A man's guide to jewelry shopping
Follow these 5 steps and your trip to the jewelry store will be a little less intimidating and stressful.
This post comes from Jason Steele at partner site Money Talks News.
Question: Who's more stressed out when it comes to gift buying?
A. A woman shopping for power tools.
B. A man shopping for jewelry.
Answer? B. Men are more stressed because diamond earrings can cost more than a circular saw -- a lot more.
It's hard not to feel edgy when you're spending tons of money on stuff you don't understand. So get this through your head, guys: The more you know, the less you'll stress. Check out this video from Stacy Johnson, then read on for more detail.Let's take a closer look at the five tips Stacy offered:
But that's just the tip of the iceberg. Before shopping for diamonds, you'll want to get your mind around the four C's: cut, clarity, color, and carat weight. You can read more about that in "Buying diamonds in 5 simple steps."
And if you're shopping for gemstones or pearls, you'll want to know that a carat (yes, just to confuse you, the spelling is different) is equal to two-tenths of a gram. To learn more about that, check out "5 tips for buying jewelry."
The point is to do some homework before you get in the car. There's a ton of information online. Will you still be an idiot when you arrive at the store? Yes. But maybe a little less so than if you didn't do any prep.
Also ask about warranties and repairs. What if the clasp breaks? What if a stone falls out? Will they provide free cleaning?
Like many retailers, some jewelers will push high-priced extended warranty plans. Before agreeing to purchase one of these policies, balance the likelihood of needing to repair your purchase against the cost of doing so. You may also find that your credit card offers extended warranty coverage on most purchases.
The more attached you are to the item, the less likely they are to negotiate, so play it cool. And if you find they won't budge, at least try to get something out of them, even if it's just free gift wrapping. To learn some more tips on negotiations, check out "Confessions of a serial haggler."
Well, that's it, guys. Will following these steps give you the same comfort at the jewelry store that you feel at the hardware store? You wish. But it will make the experience a little less painful, and hopefully more productive.
More on Money Talks News and MSN Money:
A 30% markup on a diamond ring is a lot different than the markup the grocery store charges to cover stocking, shipping and waste that comes from spoilage.
When a single item has a $1000 markup, there is definitely room to negotiate.
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