How far would you go to cash a 35-cent check?
Was it really worth 30 minutes of my time?
This post comes from partner blogger The Dough Roller.
you cash a 35-cent check? Two days ago I wouldn't have known the answer
to that question. Now I do, and, I'm sorry to say, the answer for me is
yes. Yesterday I spent 30 minutes traveling to my bank and back to cash
a 35-cent check.
Here's the story and what I plan to do with my spoils.
weeks ago I received a letter from my health insurance carrier. Excited
to be receiving an unexpected check, I tore into the envelope and
retrieved a check written out to me for the grand sum of $0.35. I went
to chuck the check into the trash bin, but some unknown and unseen
force held me back.
Staring at the check, I laid it next to my
computer, where it sat for two weeks, buried by the usual clutter that
seems to follow me like grunge follows Pigpen of Charlie Brown fame.
- Bing: How to get organized
days ago while I sifted through the grunge, the check resurfaced.
Convinced it had taken on a life of its own, I started to tear it up,
but again something held me back. So I relented and took the check to
work with me yesterday.
My bank, Citibank, is just across the street from where I work, so at midday I set out on a 35-cent adventure.
I neared the bank, though, something didn't look quite right. As I got
closer I noticed a large chain wrapped around and through the bank's
door handles and held together by a padlock. At first I thought, "Wow,
the credit meltdown took out Citibank! This is worse than I thought."
Looking around I soon realized, however, that all the shops were closed
because the office building had just begun renovations.
my brain to remember where the next closest Citibank branch was, I
reversed course and headed back the other way for five blocks. Entering
the Citibank branch, I marched up to the teller and triumphantly
tendered my 35-cent check.
"I'd like to cash this check,
please. I'd prefer quarters and dimes." The teller looked at the check
and without missing a beat said, "Are you sure you're comfortable
walking around with this much money?" Nice.
Now get this: I
actually had to sign for the cash. She just smiled and said it was bank
policy. Now I'm thinking the insurance company and the bank are owned
by the same company. Anyway, with cash in hand, I left the financial
institution with my head held high and change a-jiggling in my pocket.
So what am I going to do with my newfound wealth? I'm putting it toward my "Buying the B Share" goal. With that $0.35, I've already achieved .00875% of my goal. Giddy up.
Other articles of interest at The Dough Roller:
- A visual guide to lending money with Prosper's new portfolio plans
- Interview with investing author Richard A. Ferri, CFA
- Traditional IRAs and Roth IRAs: Here is what's new for 2008
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