
18 tips to dress for less
For many, clothes are more than an expense. They're an expression, which can make overspending easy.
This post comes from Stacy Johnson at partner site Money Talks News.
The three basic necessities of human life are food, clothing and shelter. In a previous post, I offered 28 ways to save on food. Today I've got 18 actionable tips you can use to slash your clothing costs.
I should start by admitting that when it comes to shopping for clothes, I'm no authority. I tend to go years without clothes shopping at all. Pretty much everything I wear was given to me as a birthday or Christmas gift, and I tend to wear things until they either literally dissolve or become stained and/or torn to the extent that whomever I'm with won't let me out of the house while wearing them.
In other words, I'm your typical guy.
Happily, however, I've gotten help with this story from a person who holds clothing in much higher regard: my girlfriend, Sara. She finds clothes so interesting (compelling, actually) that she'll literally wander a mall with no intention of buying anything. Just to look!
That would be entirely incomprehensible to me, but I feel the same way about boats and motorcycles. So I do understand the desire, just not the object.
If you're still willing to listen to my advice after knowing where I'm coming from, let's continue to where we're going: specific tips you can use to cut clothing costs. Check out the following 90-second news story I recently did about saving on clothes. Then meet me on the other side for more.
Now we'll continue by listing those five tips with a bit more detail, then adding 13 more:
- Single best way to save on clothes: Sell what you're not wearing at a consignment shop. Before you buy your next article of clothing, go into your closet and remove everything in there that you haven't touched for a year. Take it to a consignment shop. Take the stuff they don't want to a thrift store so someone else can benefit. When you get cash for your old clothes, use that to satisfy your shopping urge by buying some new-to-you, pre-owned ones. Hint: When you're selling or buying used clothing, go to the fancy part of town. You know how rich people are; they'll pay more for your stuff and give away theirs when they get bored. This is also true with thrift shopping and yard sales.
- Buy out of season: shorts and bikinis in January, coats and sweaters in July.
- Don't ever buy anything without checking a coupon search enginefirst. Think of it as an instant savings dispenser attached to your computer.
- If you're a woman shopping in a department store for something unisex like a T-shirt or sweatshirt, you might find it cheaper in the boys' or men's department. Apparently the sexist pigs who price clothing believe women will pay more for comparable clothes than men. Call 'em on it.
- Don't over-wash your clothes. It wears them out faster. Avoid dry cleaning if possible, and when you do wash your clothes, avoid dryers. That lint in your dryer screen is made of little pieces of your clothes that get rubbed off. Hanging them on a rack or clothesline is better for them and your electric bill.
- Develop a hangup. How many times have you had to wash otherwise unsoiled clothing just because you threw it in a wad on the floor?
- Learn to sew. My mother wouldn't let me leave for college until I'd mastered simple stitchery, like sewing on a button. Next time you're in a fancy hotel, take the sewing kit.
- Trends are not friends. I realize this is easy advice for a man to give. After all, with the exception of fedoras, we're basically still dressing like they did in the 1940s. Nonetheless, even I can tell when a silly trend isn't going to last. Avoid them.
- Shop outlet malls, but carefully. Did you know that some labels actually make less expensive, lower-quality goods specifically to sell in their outlet stores? Check out this story I did on outlet shopping.
- Use a budget. This is a tip that works for everything. If you plan what you're going to spend, you'll spend what you plan. Going over-budget? See Tip One: It's time to sell some clothes. (Here's a story I did on how to make a budget that works.)
- Use cash.Cash, along with budgets, is the ultimate way to avoid impulse buys. Remember all that stuff in your closet that you never wear? That's where it came from.
- Use a list. This applies to everything you shop for and is also effective at preventing impulse buys.
- Swap with your friends. Have a small party and ask everyone to bring stuff they're not wearing. What doesn't get taken can be given to charity. Besides, your friends are going to borrow your clothes and not return them anyway. Might as well get something back.
