, because of the deductibles.  Wasn't that one of the big selling points of Obamacare - no more expensive ER visits for non-emergencies?

Unless Obamacare is repealed, we will see 2 things happen in the next 5 years:

1) Taxpayers will be forced to subsidize deductibles, along with premiums.
2) Taxpayers will spend hundreds of billions bailing out the health insurance companies.

These will be the final steps before a single-payer system is implemented, and it will be sold to the public as the best way to cut out-of-control healthcare costs.  Sound familiar?
Mar 28, 2014 2:55PM
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Interesting: I came on here to comment on the White House announcment that 6 million have signed up for the ACA but the article is already gone. Wonder why?  Well I will just put my same comment on this article.

When the total hit 4 million they said 87% qualified for a subsidy. Notice they didn't give that percentage this time. Assuming it is still 87% that equals to 5,220,000 leaving 780,000. So my questions:

1) What exactly is the percentage?

2) What are the demographics of those signed up?

3) How many have actually paid their first premium payment?

4) How many were previously uninsured and how many were canceled?

5) What are their deductibles and co-pays?

and

6) When the 780,000 cannot generate enough revenue to cover the premiums of the 5,220,000 who will pay the difference?

Mar 28, 2014 5:57PM
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This might sound stupid but here goes anyway. I'm 68 years old worked for years, but until 1992 never had any insurance what so ever. Reason was i was never sick, a cold now and then that was it. If i did get sick i paid the bill, was alot cheaper than paying out. $200. or $300 a month that i neaded for rent or food. Then went to work for a company that paid for my insurance, then retired. Theres alot of things in my life i would not have had if i was forced to have insurance. What I'm saying is if your in good health and take care of yourself, why should our goverment force us to do Obama care. Whats next??? 
Mar 28, 2014 2:59PM
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so a week ago it was 4. milluon and today its 6 million.

 

they can tell us how many signed up but not how many have actualy paid.  lol

 

define "sign up"  does that include actually clicking on "buy this health plan" or just mearly putting your name in the system?  i am sure they wont have that info either.  this administration is a joke

Mar 28, 2014 5:24PM
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High deductibles, limited amount of doctors and hospitals, cost and mandate rules are many of the reasons why people are choosing to ignore the "Obamacare" insurance.  Think about it!  With the high deductibles' and cost  - one might say that it would be cheaper in the long run to pay out of pocket for doctor visit and get a "accident or catastrophic " insurance policy to cover hospitals for a healthy person. These policies cover more doctors and hospitals than Obamacare. Lets do the math. If you read between the lines- A Doctor visit may cost ?? Lets guess and say $200.00.  One might see a doctor maybe two times a year. Monthly premiums ? (I have seen as low as $69.00 per month with subsidies).  At $69.00 per month that equal $828.00 per year.  Deductibles: $10000.00.   "Out of pocket cost" remaining $9600.00 from the two doctors visits. So now you are still paying $828.00 per year and plus the $10000. deductable.  Now if one was to take the risk of $828.00 per year by placing the monthly payment of  $69.00 per month into a self  health insurance account  and still had the two doctors visits a year ... one would save $480.00 per year for emergencies. 

 

As far and the mandate rules: I thought we lived in America.  The land of the free.  This rule is unreasonable and unfair to "fine" U.S. citizens for not choosing to want a program that does not meet their  want and/or needs . What country do we live in?  The last time I checked- we were living in a country of freedom of choice and not living in a Dictatorship.

Mar 28, 2014 3:15PM
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The only sure thing about Obamacare is that it is going to define Obama for the rest of his life.  Obama will be synonymous with "disaster," ill-informed," "horrible," "incompetent,"  and will lead to a brand new word in Webster's  - "Obamac."

It was an Obamac flood.  
That was an Obamac super bowl game played by the Broncos.

Obama is probably already having psychiatric problems because of it  - especially as his democrat cohorts running for re-election abandon ship before November.

