
As Isaac nears, tips to keep your ID safe
Prepare now so that if you have to flee, you can grab a few essentials and go.
This post comes from Identity Theft 911 via partner site Credit.com.
Naming tropical storms has been around since 1950, largely to avoid confusion among forecasters when more than one storm is brewing. But Tropical Storm Isaac, which delayed the Republican National Convention this week and is now a Category 1 hurricane projected to hit the Gulf Coast, has taken this anthropomorphic practice to a new level.
When Isaac was initially projected to hit Tampa, Fla., during the convention, Rush Limbaugh said the storm, or the hype around it, was President Barack Obama's fault. A Ron Paul for President Facebook fan page wondered if the storm had a vendetta against the GOP for denying him the nomination. (That post didn't get too many "likes.") Examiner.com asked readers if the hurricane's possible path suggested it was a Democrat. And speculation on the Internet wondered if the storm would be as strong as the drinks served by "Love Boat" bartender Isaac Washington.
Despite the many faces attached to Isaac, we know that hurricanes are no laughing matter. They endanger you, your loved ones and your personally identifiable information.
Those who find themselves in the path of the storm can follow these tips for protecting themselves and their data. For people who live in the areas threatened by the storm, check out the safety checklists from the American Red Cross and Federal Emergency Management Agency for what to do before, during and after a hurricane. (Post continues below.)
And be sure to follow these expert tips on protecting your identity:
- Have vital documents safe and ready to go. You should gather up all of your personal and financial information, store this paperwork in one place in a waterproof bag, and put it in a safe, if possible.
- Make backup copies and scans. Have a copy of all the contents of your wallet, originals of important papers (like birth certificate, driver's license, passport, etc.) and backups for computers, laptops, digital photos and smartphones in a safe-deposit box or scanned into a computer backup device stored off-premises or in an encrypted file online where you can retrieve them.
- Create a family emergency disaster and communications plan. Since families may not be together when disaster strikes, you have to think about how your family will communicate in different situations. Create a communications plan and a primary and secondary contact plan of whom you will call and how in the event of an emergency. You can also include a predesignated primary and secondary meeting place. A sample plan and contact card are available from the government at FEMA.gov.
- If you have to evacuate, just grab the waterproof bag of documents and go. Even better, if the safe is portable, take the whole thing.
- Keep emergency numbers handy for key support functions and home utilities, like emergency services, electrical power, natural gas, water, telephone, etc. Also know where your shut-off switches and/or valves are for these utilities, and know how to shut them down. In the event of a pending or significant disaster, turning off utilities can help prevent secondary fires, explosions and internal flooding at your residence.
- Consider remote electronic data storage -- it is cheap and easy. If you have some irreplaceable papers and/or special family photographs, historical documents or estate and trust records (such as wills, power of attorney letters, etc.), consider scanning the select items onto a disk and/or storing them in an accessible, online vault.
- For insurance purposes, as well as later property identification, record the model and serial numbers for your big-ticket items, such as a large-screen TV, audio equipment or other personal belongings of value. You will also want to photograph these items as evidence of possession and store these photos on disk and/or electronic vault so they can be easily retrieved.
- Keep your cellphones and PDAs charged, and bring your chargers with you in the event of evacuation.
- Protect important information and documents. Whether you're in a shelter, staying with friends or crashing on your family's couch, never let these items leave your sight. They are the key to your identity -- and you will need this information to prove who you are.
- Ask the U.S. Postal Service to hold your mail until you return home. Look into getting a post office box. This will keep thieves from finding sensitive materials that are left in your mailbox.
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Editor Bev O'Shea lives and works in the foothills of the Appalachians. A former copy editor for The Atlanta Journal-Constitution and the Orlando Sentinel, she joined MSN Money in 2007. She's a fan of sunsets, college football and free shipping, among other things.
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Mitch Lipka has been warning people about scams and shining light on questionable business practices for more than 20 years. Mitch, the consumer columnist for The Boston Globe, has also been a reporter and editor at The Philadelphia Inquirer, Consumer Reports, South Florida Sun-Sentinel and AOL. He won the 2010 New York Press Club award for best consumer reporting online and was honored in 2011 for his reporting on child product safety.
Marilyn Lewis is an award-winning writer with a passion for getting readers clear, straight information that helps them stay out of financial trouble. A former reporter for The San Jose Mercury News, she works from her home in Port Townsend, Wash. Contact her at MarilynLewis@Outlook.com.
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