Gifting relatives: When to quit?
At what age should you stop putting presents under the tree for nieces, nephews and other young extended family members and close friends?
This post comes from Len Penzo at partner site Len Penzo dot Com.
She didn't listen.
The truth is, kids are always in a hurry to grow up.
Unlike many adults, who prefer to stop counting at 39, kids proudly embrace every new candle on their birthday cake as a badge of honor.
Why else would they typically go out of their way to volunteer that they're not just, say, "six" --but "six and a half"?
Nina officially became a teenager last summer. Never mind that she had been telling anybody who would listen that she was "almost 13" only a few months after celebrating her 12th birthday. (For Nina, getting to her 13th birthday was especially important because that was the milestone we established she had to reach before she could have her own Facebook account.)
Of course, every kid also looks forward to their 18th birthday because that's the day they officially become adults. Hopefully, upstanding responsible ones.
Not coincidentally, age 18 also happens to be the last time my nieces, nephews, and other young family members and close friends get birthday and Christmas gifts from their Uncle Len. After that, I still mark those occasions by an appropriate Hallmark greeting card -- but sans cash, gift certificates or gift cards.
If people think that makes me a penny-pinching curmudgeon, so be it.
As I see it, you have to draw the line somewhere and, frankly, I have no intention of sending a 30-something niece or nephew who's earning a six-figure income a birthday card with a sawbuck in it.
Come to think of it, I see no point in sending a 30-something niece or nephew who's earning almost zero income a birthday card with a sawbuck in it either.
Of course, if not handled correctly, that kind of gift policy can become an extremely delicate situation, especially when you have multiple nieces and nephews still living in the same house who are on both sides of 18. That's when things can get really . . . interesting.
I found that out the hard way a few years ago. The Honeybee and I ran afoul of a 19-year-old relative after she opened up her Christmas card from us and found no cash or gift card inside. Her disappointment then turned to resentment after she saw that her younger siblings still got their gifts.
What soon followed was some very, let's just say, unseasonal holiday "greetings" sent in our direction. Over time, I think she eventually came to accept our household gift-giving policy -- but not before she regretfully expressed a lot of hard feelings.
That little incident taught me the importance of giving my teenage nieces and nephews -- and their parents -- a friendly reminder of my gift-giving policy at least a year or two before the annual gift door closes. That way there are no surprises.
And before any of you fire off one of your own nasty-grams telling me what an inconsiderate cheapskate I am, you can rest assured that all my nieces, nephews and other close relatives will still be receiving gifts for their high school and college graduations, and their weddings and baby showers too. Assuming I get an announcement, of course.
I may be a crusty curmudgeon, but I also have a heart.
More on Len Penzo dot Com and MSN Money:
Copyright © 2014 Microsoft. All rights reserved.
ABOUT SMART SPENDING
LATEST BLOG POSTS
Here's how to save money without sacrificing coverage when you add a young driver.
- Report: Banks mislead customers about overdraft fees
- Is your online sweetheart putting your money at risk?
- My biggest credit card mistake: Experts share their stories
- Why 8 out of 9 Californians don't buy earthquake insurance
- What to expect from Labor Day sales
- Ask Stacy: Will the $16B B of A settlement help me?
VIDEO ON MSN MONEY
BLOGS WE LIKE
MUST-SEE ON MSN
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'