Isn't it about time that "We the People" set term limits on how long a Congress person can remain in office? It seems to me that there are too many of them that have lost sight of why they are there! It is no longer about what is best for the people of the U.S. but the need of the party to win. I believe the following:

1) Set term limits.

2) Do not allow automatic pay raises ( We get raises for what we accomplish. Let the people of the respective state decide by reelecting them, then they would receive a raise equal to the cost of living plus five percent). Again, the National Debt issue .

3) No retirement money until the retirement age established for social security.

4) Complete transparency of cost for all their perquisite. ( Congressional Gym...etc.)

5) No more "PORK" added to bills... it maybe good for those that support a particular politician but "We The People" can no longer afford "bridges to no where". Remember the National Dept!!!!????

         Don'T You Think It Is Time For "The Silent Majority" To Make A Lot Of Noise,

                 In Stead Of Mumbling,Complaining​ And Going With The Flow?????

Instead of bitching and moaning, why don't we revolt and demand a referendum for all issues that affect the citizens of the USA.  Also, think of political parties as "good vs. evil" depending on which party you belong to.  There should only be one party, and if we don't like what the voted-in president, congressman, or house rep does, simply fire them and someone better to replace them.

I agree with the refund argument. However, I often ask myself, if EVERYONE filed the "perfect" return where the taxes owed matches the taxes paid exactly by 12/31 then the government would not have the "interest free loan".

What happens when the government does not have your interest free money to "play" with during the year? They start mandating higher taxes so now its not a loan. Its an obligation. In other words, I feel like its "loan it to me or im taking it for good" strategy because they really do use these monies during the year. 

Just a thought.  

I will change my withholdings this year though. I increased my 401K contribution every year so this coming year I will definitely increase it to max out. I will also change my allowances so more of it is in my paycheck.

I,like most people had the brainwashed mindset that a big refund is good. Its like using the government as your bank account. And for those who have no self control can be a good thing but like the article states with all this fraud, who knows what might happen.  We may get a letter in the mail from the govt saying "sorry we need your money to cover our losses and since you are a citizen it is your obligation to contribute to the solution" .....LOL!!