7 things worth splurging on

Top quality can add to more than just your enjoyment. In some cases, buying the best also offers a handsome payback.

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Jul 8, 2012 6:25AM

Umm... wow. Just... WOW. Whoever wrote this is living in another world. Hell I can afford everything on your list but I would not buy any of it, well I already own a DSLR camera but then photography has been a hobby of mine for 30 years, because these days the best investment is *money in the bank*.


Oh yea and, by the way, anyone who spends that kind of dough on a watch has not got a clue about the value of a dollar and needs their freaking head examined.


The kind of things you are pushing are exactly why so many in this country are broke. Just because you can afford something is no reason to buy it if there is a less expensive alternative that performs just as well, etc.



Jul 8, 2012 8:16AM

Dumbest financial article I have read in a long time.

Remodel your kitchen to add value to your home? With today's real estate depression, no one knows how much a remodeling job will add to the value of a home and it will add value only when real estate starts to recover.

Buy the $500 camera for better photos and resale value? Most people can't take a good photo. They don't compose it well and they can't hold the camera steady. Better resale value for the more expensive camera? How silly! Technology is changing so fast that a camera that is a few years old is nearly worthless. A cheaper camera makes more sense. There will be another major advance next year.

Wearing a $4500 watch only shows that you have more money than brains. A $50 watch keeps time just as well. No one will try to steal it off your arm and it won't be the end of the world if you lose it.

A $175 credit card? There are many credit cards that pay comparable bonus points with no fees.

I think Kiplinger published this article to reward their advertisers by promoting expensive products.

Jul 6, 2012 10:50AM
What kind of an ignorant person would write such a stupid article?. Get real!  What world do you live in?
Jul 8, 2012 8:46AM

"Splurge" and pay off your home and the rest of your bills !!  Life will change drastically for you ! Stop paying money for nothing  (interest and fees) because of lack of self control

Jul 8, 2012 6:05AM

1. Don't do the $20k upgrade and sell the house $20k less, unless you are crazy about cooking and plan to use them for like 3-4 years before you sell the house

2. No one is dumb enough to buy stocks based on articles like this. When it comes to buying stocks, do your own research, otherwise you will get ripped off big time

3. Don't ride planes period. Terrible service, troublesome airport. Don't travel if not necessary and let the whole industry go backrupt so that they can start over

4. Unless your hobby is photography or if your profession is photo taking, just use your phone camera

5. Don't use credit card, use cash

6. Check time on your computer or your phone

7. Cook at home


They're trying to recover the economy at your expense


Jul 8, 2012 9:39AM

The most ridiculous article I have read in a long time. 


Jul 8, 2012 9:55AM
I wonder how much Cannon, Amex. & Apple & Cartier kicked in for this article.... and I love the spend $30,000 for 15,000 points.... I would prefer the credit card companies just lower the percentage they charge the merchants to accept their cards...and the fee's they charge the banks to process the transaction and then the stores could charge everyone less for the same crap in the first place without having to use points, etc. 
Jul 8, 2012 8:42AM
Jul 8, 2012 7:23AM

Reality Sucks,


Most of the things and items touted as 'worth splurging on' are so out of touch with the finances and the everyday reality of the average person that the author might as well have told people to go out and try to buy a Lamborghini or a ski chalet in Aspen. I have not been more than about 19 miles from my house in a year and a half, my last pair of new shoes was four years ago and if I 'splurge' on a weekly evening out with friends and spend $ 20.00 it's just about a budget-buster. Maybe this article was written for some ponzi-scheming thief on Wall Street who actually has more than two nickles to rub together for the luxuries that were mentioned. Perhaps the author ought to put his silver spoon down long enough to come back to planet Earth and meet the peanut butter and jelly crowd for a true dose of reality.


Peace to all

Jul 8, 2012 9:19AM
How about SAVE your hard-earned money for the real aftershock - the recession yet to come folks. For the majority of Americans, this list will be worthless then. Better to PAY OFF your loans/credit cards now so you can keep what you have, & GET OUT of those 'adjustable mortagage rates' NOW!
Jul 8, 2012 4:08PM
The recession is not over and there has been no recovery.  The economy is still in deep trouble and millions are still out of work.  This article must be directed at the wealthy, who will always be wealthy, and have no concept of or sympathy for the problems the other half is dealing with.  The poor will always be poor.  The change has been that the middle class are falling on one side of the fence or the other, mostly moving toward the poor end of the scale.  People who are unemployed, have lost their homes, lost their retirement, etc. would be absolute fools to buy any of this stuff when they are too busy trying to survive.
Jul 8, 2012 8:34AM
Save your money people. That is best way to get the most for your dollar.
Jul 8, 2012 9:22AM
I make great money at my business. In my line of work as a professional hair designer, I ruin a lot of my nice clothes. I found the answer to buying nice name brand clothes that don't cost a fortune. Goodwill Industries! My son had a job there, and while he was working there I noticed the quality of items there. I've donated all my used and unused items over many years, but I never thought of shopping there. After Katrina, which devastated my home. I lost everything I had, and all I owned were the clothes on my back. That also changed my perspective of material things. So check out your local Goodwill, or any non-profit donation centers. You can help others who normally can't work a regular job due to disabilities, and get a great deal of lots of items for you and your home!
Jul 8, 2012 11:44AM




Jul 8, 2012 11:57AM

I have a problem with the Amex Gold card suggestion.  Redemption points are only one-tenth of a penny for each dollar spent.  That's worth it?  Hardly.  Look at the number of points it takes to get an item.  77,223 points for a 16GB Wifi iPad (discounted from 90,850 points).  Each point is equal to $1 spent.  Spend $77,223 to get a free 16GB iPad is worth it????  I don't think so.   Do the math.  The cost of this iPad retail is $499.  Each point (using 77K points) is worth .006461 of a penny. 


On top of that, Amex charges the vendor a fee for each charge made as well.  Amex and all of the other credit card companies are making tons of money for your ignorance.

Jul 6, 2012 9:41AM
High return on investment, lol.  By this definition anyone who wants a high return investment reply to this message.  For every $1000 you give me ill give you back an unheard of $900.  Much better than a new kitchen.
Jul 16, 2012 9:01AM
What planet does this author live on ?  My wife and I live fairly well and I wouldn't consider ANY of these options.  We fly to Hawaii once a year and there is no way I would consider sitting on a plane for a 10 hour direct flight from Atlanta.  A $4,000+ watch ?  Can you swim with it ?  Our AMEX allows us no fees for our checked baggage, thereby paying for it's annual fee.  Apple stock ?  You can buy 25 shares of Intel stock for every 1 share of Apple and get over 10 times the dividend.  $20k on a kitchen when most people live in a house that's only worth about $150k ?  I don't think that most people have that kind of money "lying around".  Besides, who wants to spend that much extra money on something they're trying to sell ?  Spend $20K to recoup $15K ?  What is this, new math ?  Or a lesson on to get further into debt by wasting money on things you don't need ?
Jul 8, 2012 8:40AM
I was expecting more from this article.  The writer must get paid by how many hits the site gets.
Jul 8, 2012 6:05AM
Wow! Yet another article on MSN that's so OUT OF TOUCH with reality.  People are still losing their homes & finding a pricey apt rental market awaits them...Cartier watch, eh? Really...is the author a trust fund baby or what?
Jul 9, 2012 1:14PM
Wow......This article is completely out of touch with reality.
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