5 money moves for retirement savers

From bond strategies to dividend plays, here are some key maneuvers you should consider making early this year.

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Feb 9, 2014 12:20PM
Hmmm...one important item missed as far as reviewing your retirement savings - no time like the present to kick contributions up a percentage point. It isn't often we hear people complaining that they saved too much. If you increase regularly, you may even realize the luxury of being able to choose an earlier retirement date. 
Feb 6, 2014 11:04AM
Another year and I should have permanent residency in Costa Rica. You can draw 13% on CDs for 9 mos. at some banks and the two national banks pay over10% a year. The national banks offer the security of the equivalent of FDIC in the States. This should be a smart money move, better than the U.S. Friends who have lived here for many years live off their savings accounts. Don't put all of your money in any one place.
Feb 8, 2014 9:58PM

If you have a manager make certain that he/she has a fiduciary obligation to you, otherwise you're just dealing with another broker who'll just rip you off selling the next greatest thing to come along and pays him a high commission.

Stash some cash, not a little but a serious enough amount that you can ride out a crisis of 2 months or more and not be broke.  I stashed enough for 6 months, some of it is in gold and silver coin.

Find an independent safe/security deposit company, avoid banks, that you can access 24/7.  Some banks will no longer allow you to store cash in safe deposit boxes.

Feb 8, 2014 9:32PM

Smart money move...................... move to a free country!

Oh wait.  we were the last one.

Revolution, anyone?

(this comment posted to make 'gumby' happy)

Mar 5, 2014 12:51PM

Hey grumpy...

If the shoe fits.....

Feb 5, 2014 11:01PM
Feb 8, 2014 9:48PM
Whatever you choose, don't rely on the US government to take care of you during retirement.  In 10+ years they won't have the money - not even your SS that you have been paying into all these years.  Also, similarly, don't keep your investments in the form of Dollars, because they are tied to the US government to manipulate at will.
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