Here's a big complaint....  All that cheap labor can't speak English.  When my father had to call tech support, after wasting an hour on the phone, he'd call me (this was when I was in college, some 2,000 miles away), exhasberated, having computer problems, and explaining he got someone from Bombaii.  The 2 of them couldn't even communicate, or understand the words comming out of each other's mouth....  Oh, and the worst part for you bozos, guess who gets to foot that bill for the 1-800 call, when your own phone personell can't speak English....

Hello you cheap bastards that make these HR decisions.  If the phone support can't understand the customer's own language, it means they can't communicate.  If they can't communicate, then a phone person can't do their job very effectively, or provide the support the paying customer was calling for.  Language no comprehende == tech support rep, customer service rep, or whatever other phone person can't COMMUNICATE EFFECTIVELY with your customer.  I don't care how much you save on cheap labor; language barriers don't make for very productive phone conversations....

If you have had an issue with a company opening a credit card in your name without your knowledge there is one simple thing that you can do to prevent this from happening. Call the credit reporting agencies and ask that they put a credit freeze on you credit reports and then if someone other than you is applying for the card the bank must call you and specifically verify that you are wanting to open a line of credit with that company. If the bank cannot get you on the phone that bank will deny the open line of credit.

If you have been the victim of Identity theft this is a good way to prevent further losses.

I hope this helps for those that are reading. There are several things that have to happen before a bank can open an account in your name.

To be honest with everyone it is not just the banks fault for this but also the merchants that have signs up that say apply here and you fill out a paper application that has all of that personal info that someone can use to steal your identity. The blame cant be ust placed upon the bank we also have to blame the merchants for people having id theft issues as well as the world wide web.

I am by no means standing up for the banks in any regard but if we are going to place blame it needs to be placed across the board.

Thanks for reading and have a great day

"Collection Agencies" should all be shut down. They are conniving, sneaky SOB's that try and trick you.  They buy so called debt for pennies on the dollar, but try to collect the entire amount.  I had a run in with one a few years back trying to collect a $400 Fingerhut bill that wasn't mine (I was told it was from 1992).  When I called to tell them they had the wrong person, I was told I needed to submit an Identity theft report to them.  I advised the "person" (and I use that term rather loosely) that my identity wasn't stolen, they just had the wrong individual, the collector got irate and demanded a police report for my stolen identity.  I could not reason with them and said don't contact me again.  I haven't heard another word, but it took my valuable time with a phone call and writing a letter that I shouldn't have had to expend.

My wife has a simple solution for those annoying telemarketing people that won't take no for an answer. If they keep calling back, she picks up the phone and blasts them with one of those super loud boat horns you can buy at Walmart. They never call back after that!

My wife has a simple solution for those annoying telemarketing people that won't take no for an answer. If they keep calling back, she picks up the phone and blasts them with one of those super loud boat horns you can buy at Walmart. They never call back after that!

Maiben had a perfect solution for these scoundrils.  He was like "hello, you have reached the (whatever police department).  We regret to inform that the person you're trying to call is no longer with us.  We're performing a homicide investigation.  May I inquire on how you know this individual?"

He then proceded to turn the telemarketer into a suspect in an investigation of his own death, got the telemarketer to reveal his geographic location, while playing a cop, and finally quized the telemarketer on whether he's a flaming homosexual /rofl  The recording of this phone conv is probably still on utube....