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He's paying off their debt, she's adding to it

Spendthrift wife kept two secret credit cards.

By Karen Datko Sep 30, 2009 4:40PM

The headline on JW's post at We Need To Be Debt Free says it all: "What's the use?" He's been working hard to aggressively pay off about $41,000 in non-mortgage debt, and then his wife revealed at a marriage-counseling session that she's been hiding -- and using -- two credit cards.

"When she mentioned it, I felt completely broadsided. It was like being run over by a truck," he wrote. The damage to his debt-reduction plans? Just over $4,300.

Goodness knows they aren't the first couple to deal with this problem. What makes JW's posts on this subject and so many others so compelling is the detail he shares about his debt-reduction plan and how the sacrifices it requires has affected family life. For instance, his teenage kids have been unhappy and threatened to move out.

Of course, we kept reading JW's blog to see how the latest family crisis was resolved. After his initial anger, JW and his wife sat down and talked things out. She used the cards to help her disabled sister and also spent money during a trip to visit one of their sons, who was recently diagnosed with post-traumatic stress disorder after his last tour of duty.

JW added that "it appears that I haven't been as open or attentive to her needs as I probably should have been, which make me partially the blame for what occurred."

Here's the offshoot:

Published July 27, 2008


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