Is a home warranty worth it?

     Hey Did Karen Datko write this?   What a piece of c&^p.

The author doesn't give any info nor does he pick a side on which he stands.

HHHMMM, I 'll just write 400 words and get paid big money from MSN.

Any tenth  grader could write a better article/commentary.

     Maybe you could have talked with people that bought a house with a

home warranty or maybe talked with people that sold a house with a home warranty?

Or, better yet,  talked to at least one real estate agent who might actually know something.

What happened to actual Journalism?

For a person flying "by the seat of their pants" & really cant afford the home theyre in then a warranty MIGHT get them out of a jam. But in my case as a first time buyer I insisted on having the warranty because I knew I might need it. Sure enough the first time It got cold and we ran the furnace we discovered it wouldnt kick off. We had no insulation at all in our house and our return ducts werent even there! Someone had removed them & covered up all the holes & our inspector politely looked directly at the open furnace filter & never once asked himself "wheres the return ducts that go here".

So we put in a furnace call to AHS because we had lukewarm heat. It turns out poor heat was caused by outside air getting drawn into the open return on the furnace & diluting our heat plus drafts getting around the doors/windows. Long story short it wasnt covered due to "someone else improperly installing the new furnace". So we had "a brand new furnace" all misconfigured & not working properly, a warranty company that wouldnt pay, & the contractor refusing to work with the warranty co. (AHS) for not paying that same contractor for other work.

So in the end I crapped out $2600 to install new ducts then that same contractor who was angry at my warranty Co for non payment on another job did substandard work on MY HOUSE & I had to rip it all back out & do it myself. This is our 2nd year in the house & we still use 2 electric heaters to help our poorly running furnace that the warranty CO wouldnt fix. Also the home inspector just refunded the home inspection fee. He never admitted wrongdoing. Also the seller "Never lived in the perperty" and supposedly didnt know the ducts were fugded up. One big mess. So folks why pay for a warranty if you're going to have to pay for ALL repairs out of pocket anyway! And especially avoid AMERICAN HOME SHIELD like the plague!

Where is this writer from?  The cost of replacing a water heater is at least twice what the writer said.  A good quality water heater costs $400 just for the unit.

What a dumb article! You may want one, you may not, I don't know?   How did I get any smarter reading this? I didn't. In fact I wasted a minute I will never get back.

I have a 95-year-old Arts and Crafts home and got a home warranty when I bought my house 2 years ago. I got a new dishwasher the first year, a new compressor for my A/C unit after 3 trys to fix it tghe second year and was told I needed a clean out for my sewer that was not covered, since there had never been one.  I spent $1000 and $300 in co-pays, and SAVED over $2500  and didn't have to worry about it getting fixed right.

I have no family ot help me with repairs and I am 61. I will re-up next time, too.

I have a home warranty provided when I bought my home.  It's a nice perk to throw in with closing, I guess.  My problem with this article is if I wanted a definition of a home warranty I could of just looked it up on a search engine.  "Do the math and get some quotes"?  Thanks for the priceless info.  Where should I invest next and should I buy or lease my next car.  Oh, I guess this article answered all my financial questions.  Thanks again.  I feel dumber now.