The real best places to retire
Thinking of moving to Florida or Arizona for the sun, or to a small town for a lower cost of living? You may have overlooked the most important thing.
A blizzard of articles give advice about the best places to retire. They generally recommend fleeing the North and heading for the Sun Belt, to places in the Carolinas, Florida or Arizona. Occasionally they offer a surprise retirement spot in Iowa or Indiana. Sometimes they even tout retirement locales outside the United States.
These articles rely on statistics such as the cost of living or winter temperatures. But they miss the most important thing -- the human element. Here are the real best places to go when you retire:
Stay home. As we get older, moving, making new friends and acclimatizing ourselves to new surroundings get more difficult. Don't underestimate the value of your current community. Think long and hard before you cut those connections to go off to get a sunburn.
We have friends in the outer suburbs of New York who always thought they would retire somewhere warmer. But they finally realized how important their church community was to them and decided to stay put. Now they visit the senior center for a free meal every Thursday night. They walk at the mall two or three mornings a week and stay for coffee with new acquaintances. And they are still active in their church, among the friends they've known for decades.
Move near your children. My brother-in-law spent most of his career working around Pittsburgh After he retired, he and his wife gathered together all the brochures and ultimately decided to move to Massachusetts. Post continues below.Their daughter lives outside of Boston, and their son is in Rhode Island. They moved from a four-bedroom suburban home to a two-bedroom bungalow in their daughter's town. Their yard is smaller, just right for Grandpa to keep an eye on the grandkids while he relaxes on the patio. They've met new friends through their daughter, and they love their new life -- in an area often billed as cold and expensive.
Follow your friends. One fellow I know retired to Maryland. Why? His longtime golfing partner retired there a few years earlier. He moved to the same town and joined the same golf club. Soon they were prowling the links together, just like old times. A year later, another friend, who had a relative living nearby, joined them, and they all now play golf twice a week.
Their wives, who had known each other casually, are now close friends. They started a bridge club and brought in some other women, and from there developed meaningful connections to the community. These couples now feel as though, as one of the women put it, "we've lived here all our lives."
Move back home. One friend of mine grew up in El Paso, Texas. She went to college in California, then got married and moved to Washington, D.C. Some 25 years later, her husband died, and she felt lost in the big city. She moved back west, to New Mexico, where she started a small business that included some clients in Washington. Now she lives in her beloved mountains and travels to Washington occasionally to see clients.
Another woman grew up outside New York. She got married and moved to Oregon and spent most of her 20s and 30s around Portland. Eventually she got divorced and moved first to California, then Arizona, with a yearlong stint in Alaska. But when she retired, she felt the pull of Portland, where she still had friends. To her, that was home. And that's where she moved.
No matter where you end up in retirement, remember that relationships are more important than the weather. The warmest climate can be found amid the safety and security of family and friends.
More from U.S. News & World Report and MSN Money:
- Calculator:Am I saving enough for retirement?
I'm looking for any warm place to retire. It was so cold here yesterday, I actually saw a politician with his hands in his OWN pockets!
As a gay couple, we will try to stay near our kids (both grown, married and graduated from college) esp if they have kids (both married opposite sex but the one may still adopt)
We live in a small rural community and have so many good friends of all kinds that moving would be very difficult. I just hope at least one of them stays close, within 3 hour drive.
but its all about the PEOPLE, whatever happens. Everything else is just stuff and weather
The essentials of 1. Water and 2. Air will ultimately determine iivibility & property values.
Whoops, I stand corrected it should be 1. Constitutional Rights (unamended) 2. Freedom 3. Water 4. Air. & 5. and prevention of a 47 storey WTC 7 steel & concrete building collapsing from a paper fire !
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
ABOUT SMART SPENDING
LATEST BLOG POSTS
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
VIDEO ON MSN MONEY
BLOGS WE LIKE
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'