- Shop online. Check out auction sites or discount clothing Web sites. That could save you sales tax, but make sure shipping isn't eating up your savings. And before you check out, do a quick search for a coupon code for both the store and the item you're buying.
- Buy outfits, not items. It doesn't do you any good to buy a shirt that doesn't go with any of your pants. Plan ahead. Build a wardrobe around a few key things and make sure new additions build on that foundation.
- Don't buy clothes to change your mood. Don't shop for the high, to build your self-esteem or to fight off depression or boredom. The good feeling you get by buying new clothes (and most other things) is temporary, ineffective and expensive. Physical solutions have no effect on emotional problems.
- Shop alone. If you really need someone's input, fine. But be aware that friends, especially when combined with our own ego, often result in purchases that we might not otherwise make.
- Buy the right size. This almost sounds too obvious to mention, but even I've done it: "It's a little too small, but that's OK because I'm about to lose a few pounds." Who am I kidding? If I'm really about to change sizes, what the heck am I doing shopping now?
Well, that's it -- my 18 tips to dress for less. While I've tried to avoid the obvious, I'm sure there are things on my list you already knew. But hopefully there were a few you didn't.
Did I leave anything out? I'm trying to build the biggest list of savings ideas on the planet, so if you've got something I should add, contribute!
And remember, whether you save on food, clothing or anything else, don't fritter away those savings. Use them for something important -- like paying down debt or building your bank balance. Because wealth is always in fashion.
Related reading at Money Talks News:
RELATED ARTICLES
DATA PROVIDERS
Copyright © 2013 Microsoft. All rights reserved.
Quotes are real-time for NASDAQ, NYSE and AMEX. See delay times for other exchanges.
Fundamental company data and historical chart data provided by Thomson Reuters (click for restrictions). Real-time quotes provided by BATS Exchange. Real-time index quotes and delayed quotes supplied by Interactive Data Real-Time Services. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by SIX Financial Information.
Japanese stock price data provided by Nomura Research Institute Ltd.; quotes delayed 20 minutes. Canadian fund data provided by CANNEX Financial Exchanges Ltd.
ABOUT SMART SPENDING
Smart Spending brings you the best money-saving tips from MSN Money and the rest of the Web. Join the conversation on Facebook and follow us on Twitter.
Editor Bev O'Shea lives and works in the foothills of the Appalachians. A former copy editor for The Atlanta Journal-Constitution and the Orlando Sentinel, she joined MSN Money in 2007. She's a fan of sunsets, college football and free shipping, among other things.
Having worked as a writer, reporter and editor for more than 25 years, Editor Julie Tilsner is the sort of person who can't help but correct grammar in Facebook postings and on billboards. She's written for BusinessWeek, the Los Angeles Times, Parenting, Redbook, AOL and others. She lives in Los Angeles County with her family and loves to drink wine and practice yoga, although not generally at the same time.
A writer for MSN Money since January 2007, Donna Freedman won regional and national prizes during an 18-year newspaper career and earned a college degree in midlife without taking out student loans. She also writes about smart money tactics for magazines and on her own site, Surviving and Thriving.
Mitch Lipka has been warning people about scams and shining light on questionable business practices for more than 20 years. Mitch, the consumer columnist for The Boston Globe, has also been a reporter and editor at The Philadelphia Inquirer, Consumer Reports, South Florida Sun-Sentinel and AOL. He won the 2010 New York Press Club award for best consumer reporting online and was honored in 2011 for his reporting on child product safety.
Marilyn Lewis is an award-winning writer with a passion for getting readers clear, straight information that helps them stay out of financial trouble. A former reporter for The San Jose Mercury News, she works from her home in Port Townsend, Wash. Contact her at MarilynLewis@Outlook.com.
LATEST BLOG POSTS
These airlines have taken a la carte flying to a new level, charging for everything you can think of and then some.
VIDEO ON MSN MONEY
TOOLS
- Best rates on savings
Find the highest rates on savings accounts, CDs and money market accounts.
- Are you saving enough for retirement?
- Find a great credit card
- Car insurance premiums by model



