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A new way to spy on your teen driver

Worried parents now have several options, and some of those could result in a car insurance rate discount.

By MSN Money Partner Sep 30, 2011 12:15PM

This post comes from Des Toups at partner site CarInsurance.com.

 

CarInsurance.com on MSN MoneyOf course your teenager doesn't text with you in the passenger seat.

 

Of course she doesn't do a big, smoky burnout while you stand in the driveway.

 

But if you ever wondered what happens once your spawn turns the corner, you have another option: a private eye.

 

StreetEyes is a new service aimed at parents and business owners who want to see how drivers perform once their backs are turned. StreetEyes says its operators will follow at a discreet distance, filming the car, capturing its speed and tracking it by GPS, then report back to you, at a cost of $30 for a 20-minute session. The rate gets cheaper if you book more sessions.

 

"Being an insurance agent for almost 10 years, I have been dealing with the anguish parents feel about their teens starting to drive," founder Jim Lipjanic says.

 

StreetEyes enters an already competitive snooping-on-teens market. A worried parent has several other options, and some of those could result in a car insurance rate discount. Post continues after video.

Four other ways to snoop

Progressive's Snapshot discount, for example, plugs a black box into your car for an extended period, sending data back to the insurance company that tells it how much you're driving, when (between midnight and 4 a.m. is the worst), and whether you take chances it doesn't like (hard braking and speeds over a certain point). After a few months, Progressive calculates your discount and takes its box back.

 

State Farm's In-Drive works similarly, piggybacking through OnStar technology to monitor driving. But the program keeps right on monitoring as long as you're a participant with an active subscription.

 

Ford's MyKey technology lets parents reconfigure the key given to teenagers with limits on speed, stereo volume, and a "belt minder" chime. It's standard on all Fords built since 2010.

 

Various phone apps allow parents to block calls and texting while a car is moving. Other apps will track your child's speed, report his location, even upload video (recorded in a constant loop) in the event of an accident. Prices for the software range from free to as much as $300.

 

And none of them will creep out your 16-year-old daughter as much as a stranger trailing her in a van.

 

More on CarInsurance.com and MSN Money:

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