50 financial skills every person needs to have

This post comes from partner blog Blueprint for Financial Prosperity.

Popular Mechanics created a list called "100 skills every man should know," which naturally gravitated toward DIY/physical skills like jump-starting a car and splitting firewood. The Frisky listed "30 skills every woman should have before turning 30," which actually touched on more than physical skills (though No. 12 is physical), with a handful of financial skills (Nos. 17-20).

• Bing: Learn how to 'do it yourself'
  

The following isn't a checklist of things you necessarily need to do in your life. It's a list of things you should know how to do in case the need arises.

Banking and credit

• Open a checking and savings account.

• Deposit checks into an ATM.

• Manage your bank account online.

• Establish a certificate of deposit ladder.

• Pay your bills online.

• Open an online savings account.

• Link bank accounts using routing and bank account numbers.

• Request and review your free annual credit report.

• Contest errors or inaccuracies on your credit history.

• Apply for a loan (car loan, mortgage).

• Get a bank or credit card fee waived.

• Get a document notarized (or signature guaranteed).

• Exchange currency.

Investing

• Open a Roth IRA.

• Open a brokerage account.

• Roll over your 401(k) to an IRA.

• Request a hardship loan against your 401(k).

• Re-balance your investment portfolio.

• Read a stock chart.

• Read a mutual fund prospectus.

• Buy stocks, bonds, ETFs or mutual funds.

• Buy Treasury bonds at a bank and/or through TreasuryDirect.

• Read (and understand) a company's annual report (including the financial sections).

• Day trade.

Taxes

• Prepare your taxes (using software is OK).

• Know how marginal tax brackets work.

• E-file.

• Handle an IRS audit.

• Request a tax filing extension.

• Pay estimated quarterly taxes.

• Amend a tax return.

• Legally shelter income from taxes.

Living and spending

• Create and track a budget.

• Establish an emergency fund.

• Comparison shop.

• Sell something online (eBay, Craigslist).

• Mail in a rebate (and then get on them when they try to screw you).

• Bribe someone (like a maitre d').

• Buy adequate insurance (car, life, home/renters).

• Negotiate with a vendor.

• Threaten to cancel a service to get lower rates.

• Negotiate your salary, pay raise, or benefits.

• Apply for a passport.

• Bid in an auction.

• Barter for goods and services.

End of life

• Prepare a last will and testament.

• Prepare a medical directive.

• Be executor of an estate.

• Assume power of attorney.

• Work with a funeral home/mortuary.

Finally, the other financial skills you need to learn and do -- and this is a bonus pair -- are how to register to vote and then vote. Who gets into office, at any level, has a huge impact on your finances.

Are there any that I missed? (I'm sure there are.)

Other articles of interest at Blueprint for Financial Prosperity:

• 401(k)s and IRAs are for suckers
• Kiplinger's best discount brokers
• OPEC despises you, stop buying so much oil