Everyday it's a new article about this experiment of Pelosi's - boy did she ever nail it (by accident of course).  Even a blind squirrel finds an acorn every now and then.
Mar 28, 2014 5:26PM
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      Perhaps some people have a thing called pride and dignity. Qualities that exclude a human from becoming a demonic drooling stupid democrat. Beside that the government has already said after obozo care is in full effect America will have 30 million uninsured, comically the same number before you idiots fell for nazi propaganda. You dim witted moron democrats. So exactly what is the result? Working people will be left uninsured so the mass scum of leeching losers will enjoy more "welfare". Good Lord how can democrats be this demented?
Mar 28, 2014 3:14PM
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why would anyone with half a brain  pay for deductibles, premiums and co-pays when the can just visit the nearest hospital emergency room for free?
Mar 28, 2014 3:33PM
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Won't ignoring oh bama in the first place have been much more productive. We would probably be out of the recession by now.
Mar 28, 2014 5:50PM
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Hussein and his staff can F.O.A.D.!  When the government is telling us what we have to do the time has come to put the FEAR OF THE PEOPLE back into the government. 

 

They have no business getting into any private enterprise at all.  Secure the borders so the American People can do what they need to do!

 

 

Mar 28, 2014 2:56PM
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  the deadline isnt monday.  such shoddy journalusm.  you guys just published an article 5-7 days ago stating obama unilaterally extended the deadline till the middle of april.

 

so msn its one of two things.  you are lying about the deadline date, or you are incompetant as a news agency.

 

so which is it?

Mar 28, 2014 5:47PM
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How come the Libretards cannot tell us how of the 6 million that have signed up have ACTUALLY SENT IN A CHECK??

I think they will be surprised when the actual figures come out.  I'm betting that it will be around half.  Any takers??

As for the subsidies, i haven't heard of anyone that has a job who qualifies for any type of subsidy?  I didn't and in fact my cost was $1,300.00 a month just for me.  I kept my plan at work at $735.00 per month with much better coverage.  Obozzocare is nothing but a huge ripoff.

Let's see what will happen and how much Obozzocare will pay once people start using it, if they can find a Dr. that will take it.

Just saying....
Mar 28, 2014 4:39PM
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Only the stupid or the parasites sign up for Obamacare....   I'd wager not a single Republican will sign up.   Just the leeches.   Those that will have someone else pay their way will ov course sign up.   Those who will be gouged to pay for the leeches will stay away in droves, except for the stupid.


Mar 28, 2014 4:07PM
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There is a reason people do not have medical insurance, and often it has absolutely nothing to do with their finances. Some people are simply oblivious to the risk, some don't care and some do not have the mental capacity to figure it out. And truth be told, this is simply another Ponzi scheme foisted on the youth of the nation. The fact that we seem not to have hordes of young people signing up to support the medical costs of the irresponsible older generation bodes well for their intelligence level and the future of the country. At some point the nation must stop subsidizing irresponsibility. Period.
Mar 28, 2014 5:47PM
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My Healthcare = a new set of shiny Dumbbells . A new bottle each of the two supplements I take . New shirts to replace ripped ones . Oh , maybe a set of marinade sauces and oils I use , Oh sure , a new bottle of Wheatgerm .
Get any Ideas ?
The government is not in charge of me , or my health , got it ?

Mar 28, 2014 5:31PM
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It's more than likely that those who are cited as 'ignoring' the new Obamacare law are really just not able to pay for it. There's no point in signing up for something in order to receive a health care premium you cannot afford. It's certainly something that THE TRASH ON DISABILITY AND MEDICAID DON'T EVER WORRY ABOUT do they?
Mar 28, 2014 4:36PM
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after reading the small print (as in deductibles), how many opted for the cheap monthly charge with high deductibles?  I believe those folks haven't changed their position.  They didn't have insurance before and now they still don't.  I make $150k/yr and I can't afford those associated costs.  Only winners that I see are the hospitals that now will be hung with $5-$10k deductibles instead of the total cost of care.  Anyone filed a claim and can tell us of their experience?  Will they continue coverage after seeing their costs vs. benefits?
Mar 28, 2014 3:52PM
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Be surprised if more than 20% sign up.  It is the old 20% - 80% rule a work again.
Mar 28, 2014 8:42PM
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Obama should be hung for enacting obamacare, worst thing to happen this country in my lifetime.

BTW I lost my work place paid health insurance to the bad economy several years ago. I choose not to buy my own insurance as it is too expensive and would be a huge part of my budget. Now I am going to fined for not being able to easily afford it, this is ridiculous.

Our overpaid and overly benefited politicians have overstepped their bounds, I am so fed up with the direction of this country!  
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