these guys are behind the curve always...there is no way they can predict market

direction...and there is no way they can pick stocks...they are in business to sell

advice..and their advice is usually wrong...you are better off selecting a macro trend

and then putting your money in a plain index...at least that way, if you are right on the

trend you will profit....whether its cramer or myridari or jubak they all have no clue

of what the market will do ...and to add to that..any invidividual investor who thinks

he can out trade a computer program which trades hundreds of thousands of shares

in nano seconds both ways is kidding himself..take the metal etf's for example by

the time the market opens they have moved in pre marketing trading and you will always

be too late to ride the wave..same with many stocks there are always surprises to the

upside and the downside..and by the time you get a stock recommendation its way too late

(see netflex)

We are probably perceived as one of the last bastions of safe investing.

to red billy...

 It's called and brain and education.  A computer is a tool, a machine that runs programs that were written by people.  Yes smart people who have  tried to look at hundreds of various situations and written a set of rules for the computer to follow in these circumstances. The problem with computers is that when they run into situations they have not been programmed for they don't know what to do, they make errors or sometimes just quit and ask for help.  Who do they ask, people with brains that think!  That 7# object at the top of your neck is still the best computer ever made.  It does things that no computer has ever done, it can imagine, it can suppose, it's not bounded by a fixed set of rules, it can improvise, adapt, foresee and understand the moods of people and circumstances. 

  Now I use a computer as does every one I know in today's world.  They can crunch numbers much faster than I can.  But I put in the numbers, I tell it what to do with them and where to put them in other programs for further study.   But what is important is that I must say this looks good or bad, I decide that.  Yes a program could tell me that this number is with the parameters set but I don't believe that any one short of maybe Bill G. in Washington could afford to build the system or have the programmers constantly  working with the daily news and world events to say "No, that number isn't so good today cause Iran is saber rattling again and there's another oil fire in the gulf."   My poor little brain knows all that already because I watch for news and events that could affect this and tells me this is not good enough for now.   

  How do I know what affects my decisions, I went to school, got an education and  spent years in the school of life. Sometimes I got kicked in the gut, sometimes I ate prime rib over my decisions but I tried to learn from them what works and,  what doesn't , what will get me in the front corner office for a pat on the back and what is liable to come back and bit me.  What I have learned is to careful , complete as I can and precise.   Take responsibility for my actions and none for the actions of others.  Give credit where credit is due and don't expect anything extra for just doing your job.  You want extra, do extra.

  You tell me where the computer is that can do that and I will personally kiss your **** in the middle of time square at noon, after we arrange to buy the damn thing.