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Plane luggage lost? Here's $1,000

For just $25, you can purchase a flight protection plan that covers a handful of common airline-related snafus, like lost luggage and flight cancellations.

By MSN Money Partner May 28, 2014 2:33PM

This post comes from Krystal Steinmetz at partner site Money Talks News.

Money Talks News on MSN MoneyFew things are more frustrating than sitting on a crowded plane that's been parked on the tarmac for two hours. But that long wait probably wouldn't seem so bad if you ended up with $1,000 in your bank account as a result, courtesy of AirCare.

AirCare is a new, low-cost travel protection plan. For just $25 per airline trip, here's what AirCare will compensate you, according to the company's site:

Passengers await their baggage © Getty Images

  • $1,000 if your luggage is lost or stolen.
  • $1,000 if you end up sitting in a plane on the tarmac for more than two hours.
  • $500 if you check your luggage and it's delayed by more than 12 hours.
  • $500 if you miss a connecting flight due to a flight delay.
  • $50 if you experience a flight delay or more than two hours.

Customers can sign up and file claim forms online or with a smartphone app. But there is some fine print that you should take note of, Travel Weekly said.

The product must be purchased at least one hour before the originally scheduled departure time. And if a plane on the tarmac returns to let passengers off before two hours and one minute and then returns to the tarmac, the clock is reset and the two-hour waiting period begins anew.

AirCare founder John Noel said the travel protection package is sold directly to consumers now, but will eventually be sold through travel agents and travel industry suppliers, Travel Pulse said. It's available only for domestic flights now, but Noel said he hopes to expand to international flights in the future.

It appears that this is a great time for AirCare to be launched. Travel Weekly said, "Already this year, some 30 million U.S. passengers have been affected by delayed or canceled flights, resulting in an estimated $2.5 billion in lost productivity and extra travel-related expense."

Would you pony up $25 to purchase AirCare travel protection?

More from Money Talks News

May 29, 2014 11:05AM
Why do I have to purchase insurance because the airlines are not held accountable for their mistakes and lack of care??  I entrust my bag to them-- now for a hefty fee, normally, -- so why do I have to ensure that it is handled correctly??  I have to pay for a "flight change" to the tune of a $100 or more, if I change my flight, or miss if because of traffic; but the airlines can be late on arrivals and departures with enormously long "grace periods" before they must compensate passengers.  They cry that their schedules are affected by outside sources-- well, so is mine!!  They can cancel a flight with no consequence other than rerouting the passenger in a generously long delay forgiveness-- but I can't change my mind to take a different flight for free.  They use " maintenance issues" as their reasons for delays and cancellations; but who checks on that??  Certainly not the government-- they are "in bed" with the airlines to make sure there are no travel disruptions; ignoring such abuses to the individual traveler in order to achieve that result.  The airlines "overuse" that maintenance excuse, knowing that nobody will question them because they instill the fear factor of a crash in the passenger to intimidate and silence him, all the while scheming to create supposed "value" in things like sufficient seat size to be able to fly comfortably, or "premium seating areas" so he can deplane ahead of others, just to wring a few more dollars from that traveler!  An "niche" industry, like this type of "travel insurance" would never be needed if the government would just start demanding that the airlines act responsibly to their customers-- just like it does with other industries.  Our government seems to want to protect us from " cradle to grave" anymore with scrutiny over where we by our prescription drugs, or insisting that we have health insurance; and even invading our privacy to hunt down a neighborhood "Taliban" terrorist-- maybe it, for once, it could actually protect us from something that we really need protection from!!
May 29, 2014 12:52PM
I checked out the website and while it sounds like a good deal, the fine print at the bottom of the page shows there are many states where this is not available.
Aug 23, 2014 3:06PM
Plane misconnect? Here's $0.  BHTP has recently begun adding restrictions to their coverage, without reducing their premiums. For example, if you have a roundtrip with a connecting flight each way, and your connections are less than 52 minutes, BHTP will only cover the first segment in either directions. Also, if your bag goes missing or is delayed or damaged on those connecting flights, you're out of luck.

The pyramid begins to crumble . . .
Aug 23, 2014 3:04PM
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