Smart SpendingSmart Spending

365 ways to save

Blogger is offering a savings tip every day for the entire year.

By Karen Datko Jan 12, 2010 4:56PM

In 2010, “Mrs. Modern Tightwad” is dispensing savings tips like vitamins -- one a day -- for the entire year.

 

Following her new “365 days of saving money” series could have benefits. She wrote:

If you did one thing each day that could save as little as $5 over the course of a year, you could have an extra $1,800 in your pocket at the end of the year.

We’re game. Among her tips so far:

 

Stock up on microwave meals -- when they’re on sale and even better if you can match sales with coupons. Plus she lists her favorites, presumably based on value and taste.

She’s right. Sometimes we’re too tired or busy to cook from scratch, and having low-cost meals in the freezer reduces the temptation to eat out.

 

Don’t give her any excuses about not having time to heat frozen pot pies, pot stickers or pizza in the oven or microwave. “Don't make me smack you,” she said. “It takes time to drive somewhere and have them cook it, too. Eat from what you have.” Yes, ma'am.

Don’t toss the junk mail. Rather, shred it to use as free packing material. She also offers a neat tip for storing it.

 

Review your monthly statements. Mrs. MT found an incorrect $20 late charge on a Sallie Mae bill and successfully disputed it. 

Make your own toothpaste, with a recipe from Matt Jabs. It works great, Matt said. “I actually like it better than store-bought and find it gets rid of onion and garlic breath better than any toothpaste I have ever used.”

 

Are some of these tips too frugal for you? Mrs. MT knows that readers will pick and choose. Frugality is not a one-size-fits-all concept.

 

But don’t be ashamed of your choices. You’re not alone if reduced circumstances have forced you to cut back. In another post, called “Frugality still not ‘acceptable,’ Mrs. MT wrote (after reading a post in The Salt Lake Tribune):

It's sad to think that somewhere in the West Hills there's a housewife hiding her generic peanut butter in the bottom of the grocery bag, and waiting until midnight to check The Simple Dollar for fear one of her friends might find out.

Related reading:

1Comment
Report
Please help us to maintain a healthy and vibrant community by reporting any illegal or inappropriate behavior. If you believe a message violates theCode of Conductplease use this form to notify the moderators. They will investigate your report and take appropriate action. If necessary, they report all illegal activity to the proper authorities.
Categories
100 character limit
Are you sure you want to delete this comment?

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.

ABOUT SMART SPENDING

Smart Spending brings you the best money-saving tips from MSN Money and the rest of the Web. Join the conversation on Facebook and follow us on Twitter.

VIDEO ON MSN MONEY

TOOLS

More