Umm... wow. Just... WOW. Whoever wrote this is living in another world. Hell I can afford everything on your list but I would not buy any of it, well I already own a DSLR camera but then photography has been a hobby of mine for 30 years, because these days the best investment is *money in the bank*.

Oh yea and, by the way, anyone who spends that kind of dough on a watch has not got a clue about the value of a dollar and needs their freaking head examined.

The kind of things you are pushing are exactly why so many in this country are broke. Just because you can afford something is no reason to buy it if there is a less expensive alternative that performs just as well, etc.

"Splurge" and pay off your home and the rest of your bills !!  Life will change drastically for you ! Stop paying money for nothing  (interest and fees) because of lack of self control

1. Don't do the $20k upgrade and sell the house $20k less, unless you are crazy about cooking and plan to use them for like 3-4 years before you sell the house

2. No one is dumb enough to buy stocks based on articles like this. When it comes to buying stocks, do your own research, otherwise you will get ripped off big time

3. Don't ride planes period. Terrible service, troublesome airport. Don't travel if not necessary and let the whole industry go backrupt so that they can start over

4. Unless your hobby is photography or if your profession is photo taking, just use your phone camera

5. Don't use credit card, use cash

6. Check time on your computer or your phone

7. Cook at home

They're trying to recover the economy at your expense

Reality Sucks,

Most of the things and items touted as 'worth splurging on' are so out of touch with the finances and the everyday reality of the average person that the author might as well have told people to go out and try to buy a Lamborghini or a ski chalet in Aspen. I have not been more than about 19 miles from my house in a year and a half, my last pair of new shoes was four years ago and if I 'splurge' on a weekly evening out with friends and spend $ 20.00 it's just about a budget-buster. Maybe this article was written for some ponzi-scheming thief on Wall Street who actually has more than two nickles to rub together for the luxuries that were mentioned. Perhaps the author ought to put his silver spoon down long enough to come back to planet Earth and meet the peanut butter and jelly crowd for a true dose of reality.

Peace to all

I have a problem with the Amex Gold card suggestion.  Redemption points are only one-tenth of a penny for each dollar spent.  That's worth it?  Hardly.  Look at the number of points it takes to get an item.  77,223 points for a 16GB Wifi iPad (discounted from 90,850 points).  Each point is equal to $1 spent.  Spend $77,223 to get a free 16GB iPad is worth it????  I don't think so.   Do the math.  The cost of this iPad retail is $499.  Each point (using 77K points) is worth .006461 of a penny. 

On top of that, Amex charges the vendor a fee for each charge made as well.  Amex and all of the other credit card companies are making tons of money for your ignorance.

BEST LUXURY FOR ME:  REALLY GOOD SHOES.  WELL FITTED.  THEY'RE YOUR FEET, DARN IT.  THEY WILL CARRY YOU FOR LIFE. 

GOOD DENTAL WORK WILL PAY OFF WHEN YOU ARE MY AGE (65).

A REALLY GOOD BED;  SLEEP IS FREE AND REST IS IMPORTANT.