The ABCs of back-to-school identity theft protection
When back-to-school season starts setting in, scammers and identity thieves know the young are easy targets. Here are tips to protect your kids.
This post comes from Raul Vargas at partner site Credit.com.
- Buy a cross-cut shredder. Shred preapproved credit offers. Dumpster-diving is an epidemic on campuses because thieves know most students throw these offers away unopened.
- Use a safe. Lock up important papers like student loan and enrollment documents so they won’t be left lying around where anyone could see them.<
- Review bank statements. It’s an early tip-off to identity fraud, yet only about one-third of college students balance their checkbooks.
- Protect your computer. Even if you think you can trust your roommate, the same might not be true for the roommate’s friends or classmates. Use strong alphanumeric passwords with combinations of special characters and capitalization and update security software.
- Use secure mail boxes for outgoing mail. Use secure U.S. Postal Service drop boxes, instead.
- Don’t store login information on cellphones. If your phone is lost, contact your provider immediately.
*Have all financial documents sent to the parents.
*Keep safety deposit box at bank for SS card, passports...........
*Encrypt cell phones, computers and tablets so your data is junk to thieves.
*Put a freeze on child's credit history thru all 3 credit bureaus so access to credit history and reviews for credit must be authorized by yourself or child. You will need to lift this credit freeze temporarily for professional job hunts, credit applications and sometimes financial aid review of credit but so worth the money as no one will lend on this SS# without your permission to unlock info.
The studio apartments are a better deal in my opinion. No interruptions to study, sleep, shower time or food. No thefts or phishing for information for identity theft. You also have access to own kitchen facilities instead of 24/7 unhealthy buffet style eatery well known for Freshman 15 Lbs. Also control own temp on thermostat and much more storage than dorm. You keep the same apartment as long as you wish without moving out of dorm every semester which can be required as soon as 4 hours after you finish your last final.
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