When's the best time to apply for a credit card?
Picking the right time to apply a credit card may seem insignificant, but you can avoid a lot of headaches by timing your credit application wisely.
This post comes from Jason Steele at partner site Credit.com.
These applications for new cards appear at retailers, on airplanes, in the mail, and of course, right here on the Internet. With no shortage of opportunities, credit card users are left with the question: When is the ideal time to apply for a credit card?
For example, cardholders with debt will want to find a card with the lowest possible interest rate, while rewards card users will seek out the best sign-up bonus, benefits and return on spending.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
ABOUT SMART SPENDING
LATEST BLOG POSTS
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
VIDEO ON MSN MONEY
BLOGS WE LIKE
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'